Listed at
$274,000
$135/sqft

Czech Add

1513 32nd Avenue, Saint Cloud, MN, 56303
3  Bedrooms2  Bathrooms2,036  Square Feet0.2  Acres
Days on market61
Year built1985
Garage spaces2
TypeResidential
Est. $5,220buyer credit when you buy with SODL
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About this home

Space, updates, and a peaceful setting come together in this well-maintained St. Cloud split-level. The light-filled upper level features oak hardwood floors, a spacious living room, informal dining, and an updated kitchen with quartz countertops, refreshed cabinet fronts, pull-out storage, newer appliances, sink, and tile flooring. Two bedrooms and a full bath complete this level. Downstairs, enjoy a comfortable family room with a gas fireplace, third bedroom, additional bath, generous laundry-area storage, and unfinished flex space with cedar storage—ideal for hobbies, a workshop, exercise equipment, or future finished space. Step outside to a two-level deck overlooking a yard framed by mature trees. The neighboring vacant, park-like lot provides added privacy and a quiet backdrop. A custom garden shed, built by a local farmer approximately eight years ago, adds character and practical outdoor storage. Additional improvements include a new roof installed a year ago, plus whole-house steel siding and updated landscape rock around the front and back added in 2019. Conveniently located near St. Cloud parks, recreation, shopping, dining, and everyday amenities.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1985
LevelsSplit Entry (Bi-Level)
Living area2,036 sqft
Above-grade finished1,048 sqft
Below-grade finished988 sqft
Lot size0.2 acres (66'x132')
Days on market61
ListedJul 28, 2026
MLS #NST7111230
CountyStearns
SubdivisionCzech Add
Parcel #82464140000

Facts & features

Interior

Bedrooms
3
Bathrooms
2
Bath breakdown
1 full / 1 3/4
Heating
Forced Air
Cooling
Central Air
Appliances
Dryer, Exhaust Fan, Gas Water Heater, Microwave, Range, Refrigerator, Water Softener Rented

Property

Levels / stories
Split Entry (Bi-Level)
Garage
2 spaces · 20x19 · 380 sqft
Parking features
Attached Garage, Concrete, Garage Door Opener, Storage
Patio & porch
Deck
Exterior features
Stone, Steel Siding
Pool
None

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Frame
Foundation
Block · 1,048 sqft
Roof
Age 8 Years or Less, Asphalt, Pitched
Year built
1985

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas
Electric
Circuit Breakers

Community & HOA

Subdivision
Czech Add
HOA
No HOA
HOA name
No HOA
School district
742 - St. Cloud
High school district
St. Cloud

Financial & listing details

Annual tax
$2,834 (2026)
Tax with assessments
2842
Listed
Jul 28, 2026
Days on market
61
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths1
3/4 baths1
Half baths0
1/4 baths0
BasementBlock, Daylight/Lookout Windows, Finished, Storage Space
HeatingForced Air
CoolingCentral Air
Fireplaces1
LaundryElectric Dryer Hookup, Lower Level, Sink, Washer Hookup
AppliancesDryer, Exhaust Fan, Gas Water Heater, Microwave, Range, Refrigerator, Water Softener Rented
DiningBreakfast Bar, Informal Dining Room
AmenitiesCeiling Fan(s), Deck, Hardwood Floors, Kitchen Window, Main Floor Primary Bedroom, Security System, Tile Floors, Washer/Dryer Hookup
AccessibilityNone
Special featuresMain Floor Bedroom

Exterior & lot

ExteriorStone, Steel Siding
RoofAge 8 Years or Less, Asphalt, Pitched
FoundationBlock
Foundation area1,048 sqft
Patio/porchDeck
Lot featuresTree Coverage - Heavy
Road frontageCity Street, Paved Streets
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Concrete, Garage Door Opener, Storage
Garage spaces2
Garage size380 sqft

Financial details

Annual taxes$2,834
Tax year2026
Taxes w/ assessments2842
Assessment pendingUnknown
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District742 - St. Cloud
District number742
District phone3202539333
High schoolSt. Cloud
SODL flat fee brokerage
$5,220Estimated buyer credit
SODL platform fee $3,000Your buyer credit $5,220

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,767/mo
Principal & interest$1,440
Property taxes$236
Home insurance (est.)$91
%
$54,800
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

1513 32nd Avenue, Saint Cloud, MN, 56303

Listing information

MLS #NST7111230
StatusActive
Last updatedAug 6, 2026, 5:08 PM
Originally listedJul 30, 2026, 12:00 AM
Listing officeeXp Realty

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.