Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $3,672 (2025).

Does this home have a garage?

Yes, this home has a 3-car garage.

How long has this property been on the market?

This property was listed for 19 days.

Pending

$379,900

$192/sqft

Pheasant Ridge 3rd Add

15286 81st Court NE, Otsego, MN, 55330

3 Bedrooms2 Bathrooms1,980 Square Feet0.254 Acres

Days on market19

Year built2001

Garage spaces3

TypeResidential

Est. $8,397buyer credit when you buy with SODL

About this home

Outstanding Otsego home tucked on a quiet cul-de-sac with no HOA! This exceptionally cared-for 3BR/2BA home offers spacious living areas, great storage, and a desirable 3rd-level walkout to a 14x14 concrete patio overlooking the beautifully landscaped, fully fenced backyard. Enjoy the maintenance-free deck off the kitchen and dining area — perfect for relaxing or entertaining. Fresh paint, new carpet in the upper and lower living areas, updated windows, newer mechanicals, and thoughtful improvements throughout make this home truly move-in ready. The heated, insulated, and sheet rocked garage features new doors and a pull-down ladder to a lighted storage loft. The impressive shed includes electricity, built-in drawers, and a ceiling fan — ideal for hobbies or extra workspace. Located within walking distance to schools and close to parks, shopping, and easy highway access. Quiet setting, amazing neighbors, and pride of ownership throughout!

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Home facts

Property typeResidential

Year built2001

LevelsFour or More Level Split

Living area1,980 sqft

Above-grade finished1,444 sqft

Below-grade finished536 sqft

Lot size0.254 acres (141x74x143x81)

Days on market19

ListedFeb 25, 2026

MLS #NST7014410

CountyWright

SubdivisionPheasant Ridge 3rd Add

Parcel #118075001170

Facts & features

Interior

Bedrooms: 3
Bathrooms: 2
Bath breakdown: 1 full / 1 3/4
Heating: Forced Air
Cooling: Central Air
Appliances: Air-To-Air Exchanger, Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer, Water Softener Owned

Property

Levels / stories: Four or More Level Split
Garage: 3 spaces · 589 sqft
Parking features: Attached Garage, Asphalt, Heated Garage, Insulated Garage
Patio & porch: Deck, Patio
Pool: None
Other structures: Storage Shed

Construction

Property type: Residential
Foundation: 1,050 sqft
Roof: Age 8 Years or Less, Asphalt
Year built: 2001

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas

Community & HOA

Subdivision: Pheasant Ridge 3rd Add
HOA: No HOA
School district: Elk River

Financial & listing details

Annual tax: $3,672 (2025)
Listed: Feb 25, 2026
Days on market: 19
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths1

Half baths0

1/4 baths0

BasementBlock, Daylight/Lookout Windows, Drain Tiled, Partial

HeatingForced Air

CoolingCentral Air

Fireplaces1

AppliancesAir-To-Air Exchanger, Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer, Water Softener Owned

DiningEat In Kitchen, Informal Dining Room, Kitchen/Dining Room, Living/Dining Room

AmenitiesDeck, Kitchen Window, Natural Woodwork, Patio, Security System, In-Ground Sprinkler, Tile Floors, Washer/Dryer Hookup, Walk-In Closet

AccessibilityNone

Exterior & lot

RoofAge 8 Years or Less, Asphalt

Foundation area1,050 sqft

Patio/porchDeck, Patio

Lot featuresTree Coverage - Medium

Road frontageCity Street, Cul De Sac, Paved Streets

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingAttached Garage, Asphalt, Heated Garage, Insulated Garage

Garage spaces3

Garage size589 sqft

Financial details

Annual taxes$3,672

Tax year2025

Taxes w/ assessments3672

Assessment pendingUnknown

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District number2241

District phone7632413400

High schoolElk River

SODL flat fee brokerage

$8,397Estimated buyer credit

SODL platform fee $3,000Your buyer credit $8,397

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,429/mo

Principal & interest$1,997

Property taxes$306

Home insurance (est.)$127

Down payment

$75,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.