Listed at
$179,900
$194/sqft

Holy Spirit 2nd Add

1520 14th Avenue S, Saint Cloud, MN, 56301
3  Bedrooms2  Bathrooms925  Square Feet0.18  Acres
Days on market0
Year built1955
Garage spaces1
TypeResidential
Est. $2,397buyer credit when you buy with SODL
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About this home

Offered for the first time since new in 1955, this attractive home is located in a desirable south St. Cloud neighborhood and offers a great opportunity to make it your own! Featuring 3 bedrooms, or 2 bedrooms plus a flex room, the main floor includes hardwood floors, a spacious living room, and a functional kitchen and dining area. The home features a solid exterior envelope with vinyl windows and durable metal siding, while the full basement offers a bathroom and plenty of room for future finishing of additional living space. With its established neighborhood setting and convenient location within a short walk of South Junior High School and St. Elizabeth Ann Seton grade school, this property offers plenty of potential to build equity in a beautiful home tailored to your vision.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1955
LevelsOne
Living area925 sqft
Above-grade finished925 sqft
Below-grade finished0 sqft
Lot size0.18 acres (60x132)
Days on market0
ListedOct 12, 2026
MLS #NST7158566
CountyStearns
SubdivisionHoly Spirit 2nd Add
Parcel #82474680000

Facts & features

Interior

Bedrooms
3
Bathrooms
2
Bath breakdown
1 full / 1 3/4
Heating
Forced Air
Cooling
Central Air
Appliances
Dryer, Range, Refrigerator, Washer

Property

Levels / stories
One
Garage
1 space · 23x15 · 345 sqft
Parking features
Detached Garage
Exterior features
Metal
Lot size
0.18 acres
Lot dimensions
60x132

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Block · 925 sqft
Roof
Asphalt
Year built
1955

Utilities

Water
City Water/Connected, Well
Sewer
City Sewer/Connected
Fuel
Natural Gas

Community & HOA

Subdivision
Holy Spirit 2nd Add
HOA
No HOA
School district
742 - St. Cloud
High school district
St. Cloud

Financial & listing details

Annual tax
$2,166 (2026)
Listed
Oct 12, 2026
Days on market
0
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths1
3/4 baths1
Half baths0
1/4 baths0
BasementFull, Unfinished
HeatingForced Air
CoolingCentral Air
LaundryLower Level, Sink
AppliancesDryer, Range, Refrigerator, Washer
DiningEat In Kitchen
AmenitiesHardwood Floors, Main Floor Primary Bedroom
AccessibilityNone
Special features3 BR on One Level, Main Floor Bedroom

Exterior & lot

ExteriorMetal
RoofAsphalt
FoundationBlock
Foundation area925 sqft
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected, Well
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingDetached Garage
Garage spaces1
Garage size345 sqft

Financial details

Annual taxes$2,166
Tax year2026
Taxes w/ assessments2166
Assessment pendingNo
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District742 - St. Cloud
District number742
District phone3202539333
High schoolSt. Cloud
SODL flat fee brokerage
$2,397Estimated buyer credit
SODL platform fee $3,000Your buyer credit $2,397

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,186/mo
Principal & interest$945
Property taxes$181
Home insurance (est.)$60
%
$35,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

1520 14th Avenue S, Saint Cloud, MN, 56301

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Listing information

MLS #NST7158566
StatusActive
Last updatedOct 12, 2026, 4:30 PM
Originally listedOct 12, 2026, 10:10 AM
Listing officeAgency North Real Estate, Inc

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.