Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $10,696 (2026).

What school district is this property in?

This property is in the 473 - Isle school district.

Does this home have a garage?

Yes, this home has a 3-car garage.

How long has this property been on the market?

This property has been listed for 261 days.

Listed at

$650,000

$317/sqft

Malone Island Estates

1575 White Cloud Drive, Isle, MN, 56342

3 Bedrooms2 Bathrooms2,051 Square Feet0.333 Acres

Days on market261

Year built2008

Garage spaces3

TypeResidential

Est. $16,500buyer credit when you buy with SODL

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About this home

A Rare Lakefront Opportunity — Truly One You Must See in Person: This stunning lakefront home is truly best appreciated in person—photos simply don’t capture its beauty or peaceful atmosphere. With 125 feet of private shoreline and an undeveloped state park directly across the lake, you’ll enjoy uninterrupted views and breathtaking autumn colors year after year. Inside, the home features a bright, open-concept layout designed for both comfort and entertaining, highlighted by large windows that bring the outdoors in. The setting is serene and private, offering a perfect balance of everyday living and tranquil retreat. Beyond its charm, this property also offers exceptional investment and growth potential. The space above the garage is already framed for an additional apartment with a bathroom, making it ideal for future rental income, guest quarters, or a customized studio or office. Whether you’re looking for a primary residence, a vacation getaway, or a smart long-term investment, this property delivers on all fronts. Don’t miss your chance—schedule a showing before this exceptional lakefront home is gone. Key Features: -125' of lakefront with peaceful views and vibrant fall colors from protected parkland -Open-concept living area with fireplace and expansive windows -Three-car garage, ideal for storage and guests -Above-garage space ready to be finished as an apartment or dream workspace -Lakefront deck, covered patio, and grassy lawn surrounded by mature trees

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built2008

LevelsOne

Living area2,051 sqft

Above-grade finished2,051 sqft

Below-grade finished0 sqft

Lot size0.333 acres (130x172x51x172)

Days on market261

ListedNov 21, 2025

MLS #NST6820637

CountyMille Lacs

SubdivisionMalone Island Estates

Parcel #205600190

Facts & features

Interior

Bedrooms: 3
Bathrooms: 2
Bath breakdown: 2 full
Heating: Forced Air
Cooling: Central Air
Appliances: Air-To-Air Exchanger, Dishwasher, Dryer, Electric Water Heater, Freezer, Range, Refrigerator, Washer

Property

Levels / stories: One
Garage: 3 spaces · 816 sqft
Parking features: Attached Garage, Concrete, Heated Garage, Insulated Garage
Exterior features: Engineered Wood
View: East, North, See Remarks
Waterfront: Dock, Lake Front

Construction

Property type: Residential
Property subtype: Single Family
Foundation: Block · 2,051 sqft
Roof: Age 8 Years or Less, Asphalt, Pitched
Year built: 2008

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas

Community & HOA

Subdivision: Malone Island Estates
HOA: No HOA
School district: 473 - Isle
High school district: Isle

Financial & listing details

Annual tax: $10,696 (2026)
Listed: Nov 21, 2025
Days on market: 261 · 838 cumulative
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths2

3/4 baths0

Half baths0

1/4 baths0

BasementCrawl Space, Full, Sump Pump

HeatingForced Air

CoolingCentral Air

Fireplaces1

LaundryMain Level

AppliancesAir-To-Air Exchanger, Dishwasher, Dryer, Electric Water Heater, Freezer, Range, Refrigerator, Washer

DiningKitchen/Dining Room, Living/Dining Room

AmenitiesDock, Kitchen Center Island, Kitchen Window, Primary Bedroom Walk-In Closet, Patio, Skylight, Vaulted Ceiling(s), Washer/Dryer Hookup, Walk-In Closet, Walk-Up Attic

AccessibilityPartially Wheelchair

Special features3 BR on One Level, All Living Facilities on One Level, Main Floor Primary, Main Floor Bedroom, Main Floor Laundry

Exterior & lot

ExteriorEngineered Wood

RoofAge 8 Years or Less, Asphalt, Pitched

FoundationBlock

Foundation area2,051 sqft

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingAttached Garage, Concrete, Heated Garage, Insulated Garage

Garage spaces3

Garage size816 sqft

Financial details

Annual taxes$10,696

Tax year2026

Taxes w/ assessments10696

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District473 - Isle

District number473

District phone3206763146

High schoolIsle

SODL flat fee brokerage

$16,500Estimated buyer credit

SODL platform fee $3,000Your buyer credit $16,500

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

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Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$4,524/mo

Principal & interest$3,416

Property taxes$891

Home insurance (est.)$217

Down payment

$130,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.