Listed at
$749,900
$556/sqft

15995 County Road 109

15995 County Road 109, Merrifield, MN, 56465
3  Bedrooms3  Bathrooms1,348  Square Feet0.76  Acres
Days on market33
Year built1970
Garage spaces1
TypeResidential
Est. $19,497buyer credit when you buy with SODL
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About this home

Check out this incredible opportunity on the shores of Upper Mission Lake. With 103 feet of prime lake frontage and a perfect sandy bottom, this property offers an ideal setting for swimming, relaxing, and enjoying everything lake life has to offer. The home is positioned just 30 feet from the water’s edge, creating a rare and highly sought-after proximity to the lake. Inside, you’ll find great lake views from all of the main living spaces, allowing you to take in the scenery year-round. The home has seen numerous updates including the kitchen, bathrooms, flooring, and more—blending modern touches with comfortable lake living. This home is being sold FULLY FURNISHED! A seasonal guest cabin with a 3/4 bathroom provides additional space for guests, making this property perfect for hosting family and friends. Conveniently located just a short drive from Crosslake, Breezy Point, Pequot Lakes, and Nisswa, you’ll have easy access to dining, golf, shopping, and all the amenities the Brainerd Lakes Area is known for. Whether you’re looking for a weekend retreat or a place to make lasting memories, this Upper Mission Lake property delivers location, views, and shoreline that’s hard to find.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1970
LevelsOne
Living area1,348 sqft
Above-grade finished1,348 sqft
Below-grade finished0 sqft
Lot size0.76 acres (323x103x342x100)
Days on market33
ListedApr 15, 2026
MLS #NST7011846
CountyCrow Wing
Parcel #77270506

Facts & features

Interior

Bedrooms
3
Bathrooms
3
Bath breakdown
1 full / 2 3/4
Heating
Forced Air
Cooling
Central Air, Wall Unit(s)
Appliances
Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer

Property

Levels / stories
One
Garage
1 space · 12x24 · 288 sqft
Parking features
Detached Garage, Gravel, Concrete, Electric, Garage Door Opener
Patio & porch
Composite Decking, Patio, Rear Porch
Exterior features
Wood
Fencing
Partial, Vinyl

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Block · 1,348 sqft
Roof
Age 8 Years or Less
Year built
1970

Utilities

Water
Drilled, Shared System, Well
Sewer
Mound Septic, Private Sewer, Septic System Compliant - Yes
Fuel
Electric, Natural Gas
Electric
100 Amp Service

Community & HOA

HOA
No HOA
School district
182 - Crosby-Ironton
High school district
Crosby-Ironton

Financial & listing details

Annual tax
$2,327 (2026)
Tax with assessments
2352
Listed
Apr 15, 2026
Days on market
33 · 58 cumulative
Manufactured home
Yes

Interior details

Total bathrooms3
Full baths1
3/4 baths2
Half baths0
1/4 baths0
BasementBlock, Crawl Space, Partially Finished
HeatingForced Air
CoolingCentral Air, Wall Unit(s)
LaundryLaundry Room, Main Level
AppliancesDishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer
DiningEat In Kitchen, Informal Dining Room
AmenitiesCable, Ceiling Fan(s), Dock, Hardwood Floors, Kitchen Center Island, Kitchen Window, Main Floor Primary Bedroom, Natural Woodwork, Patio, Paneled Doors, Porch, Panoramic View, In-Ground Sprinkler, Tile Floors, Washer/Dryer Hookup
AccessibilityNone
Special featuresAll Living Facilities on One Level, Main Floor Primary, Main Floor Bedroom, Main Floor Laundry

Exterior & lot

ExteriorWood
RoofAge 8 Years or Less
FoundationBlock
Foundation area1,348 sqft
Patio/porchComposite Decking, Patio, Rear Porch
Lot featuresTree Coverage - Medium
Road frontageCounty Road, Paved Streets
Road responsibilityPublic Maintained Road
ZoningShoreline,Residential-Single Family

Utilities

Water sourceDrilled, Shared System, Well
SewerMound Septic, Private Sewer, Septic System Compliant - Yes
FuelElectric, Natural Gas

Parking & garage

ParkingDetached Garage, Gravel, Concrete, Electric, Garage Door Opener
Garage spaces1
Garage size288 sqft

Financial details

Annual taxes$2,327
Tax year2026
Taxes w/ assessments2352
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District182 - Crosby-Ironton
District number182
District phone2185458801
High schoolCrosby-Ironton
SODL flat fee brokerage
$19,497Estimated buyer credit
SODL platform fee $3,000Your buyer credit $19,497

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$4,385/mo
Principal & interest$3,941
Property taxes$194
Home insurance (est.)$250
%
$149,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

15995 County Road 109, Merrifield, MN, 56465

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Listing information

MLS #NST7011846
StatusClosed
Last updatedMay 22, 2026, 8:28 PM
Originally listedApr 17, 2026, 12:00 AM
Listing officeRE/MAX Advantage Plus

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.