Listed at
$599,000
$195/sqft

Coyote Creek

1536 39th Street, Saint Cloud, MN, 56301
5  Bedrooms4  Bathrooms3,078  Square Feet1.07  Acres
Days on market40
Year built2009
Garage spaces3
TypeResidential
Est. $14,970buyer credit when you buy with SODL
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About this home

Stunning 5-bedroom, 4-bath rambler offering an impressive combination of space, comfort, and a beautiful natural setting on over an acre. The thoughtfully designed main level features a spacious kitchen with center island, vaulted ceilings, formal dining, and a main-floor primary suite with walk-in closet and private bath. Generous living spaces continue into the finished walkout lower level, providing plenty of room for entertaining, recreation, hobbies, or guests. Step outside and enjoy nature right beyond your back door, with a spacious lot, patio, mature surroundings, and room to enjoy the outdoors. Additional highlights include a 3-stall attached garage and storage shed. Conveniently located with easy access to I-94, restaurants, shopping, and everyday amenities, while offering the space and setting of a more private retreat. A truly impressive property with room to live, gather, and enjoy both indoors and out!

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built2009
LevelsOne
Living area3,078 sqft
Above-grade finished1,779 sqft
Below-grade finished1,299 sqft
Lot size1.07 acres (470x100)
Days on market40
ListedAug 20, 2026
MLS #NST7131010
CountyStearns
SubdivisionCoyote Creek
Parcel #82458170027

Facts & features

Interior

Bedrooms
5
Bathrooms
4
Bath breakdown
3 full / 1 half
Heating
Forced Air, Fireplace(s)
Cooling
Central Air
Appliances
Air-To-Air Exchanger, Chandelier, Dishwasher, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer

Property

Levels / stories
One
Garage
3 spaces · 880 sqft
Parking features
Attached Garage
Patio & porch
Deck, Patio
Exterior features
Stone, Vinyl
Pool
None

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Block · 1,779 sqft
Roof
Age 8 Years or Less
Year built
2009

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas
Electric
Circuit Breakers

Community & HOA

Subdivision
Coyote Creek
HOA
No HOA
School district
742 - St. Cloud
High school district
St. Cloud

Financial & listing details

Annual tax
$6,032 (2026)
Tax with assessments
6040
Listed
Aug 20, 2026
Days on market
40
Manufactured home
Yes

Interior details

Total bathrooms4
Full baths3
3/4 baths0
Half baths1
1/4 baths0
BasementBlock, Drain Tiled, Finished, Full, Storage Space, Sump Basket, Sump Pump, Tile Shower, Walkout
HeatingForced Air, Fireplace(s)
CoolingCentral Air
Fireplaces1
LaundryElectric Dryer Hookup, Laundry Room, Main Level, Washer Hookup
AppliancesAir-To-Air Exchanger, Chandelier, Dishwasher, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer
DiningKitchen/Dining Room, Separate/Formal Dining Room
AmenitiesCeiling Fan(s), Deck, Hardwood Floors, Kitchen Center Island, Kitchen Window, Primary Bedroom Walk-In Closet, Main Floor Primary Bedroom, Patio, Paneled Doors, In-Ground Sprinkler, Vaulted Ceiling(s), Washer/Dryer Hookup, Walk-In Closet
AccessibilityNone
Special features3 BR on One Level, Main Floor Primary, Main Floor Bedroom, Main Floor Laundry, Primary Bdr Suite

Exterior & lot

ExteriorStone, Vinyl
RoofAge 8 Years or Less
FoundationBlock
Foundation area1,779 sqft
Patio/porchDeck, Patio
Lot featuresTree Coverage - Medium
Road frontageCity Street
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage
Garage spaces3
Garage size880 sqft

Financial details

Annual taxes$6,032
Tax year2026
Taxes w/ assessments6040
Assessment pendingYes
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District742 - St. Cloud
District number742
District phone3202539333
High schoolSt. Cloud
SODL flat fee brokerage
$14,970Estimated buyer credit
SODL platform fee $3,000Your buyer credit $14,970

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$3,850/mo
Principal & interest$3,148
Property taxes$503
Home insurance (est.)$200
%
$119,800
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

1536 39th Street, Saint Cloud, MN, 56301

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Listing information

MLS #NST7131010
StatusActive
Last updatedSep 24, 2026, 10:10 AM
Originally listedAug 20, 2026, 4:15 PM
Listing officeKerber Castle Realty Group
Co-listing officeKerber Castle Realty Group

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.