Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $9,758 (2024).

Does this home have a garage?

Yes, this home has a 3-car garage.

How long has this property been on the market?

This property has been listed for 556 days.

No photos available

Listed at

$1,380,000

$227/sqft

Maple Ridge

1604 1st Street, Cold Spring, MN, 56320

5 Bedrooms5 Bathrooms6,073 Square Feet0.79 Acres

Days on market556

Year built2018

Garage spaces3

TypeResidential

Est. $38,400buyer credit when you buy with SODL

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About this home

Welcome to your dream home in the heart of Cold Spring! This stunning property boasts a grand entryway that will leave a lasting impression the moment you step inside. The immaculate yard offers a serene oasis with a beautifully fenced-in backyard, featuring a sparkling pool, relaxing hot tub, and spacious patio perfect for entertaining. The oversized three-car garage provides ample space for your vehicles and toys. Inside, you’ll be blown away by the chef's dream kitchen, complete with a butler's pantry, built-in oversized island, and top-of-the-line appliances. The formal dining room sets the stage for unforgettable dinner parties, while the cozy gas fireplace in the living room creates the perfect ambiance for those chilly evenings. The primary suite is truly a retreat, with a luxurious primary bathroom featuring a soak tub, a sleek shower, and a walk-in closet that you’ll only dream of. Upstairs, the spacious loft sitting area provides a perfect getaway, while two spacious bedrooms with their own private bathrooms and walk-in closets offer plenty of privacy and space for everyone in the family. Downstairs is an entertainer's paradise, with a full wet bar, two entertaining spaces perfect for large get-togethers. The designated studio space is perfect for a workout room or flex room. Looking for storage, you will find a large storage space tucked away for convenience. This home has it all!! Don’t miss out on the chance to make this one of a kind home yours!

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Date

Mar 14, 2026

Time

5pm – 6pm

Address

1604 1st Street, Cold Spring, MN, 56320

Listed By: Premier Real Estate Services • NST6686273 • Source: Property Details provided by NorthstarMLS and may not match the public record.

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Home facts

Property typeResidential

Property subtypeSingle Family Residence

Year built2018

LevelsTwo

Living area6,073 sqft

Above-grade finished3,745 sqft

Below-grade finished2,328 sqft

Lot size0.79 acres (189x179x177x183)

Days on market556

ListedMar 17, 2025

MLS #NST6686273

CountyStearns

SubdivisionMaple Ridge

Parcel #48294410061

Facts & features

Interior

Bedrooms: 5
Bathrooms: 5
Bath breakdown: 2 full / 3 3/4
Heating: Forced Air, Fireplace(s)
Cooling: Central Air
Appliances: Air-To-Air Exchanger, Cooktop, Dishwasher, Double Oven, Dryer, Exhaust Fan, Freezer, Gas Water Heater, Microwave, Refrigerator, Stainless Steel Appliances, Wall Oven, Washer, Water Softener Owned, Wine Cooler

Property

Levels / stories: Two
Garage: 3 spaces · 50x28 · 1,400 sqft
Parking features: Attached Garage, Concrete, Floor Drain, Finished Garage, Garage Door Opener, Heated Garage, Insulated Garage, Storage
Patio & porch: Covered, Patio, Rear Porch
Pool: Below Ground, Heated
Fencing: Split Rail

Construction

Property type: Residential
Property subtype: Single Family Residence
Foundation: 2,328 sqft
Roof: Age 8 Years or Less
Year built: 2018

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas

Community & HOA

Subdivision: Maple Ridge
HOA: No HOA
School district: Rocori

Financial & listing details

Annual tax: $9,758 (2024)
Listed: Mar 17, 2025
Days on market: 556 · 130 cumulative
Manufactured home: Yes

Interior details

Total bathrooms5

Full baths2

3/4 baths3

Half baths0

1/4 baths0

BasementEgress Window(s), Finished, Full, Storage Space, Tile Shower

HeatingForced Air, Fireplace(s)

CoolingCentral Air

Fireplaces2

LaundryLaundry Room, Main Level

AppliancesAir-To-Air Exchanger, Cooktop, Dishwasher, Double Oven, Dryer, Exhaust Fan, Freezer, Gas Water Heater, Microwave, Refrigerator, Stainless Steel Appliances, Wall Oven, Washer, Water Softener Owned, Wine Cooler

DiningEat In Kitchen, Informal Dining Room, Kitchen/Dining Room, Living/Dining Room, Separate/Formal Dining Room

AmenitiesCeiling Fan(s), Exercise Room, French Doors, Hardwood Floors, Hot Tub, Kitchen Center Island, Kitchen Window, Primary Bedroom Walk-In Closet, Main Floor Primary Bedroom, Patio, Security System, In-Ground Sprinkler, Tile Floors, Vaulted Ceiling(s), Washer/Dryer Hookup, Wet Bar, Walk-In Closet

AccessibilityNone

Special featuresAll Living Facilities on One Level, Main Floor Primary, Main Floor Bedroom, Main Floor Laundry, Primary Bdr Suite

Exterior & lot

RoofAge 8 Years or Less

Foundation area2,328 sqft

Patio/porchCovered, Patio, Rear Porch

Lot featuresTree Coverage - Medium

Road frontageCity Street

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingAttached Garage, Concrete, Floor Drain, Finished Garage, Garage Door Opener, Heated Garage, Insulated Garage, Storage

Garage spaces3

Garage size1,400 sqft

Financial details

Annual taxes$9,758

Tax year2024

Taxes w/ assessments9758

Assessment pendingNo

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District number2255

District phone3206854901

High schoolRocori

SODL flat fee brokerage

$38,400Estimated buyer credit

SODL platform fee $3,000Your buyer credit $38,400

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

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Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$8,526/mo

Principal & interest$7,252

Property taxes$813

Home insurance (est.)$460

Down payment

$276,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.