Listed at
$579,900
$178/sqft

Maple Ridge

14927 Harpers Street, Ham Lake, MN, 55304
5  Bedrooms4  Bathrooms3,250  Square Feet1.39  Acres
Days on market30
Year built1995
Garage spaces3
TypeResidential
Est. $14,397buyer credit when you buy with SODL
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About this home

WELCOME HOME! Beautifully updated 5BR/4BA Modified two story, offering an exceptional combination of space, privacy, entertaining areas and a gorgeous, wooded setting! From the moment you arrive, you'll appreciate the pride of ownership and extensive list of recent improvements. The entire home has been freshly painted inside & out, with NEW carpet throughout, updated flooring, NEW garage doors & track systems, freshly seal-coated driveway, stained concrete walkways/apron and a completely rebuilt deck featuring new flooring, rails & stairs! Step inside to an inviting, spacious floor plan featuring a large kitchen with granite countertops, tile backsplash, updated appliances and wood-look laminate flooring, formal & informal dining areas, main-level family room with fireplace, main-floor laundry and plenty of room to spread out. With 5 bedrooms, 4 bathrooms and a finished walkout lower level, this home offers exceptional flexibility for family, guests, home office, recreation and entertaining. Outside is where this property truly shines! Mature trees create a wonderfully private setting surrounding beautifully landscaped upper & lower ponds accented by boulders and a fountain—your own peaceful backyard retreat. Enjoy summer evenings from the expansive deck overlooking the property or entertain inside and out with ease. Major improvements over the years include a newer furnace, 2019 roof, updated kitchen and baths, replacement appliances, water softener, well pump, pressure tank & control unit, septic lift pumps, recently pumped/serviced septic system, inground sprinkler system, updated lighting, fixtures and hardware throughout, plus much more. Beautifully maintained, extensively updated and truly move-in ready—this is the one you've been waiting for!

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1995
LevelsModified Two Story
Living area3,250 sqft
Above-grade finished2,191 sqft
Below-grade finished1,059 sqft
Lot size1.39 acres (374x479x231x96)
Days on market30
ListedAug 12, 2026
MLS #NST7134892
CountyAnoka
SubdivisionMaple Ridge
Parcel #273223120004

Facts & features

Interior

Bedrooms
5
Bathrooms
4
Bath breakdown
2 full / 2 3/4
Heating
Forced Air, Fireplace(s)
Cooling
Central Air
Appliances
Dishwasher, Dryer, Exhaust Fan, Microwave, Range, Refrigerator, Washer, Water Softener Owned

Property

Levels / stories
Modified Two Story
Garage
3 spaces · 3 sqft
Parking features
Attached Garage, Asphalt, Garage Door Opener
Patio & porch
Deck, Rear Porch
Exterior features
Stone, Metal, Vinyl, Wood
Waterfront
Pond

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Block, Post and Beam, Frame
Foundation
Block · 1,447 sqft
Roof
Age 8 Years or Less, Asphalt, Pitched
Year built
1995

Utilities

Water
Private, Well
Sewer
Private Sewer, Septic System Compliant - Yes
Fuel
Natural Gas
Electric
Circuit Breakers, 100 Amp Service

Community & HOA

Subdivision
Maple Ridge
HOA
No HOA
School district
11 - Anoka-Hennepin
High school district
Anoka-Hennepin

Financial & listing details

Annual tax
$4,683.72 (2026)
Tax with assessments
4707.74
Listed
Aug 12, 2026
Days on market
30
Manufactured home
Yes

Interior details

Total bathrooms4
Full baths2
3/4 baths2
Half baths0
1/4 baths0
BasementDaylight/Lookout Windows, Finished, Full, Walkout
HeatingForced Air, Fireplace(s)
CoolingCentral Air
Fireplaces1
LaundryLaundry Room, Main Level
AppliancesDishwasher, Dryer, Exhaust Fan, Microwave, Range, Refrigerator, Washer, Water Softener Owned
DiningBreakfast Area, Eat In Kitchen
AmenitiesDeck, Hardwood Floors, Kitchen Center Island, Kitchen Window, Natural Woodwork, Patio, Porch, In-Ground Sprinkler, Tile Floors, Vaulted Ceiling(s), Washer/Dryer Hookup, Walk-In Closet
AccessibilityNone
Special features3 BR on One Level, Main Floor Bedroom, Main Floor Laundry, Primary Bdr Suite

Exterior & lot

ExteriorStone, Metal, Vinyl, Wood
RoofAge 8 Years or Less, Asphalt, Pitched
FoundationBlock
Foundation area1,447 sqft
Patio/porchDeck, Rear Porch
Lot featuresTree Coverage - Heavy
Road frontageCity Street, Cul De Sac, Curbs, No Outlet/Dead End, Paved Streets
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourcePrivate, Well
SewerPrivate Sewer, Septic System Compliant - Yes
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Asphalt, Garage Door Opener
Garage spaces3
Garage size3 sqft

Financial details

Annual taxes$4,683.72
Tax year2026
Taxes w/ assessments4707.74
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District11 - Anoka-Hennepin
District number11
District phone7635061000
High schoolAnoka-Hennepin
SODL flat fee brokerage
$14,397Estimated buyer credit
SODL platform fee $3,000Your buyer credit $14,397

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$3,631/mo
Principal & interest$3,048
Property taxes$390
Home insurance (est.)$193
%
$115,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

14927 Harpers Street, Ham Lake, MN, 55304

Listing information

MLS #NST7134892
StatusActive
Last updatedSep 26, 2026, 5:14 AM
Originally listedAug 29, 2026, 12:00 AM
Listing officeRE/MAX Professionals

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.