Listed at
$319,900
$175/sqft

Mississippi Shores 5th Add

15074 92nd Street, Otsego, MN, 55330
4  Bedrooms1  Bathroom1,831  Square Feet1  Acres
Days on market626
Year built1978
Garage spaces2
TypeResidential
Est. $6,597buyer credit when you buy with SODL
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About this home

NEW ROOF IN 2022! How could you not love this gorgeous rambler on a HUGE lot in Otsego! This home has been meticulously maintained inside and out. The kitchen has been beautifully redone with stainless steel appliances, new flooring and is ready to be used. The newer LVP flooring and carpet makes daily cleanliness a breeze. Relax in the living room, overlooking the spacious front yard, with new carpet and bright open floorplan. 2 generous sized bedrooms and a spectacular full bathroom on the main level is ideal for daily life. Downstairs, the fully finished lower level has 2 more bedrooms and a large laundry/mechanical room. Enjoy life outside on your MASSIVE acreage lot with plenty of storage in the detached garage with electricity. PLUS a 2.375% assumable VA loan. If you have been waiting for the right one, THIS IS IT!

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Home facts

Property typeResidential
Property subtypeSingle Family Residence
Year built1978
LevelsOne
Living area1,831 sqft
Above-grade finished981 sqft
Below-grade finished850 sqft
Lot size1 acres (150 x 290)
Days on market626
ListedJan 10, 2025
MLS #NST6646616
CountyWright
SubdivisionMississippi Shores 5th Add
Parcel #118041003200

Facts & features

Interior

Bedrooms
4
Bathrooms
1
Bath breakdown
1 full
Heating
Forced Air
Cooling
Central Air
Appliances
Dishwasher, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Trash Compactor, Washer, Water Softener Rented

Property

Levels / stories
One
Garage
2 spaces · 24 x 22 · 528 sqft
Parking features
Detached, Asphalt, Electric, Garage Door Opener
Other structures
Additional Garage
Lot size
1 acres
Lot dimensions
150 x 290

Construction

Property type
Residential
Property subtype
Single Family Residence
Construction materials
Engineered Wood
Foundation
949 sqft
Roof
Age 8 Years or Less
Year built
1978

Utilities

Water
Private
Sewer
Private Sewer
Electric
Circuit Breakers

Community & HOA

Subdivision
Mississippi Shores 5th Add
HOA
No HOA
School district
Elk River

Financial & listing details

Annual tax
$2,784 (2024)
Tax with assessments
3704.0000
Listed
Jan 10, 2025
Days on market
626 · 56 cumulative

Interior details

Total bathrooms1
Full baths1
3/4 baths0
Half baths0
1/4 baths0
BasementDaylight/Lookout Windows, Egress Window(s), Finished, Full, Sump Pump
HeatingForced Air
CoolingCentral Air
AppliancesDishwasher, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Trash Compactor, Washer, Water Softener Rented
AccessibilityNone

Exterior & lot

RoofAge 8 Years or Less
Foundation area949 sqft
Lot featuresTree Coverage - Light, Underground Utilities
ZoningResidential-Single Family

Utilities

Water sourcePrivate
SewerPrivate Sewer

Parking & garage

ParkingDetached, Asphalt, Electric, Garage Door Opener
Garage spaces2
Garage size528 sqft

Financial details

Annual taxes$2,784
Tax year2024
Taxes w/ assessments3704.0000
Assessment pendingYes
Down payment resourceY
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District number728
District phone763-241-3400
High schoolElk River
SODL flat fee brokerage
$6,597Estimated buyer credit
SODL platform fee $3,000Your buyer credit $6,597

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,020/mo
Principal & interest$1,681
Property taxes$232
Home insurance (est.)$107
%
$63,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

15074 92nd Street, Otsego, MN, 55330

Listing information

MLS #NST6646616
StatusActive
Last updatedJan 17, 2025, 1:58 AM
Originally listedJan 10, 2025, 3:29 PM
Listing officeKeller Williams Classic Rlty NW

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.