Listed at
$398,000
$301/sqft

Malone Island Estates

1520 White Cloud Drive, Isle, MN, 56342
3  Bedrooms2  Bathrooms1,322  Square Feet0.24  Acres
Days on market3
Year built1982
Garage spaces3
HOA / month$330
TypeResidential
Est. $8,940buyer credit when you buy with SODL
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About this home

Welcome to your slice of paradise on beautiful Malone Island! This charming 3 bedroom, 2 bathroom home has the perfect combination of peaceful living, outdoor enjoyment, and access to Minnesota's beloved Mille Lacs Lake. This home features new custom built kitchen cabinets, quartz counter tops, vaulted ceilings, new mini split and many new updates. Enjoy the extra garage space with the additional garage located on the property. (Dimensions 24x30x10) Located in a quiet, welcoming neighborhood, this property features a nice yard with plenty of space to relax, entertain, and enjoy the beauty of the surrounding area. Enjoy the convenience of great walking and biking opportunities right in the neighborhood, making it easy to get outside and take in the peaceful surroundings. One of the standout features of this property is the included deeded access to a shared boat slip in the marina on Mille Lacs Lake as well as the private launch, giving you convenient access to the water and endless opportunities for fishing, boating, and making lasting memories. Whether you're looking for a year round home, a relaxing lake getaway, or a place to enjoy the outdoors, this property provides the lifestyle you've been looking for. With its quiet setting, inviting neighborhood, and access to Mille Lacs Lake, this is an opportunity you don't want to miss! Come enjoy Malone Island living and all that Mille Lacs Lake has to share!

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1982
LevelsOne
Living area1,322 sqft
Above-grade finished1,322 sqft
Below-grade finished0 sqft
Lot size0.24 acres (60 x 179 x 70 x 159)
Days on market3
ListedSep 25, 2026
MLS #NST7150575
CountyMille Lacs
SubdivisionMalone Island Estates
Parcel #205600710

Facts & features

Interior

Bedrooms
3
Bathrooms
2
Bath breakdown
2 full
Heating
Baseboard
Cooling
Ductless Mini-Split, Window Unit(s)
Basement
Crawl Space · 0 sqft finished

Property

Levels / stories
One
Garage
3 spaces · 984 sqft
Parking features
Attached Garage, Detached Garage
Exterior features
Block
Pool
None
Lot size
0.24 acres

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Block, Brick/Mortar · 1,322 sqft
Year built
1982

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas

Community & HOA

Subdivision
Malone Island Estates
HOA
$330/annual
HOA name
Malone Island Association
HOA phone
6122805005
HOA includes
Dock, Shared Amenities
School district
473 - Isle

Financial & listing details

Annual tax
$3,826 (2026)
Listed
Sep 25, 2026
Days on market
3
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths2
3/4 baths0
Half baths0
1/4 baths0
BasementCrawl Space
HeatingBaseboard
CoolingDuctless Mini-Split, Window Unit(s)
Fireplaces1
AccessibilityNone

Exterior & lot

ExteriorBlock
FoundationBlock, Brick/Mortar
Foundation area1,322 sqft
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Detached Garage
Garage spaces3
Garage size984 sqft

Financial details

Annual taxes$3,826
Tax year2026
Taxes w/ assessments3826
Assessment pendingNo
HOA fee$330
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District473 - Isle
District number473
District phone3206763146
High schoolIsle
SODL flat fee brokerage
$8,940Estimated buyer credit
SODL platform fee $3,000Your buyer credit $8,940

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,873/mo
Principal & interest$2,092
Property taxes$319
Home insurance (est.)$133
HOA fees$330
%
$79,600
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

1520 White Cloud Drive, Isle, MN, 56342

Listing information

MLS #NST7150575
StatusActive
Last updatedSep 26, 2026, 7:36 PM
Originally listedSep 25, 2026, 12:41 PM
Listing officeBeycome Brokerage Realty LLC

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.