Listed at
$498,500
$312/sqft

Malone Island Estates

1505 White Cloud Drive, Isle, MN, 56342
3  Bedrooms2  Bathrooms1,596  Square Feet0.27  Acres
Days on market82
Year built2023
Garage spaces1
HOA / month$320
TypeResidential
Est. $11,955buyer credit when you buy with SODL
Interested?

Pick a date to request a showing

Cancel anytime, free.

About this home

Furnished 3 Bed, 2 Bath | Modern Malone Island Rambler with Mille Lacs Lake Channel Frontage, No Flood Zone. Potential STR investment opportunity. Here is your opportunity to experience a blend of modern efficiency and "island life" on highly sought-after Malone Island. This stunning 2023-built rambler features three bedrooms and two bathrooms and has been seldom used, ensuring it remains in "like-new" pristine condition for its next owner. This home provides the ultimate in convenience and peace of mind with city water, city sewer, and natural gas already connected—rare and highly valuable amenities for lakefront living. With the rare advantage of protected channel frontage, this home provides calm waters for your boat and a beautiful view that hints at the expansive Mille Lacs Lake just beyond. The shoreline is reinforced with riprap, adding both durability and peace of mind against erosion. Every detail of this three-bedroom, two-bathroom residence reflects the quality of new construction, featuring 9-foot walls throughout that create a spacious and open atmosphere. The home is highlighted by an energy-efficient natural gas in-floor heating system, and for ultimate convenience, the climate can be monitored, adjusted, or scheduled remotely to ensure a warm welcome. The heart of the home is a bright and airy sunroom that serves as a seamless transition to the outdoors, where a large cement patio awaits. This outdoor living space is already equipped with a dedicated electrical hook-up for a future hot tub, providing an ideal spot to unwind after a day on the water. This property is also a true hobbyist’s dream, featuring a detached, oversized one-car heated and insulated garage with 9-foot walls to accommodate larger equipment or storage needs. The garage comes ready with 220V power for heavy-duty tools or EV charging, and the garage heating system and garage door are also equipped with remote technology, allowing you to control from anywhere via your smartphone. The front of the home boasts an expansive gravel parking lot with plenty of room for guests and toys, and the area is uniquely equipped with an RV power plug and a convenient sewer drain. Located in the heart of a premier recreation destination, this home provides unparalleled access to the best of Northern Minnesota. You can enjoy a short, scenic pontoon ride to the beautiful beaches of Father Hennepin State Park or head out for world-class walleye fishing on the "Big Lake" within seconds. For winter enthusiasts, the protected channel is a starting point for ice fishing, and the nearby Soo Line Trail provides endless miles for snowmobiling and 4x4 excursions. Whether you are looking for a permanent residence or a high-end seasonal retreat, this Malone Island gem combines the peace of a protected bay with the modern amenities today's buyers demand. From summer boating to winter trail riding, this is the ultimate headquarters for your lakeside lifestyle. Note: all appliances and window curtains are included, most furnitures can be negotiated.

Contact us

Home facts

Property typeResidential
Property subtypeSingle Family
Year built2023
LevelsOne
Living area1,596 sqft
Above-grade finished1,596 sqft
Below-grade finished0 sqft
Lot size0.27 acres (181.17x70)
Days on market82
ListedMar 31, 2026
MLS #NST7045925
CountyMille Lacs
SubdivisionMalone Island Estates
Parcel #205600120

Facts & features

Interior

Bedrooms
3
Bathrooms
2
Bath breakdown
1 full / 1 3/4
Heating
In-Floor Heating
Cooling
Ductless Mini-Split
Basement
None · 0 sqft finished

Property

Levels / stories
One
Garage
1 space · 360 sqft
Parking features
Detached Garage
Exterior features
Vinyl
Pool
None
Waterfront
Lake Front

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Slab · 1,596 sqft
Year built
2023

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Electric, Natural Gas

Community & HOA

Subdivision
Malone Island Estates
HOA
$320/annual
HOA name
Malone Island Association
HOA phone
6127604307
HOA includes
Dock, Maintenance Grounds
School district
473 - Isle

Financial & listing details

Annual tax
$6,411 (2026)
Tax with assessments
5888
Listed
Mar 31, 2026
Days on market
82 · 28 cumulative
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths1
3/4 baths1
Half baths0
1/4 baths0
BasementNone
HeatingIn-Floor Heating
CoolingDuctless Mini-Split
Fireplaces1
AccessibilityDoor Lever Handles, No Stairs External, No Stairs Internal

Exterior & lot

ExteriorVinyl
FoundationSlab
Foundation area1,596 sqft
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelElectric, Natural Gas

Parking & garage

ParkingDetached Garage
Garage spaces1
Garage size360 sqft

Financial details

Annual taxes$6,411
Tax year2026
Taxes w/ assessments5888
Assessment pendingNo
HOA fee$320
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District473 - Isle
District number473
District phone3206763146
High schoolIsle
SODL flat fee brokerage
$11,955Estimated buyer credit
SODL platform fee $3,000Your buyer credit $11,955

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$3,640/mo
Principal & interest$2,620
Property taxes$534
Home insurance (est.)$166
HOA fees$320
%
$99,700
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

1505 White Cloud Drive, Isle, MN, 56342

Comparable homes

Listing information

MLS #NST7045925
StatusClosed
Last updatedJun 22, 2026, 7:58 PM
Originally listedMar 31, 2026, 9:51 AM
Listing officeBeycome Brokerage Realty LLC

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.