Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $2,346 (2025).

What school district is this property in?

This property is in the 742 - St. Cloud school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property was listed for 17 days.

No photos available

Sold / Closed

$232,000

Sold price · Closed Oct 17, 2025

$151/sqft

Holy Spirit 2nd Add

1514 13th Avenue S, Saint Cloud, MN, 56301

2 Bedrooms2 Bathrooms1,520 Square Feet0.2 Acres

Days on market17

Year built1958

Garage spaces2

TypeResidential

Est. $3,870buyer credit when you buy with SODL

About this home

Welcome home to this delightful 2-bedroom, 2-bath rambler nestled in a peaceful, well-established neighborhood. Step inside to find a spacious layout featuring a large kitchen perfect for cooking and entertaining, a bright dining room for gathering with family and friends, a welcoming living room and cozy living spaces full of natural light. The generous basement offers ample storage and is ready for your finishing touches—ideal for a future rec room, office, or exercise room. There is ample room in the basement for additional bedrooms with the addition of egress windows. The back deck does allow this home to be accessed by a wheelchair. Roof replaced in 2015, shingles have a 50 year warranty. Maintenance free siding. Newer refrigerator and water heater. Enjoy the tranquility of this inviting home. The oversized detached garage is insulated and heated, keep your car warm in the winter. A perfect blend of comfort and potential—don’t miss it! Please notice the vacant Lot next door is also available for sale- offered at $19,000.

Contact us

Write a message

Home facts

Property typeResidential

Property subtypeSingle Family

Year built1958

LevelsOne

Living area1,520 sqft

Above-grade finished1,270 sqft

Below-grade finished250 sqft

Lot size0.2 acres (63x138)

Days on market17

ListedAug 26, 2025

MLS #NST6777906

CountyStearns

SubdivisionHoly Spirit 2nd Add

Parcel #82474600000

Facts & features

Interior

Bedrooms: 2
Bathrooms: 2
Bath breakdown: 1 full / 1 3/4
Heating: Forced Air
Cooling: Central Air
Appliances: Dishwasher, Dryer, Range, Refrigerator, Washer

Property

Levels / stories: One
Garage: 2 spaces · 672 sqft
Parking features: Detached Garage
Patio & porch: Deck
Exterior features: Steel Siding
Other structures: Storage Shed

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Block, Frame
Foundation: Block · 1,270 sqft
Year built: 1958

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas
Electric: Circuit Breakers, 200+ Amp Service

Community & HOA

Subdivision: Holy Spirit 2nd Add
HOA: No HOA
School district: 742 - St. Cloud
High school district: St. Cloud

Financial & listing details

Annual tax: $2,346 (2025)
Listed: Aug 26, 2025
Days on market: 17
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths1

Half baths0

1/4 baths0

BasementFull

HeatingForced Air

CoolingCentral Air

LaundryIn Basement

AppliancesDishwasher, Dryer, Range, Refrigerator, Washer

DiningInformal Dining Room

AccessibilityWheelchair Ramp(s)

Special featuresMain Floor Bedroom

Exterior & lot

ExteriorSteel Siding

FoundationBlock

Foundation area1,270 sqft

Patio/porchDeck

Road frontageCity Street

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingDetached Garage

Garage spaces2

Garage size672 sqft

Financial details

Annual taxes$2,346

Tax year2025

Taxes w/ assessments2346

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District742 - St. Cloud

District number742

District phone3202539333

High schoolSt. Cloud

SODL flat fee brokerage

$3,870Estimated buyer credit

SODL platform fee $3,000Your buyer credit $3,870

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,475/mo

Principal & interest$1,203

Property taxes$196

Home insurance (est.)$76

Down payment

$45,800

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.