Sold / Closed
$330,000

Sold price · Closed Sep 17, 2026

$220/sqft

Mississippi Shores 2nd Add

15471 95th Street NE, Otsego, MN, 55330
3  Bedrooms2  Bathrooms1,542  Square Feet1.24  Acres
Days on market30
Year built1973
Garage spaces2
TypeResidential
Est. $7,200buyer credit when you buy with SODL

About this home

Enjoy the perfect blend of privacy, space, and convenience in this beautifully updated 3-bedroom, 2-bath split-level home situated on over an acre indesirable Otsego. Surrounded by mature trees and established landscaping, the property offers a peaceful setting with a spacious, level backyardproviding endless possibilities for outdoor enjoyment, recreation, or gardening. Inside, you'll find all three bedrooms conveniently located on the upper level along with a full bathroom. Recent updates include brand-new flooring onthe main level and fresh paint throughout, creating a bright, move-in-ready interior. The lower level features a cozy family room, an additionalbathroom, and a versatile flex room that is ideal for a home office, hobby room, or workout space. A two-stall attached garage provides plenty of storageand everyday convenience. With over an acre of usable land, thoughtful updates throughout, and a fantastic Otsego location, this home offers a wonderful opportunity to enjoy bothindoor comfort and outdoor space. Don't miss your chance to make this property your own

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1973
LevelsSplit Entry (Bi-Level)
Living area1,542 sqft
Above-grade finished1,041 sqft
Below-grade finished501 sqft
Lot size1.24 acres (174x309x190x290)
Days on market30
ListedJul 27, 2026
MLS #NST7107559
CountyWright
SubdivisionMississippi Shores 2nd Add
Parcel #118024004120

Facts & features

Interior

Bedrooms
3
Bathrooms
2
Bath breakdown
1 full / 1 half
Heating
Forced Air
Cooling
Central Air
Appliances
Dishwasher, Refrigerator, Water Softener Owned

Property

Levels / stories
Split Entry (Bi-Level)
Garage
2 spaces · 20x22 · 466 sqft
Parking features
Attached Garage, Asphalt
Patio & porch
Porch, Rear Porch
Exterior features
Stucco, Wood
Fencing
None

Construction

Property type
Residential
Property subtype
Single Family
Foundation
None · 1,100 sqft
Year built
1973

Utilities

Water
Well
Sewer
Septic System Compliant - Yes
Fuel
Natural Gas

Community & HOA

Subdivision
Mississippi Shores 2nd Add
HOA
No HOA
School district
728 - Elk River
High school district
Elk River

Financial & listing details

Annual tax
$3,618 (2025)
Listed
Jul 27, 2026
Days on market
30
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths1
3/4 baths0
Half baths1
1/4 baths0
BasementFinished, Partial
HeatingForced Air
CoolingCentral Air
Fireplaces1
LaundryIn Basement, Lower Level, Laundry Room
AppliancesDishwasher, Refrigerator, Water Softener Owned
DiningEat In Kitchen, Informal Dining Room, Kitchen/Dining Room, Living/Dining Room
AmenitiesKitchen Window, Main Floor Primary Bedroom, Patio, Paneled Doors, Porch
AccessibilityNone
Special features3 BR on One Level

Exterior & lot

ExteriorStucco, Wood
FoundationNone
Foundation area1,100 sqft
Patio/porchPorch, Rear Porch
Lot featuresCleared, Irregular Lot, Tree Coverage - Heavy
ZoningResidential-Single Family

Utilities

Water sourceWell
SewerSeptic System Compliant - Yes
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Asphalt
Garage spaces2
Garage size466 sqft

Financial details

Annual taxes$3,618
Tax year2025
Taxes w/ assessments3618
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District728 - Elk River
District number728
District phone7632413400
High schoolElk River
SODL flat fee brokerage
$7,200Estimated buyer credit
SODL platform fee $3,000Your buyer credit $7,200

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,202/mo
Principal & interest$1,787
Property taxes$302
Home insurance (est.)$113
%
$68,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

15471 95th Street NE, Otsego, MN, 55330

Listing information

MLS #NST7107559
StatusClosed
Last updatedSep 17, 2026, 4:53 PM
Originally listedJul 30, 2026, 12:00 AM
Listing officeKeller Williams Classic Rlty NW
Co-listing officeKeller Williams Classic Rlty NW

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.