Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $3,936 (2026).

What school district is this property in?

This property is in the 11 - Anoka-Hennepin school district.

Does this home have a garage?

Yes, this home has a 3-car garage.

How long has this property been on the market?

This property has been listed for 0 days.

Listed at

$440,000

$187/sqft

Amber Ridge

14930 Waco Street NW, Ramsey, MN, 55303

4 Bedrooms3 Bathrooms2,355 Square Feet0.36 Acres

Days on market0

Year built1993

Garage spaces3

TypeResidential

Est. $10,200buyer credit when you buy with SODL

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About this home

This 4-bedroom, 3-bath modified 2-story in Ramsey offers a 3-car garage and an open main-level layout with refinished hardwood floors throughout the great room, kitchen, dining room, hallway, and staircase. The kitchen offers abundant cabinet space and flows into the dining room and vaulted great room with a corner gas fireplace—great for entertaining. Main-floor laundry adds convenience. The walk-out lower level boasts a family room with built-in cabinetry and a second gas fireplace, 4th bedroom, 3/4 bath, brand-new carpet, and a flex area with in-floor heated tile—ideal for an office nook or workout space. Enjoy the deck overlooking the fenced corner yard with a firepit and sprinkler system, backing up to a walking/bike path. New furnace, AC, and water heater. Spacious 3 car garage and it has a heater. A must-see home!

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1993

LevelsModified Two Story

Living area2,355 sqft

Above-grade finished1,540 sqft

Below-grade finished815 sqft

Lot size0.36 acres (110x137x110x144)

Days on market0

ListedSep 24, 2026

MLS #NST7149542

CountyAnoka

SubdivisionAmber Ridge

Parcel #243225430045

Facts & features

Interior

Bedrooms: 4
Bathrooms: 3
Bath breakdown: 1 full / 1 3/4 / 1 half
Heating: Forced Air, In-Floor Heating
Cooling: Central Air
Appliances: Dishwasher, Disposal, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener Owned

Property

Levels / stories: Modified Two Story
Garage: 3 spaces · 768 sqft
Parking features: Attached Garage, Asphalt, Garage Door Opener, Heated Garage, Storage
Patio & porch: Deck
Exterior features: Stone, Vinyl
Pool: None

Construction

Property type: Residential
Property subtype: Single Family
Foundation: Block · 880 sqft
Roof: Age Over 8 Years, Asphalt
Year built: 1993

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas
Electric: 100 Amp Service

Community & HOA

Subdivision: Amber Ridge
HOA: No HOA
School district: 11 - Anoka-Hennepin
High school district: Anoka-Hennepin

Financial & listing details

Annual tax: $3,936 (2026)
Tax with assessments: 3960
Listed: Sep 24, 2026
Days on market: 0
Manufactured home: Yes

Interior details

Total bathrooms3

Full baths1

3/4 baths1

Half baths1

1/4 baths0

BasementBlock, Egress Window(s), Finished, Full, In-Floor Heat, Storage Space, Sump Basket, Walkout

HeatingForced Air, In-Floor Heating

CoolingCentral Air

Fireplaces2

LaundryGas Dryer Hookup, Laundry Room, Main Level, Sink, Washer Hookup

AppliancesDishwasher, Disposal, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener Owned

DiningBreakfast Bar, Informal Dining Room, Kitchen/Dining Room

AmenitiesCeiling Fan(s), Deck, Hardwood Floors, Kitchen Window, Local Area Network, Primary Bedroom Walk-In Closet, Natural Woodwork, In-Ground Sprinkler, Tile Floors, Vaulted Ceiling(s), Washer/Dryer Hookup, Walk-In Closet

AccessibilityNone

Special features3 BR on One Level, Main Floor Laundry

Exterior & lot

ExteriorStone, Vinyl

RoofAge Over 8 Years, Asphalt

FoundationBlock

Foundation area880 sqft

Patio/porchDeck

Lot featuresCorner Lot, Tree Coverage - Light

Road frontageCity Street, Curbs, Paved Streets, Street Lights

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingAttached Garage, Asphalt, Garage Door Opener, Heated Garage, Storage

Garage spaces3

Garage size768 sqft

Financial details

Annual taxes$3,936

Tax year2026

Taxes w/ assessments3960

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District11 - Anoka-Hennepin

District number11

District phone7635061000

High schoolAnoka-Hennepin

SODL flat fee brokerage

$10,200Estimated buyer credit

SODL platform fee $3,000Your buyer credit $10,200

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

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Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,787/mo

Principal & interest$2,312

Property taxes$328

Home insurance (est.)$147

Down payment

$88,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.