Sold / Closed
$240,000

Sold price · Closed Jul 24, 2026

$213/sqft

1581 SW 28th Street

1581 SW 28th Street, Owatonna, MN, 55060
2  Bedrooms1  Bathroom1,136  Square Feet0.319  Acres
Days on market77
Year built1963
Garage spaces1.5
TypeResidential
Est. $4,260buyer credit when you buy with SODL

About this home

Enjoy the ease of true main-level living in this inviting patio home located just outside city limits—offering peaceful surroundings with the comfort of nearby neighbors. This well-maintained home features 2 bedrooms, a full bath, and convenient main-floor laundry. The updated kitchen and refreshed mudroom add modern touches, while newer windows fill the home with natural light. Step out onto the serene front deck—perfect for morning coffee or unwinding at the end of the day. Set on a spacious 0.32-acre lot with a creek running through the backyard, you’ll appreciate the added sense of privacy and nature. Additional highlights include all new windows in 2023, shingles in 2019 and an oversized one and half-stall garage. The septic is compliant and a well water test has been done for your peace of mind. A perfect blend of comfort, simplicity, and peaceful living.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1963
LevelsOne
Living area1,136 sqft
Above-grade finished1,136 sqft
Below-grade finished0 sqft
Lot size0.319 acres (120x116)
Days on market77
ListedApr 13, 2026
MLS #NST7053974
CountySteele
Parcel #080281418

Facts & features

Interior

Bedrooms
2
Bathrooms
1
Bath breakdown
1 full
Heating
Boiler
Cooling
Ductless Mini-Split
Appliances
Dishwasher, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener Owned

Property

Levels / stories
One
Garage
1.5 spaces · 18x24 · 432 sqft
Parking features
Attached Garage, Garage Door Opener, Insulated Garage
Patio & porch
Deck
Exterior features
Vinyl
Other structures
Storage Shed

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Frame
Foundation
Slab · 1,136 sqft
Roof
Age 8 Years or Less, Asphalt
Year built
1963

Utilities

Water
Private, Well
Sewer
Mound Septic, Private Sewer
Fuel
Natural Gas
Electric
Circuit Breakers

Community & HOA

HOA
No HOA
School district
761 - Owatonna
High school district
Owatonna

Financial & listing details

Annual tax
$1,531 (2026)
Tax with assessments
1550
Listed
Apr 13, 2026
Days on market
77
Manufactured home
Yes

Interior details

Total bathrooms1
Full baths1
3/4 baths0
Half baths0
1/4 baths0
BasementNone
HeatingBoiler
CoolingDuctless Mini-Split
LaundryMain Level
AppliancesDishwasher, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener Owned
DiningKitchen/Dining Room, Living/Dining Room
AmenitiesCeiling Fan(s), Kitchen Window, Main Floor Primary Bedroom
AccessibilityOther
Special featuresAll Living Facilities on One Level, Main Floor Bedroom, Main Floor Laundry

Exterior & lot

ExteriorVinyl
RoofAge 8 Years or Less, Asphalt
FoundationSlab
Foundation area1,136 sqft
Patio/porchDeck
Road frontagePrivate Road
Road responsibilityPrivate Maintained Road
ZoningResidential-Single Family

Utilities

Water sourcePrivate, Well
SewerMound Septic, Private Sewer
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Garage Door Opener, Insulated Garage
Garage spaces1.5
Garage size432 sqft

Financial details

Annual taxes$1,531
Tax year2026
Taxes w/ assessments1550
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District761 - Owatonna
District number761
District phone5074448610
High schoolOwatonna
SODL flat fee brokerage
$4,260Estimated buyer credit
SODL platform fee $3,000Your buyer credit $4,260

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,480/mo
Principal & interest$1,272
Property taxes$128
Home insurance (est.)$81
%
$48,400
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

1581 SW 28th Street, Owatonna, MN, 55060

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Listing information

MLS #NST7053974
StatusClosed
Last updatedJul 24, 2026, 7:21 PM
Originally listedApr 13, 2026, 1:20 PM
Listing officeeXp Realty
Co-listing officeeXp Realty

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.