Listed at
$650,000
$212/sqft

North Ridge Estates

14829 Madison Street, Ham Lake, MN, 55304
5  Bedrooms4  Bathrooms3,068  Square Feet4.4  Acres
Days on market50
Year built1993
Garage spaces3
TypeResidential
Est. $16,500buyer credit when you buy with SODL
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About this home

Rare, incredible opportunity in Ham Lake! Nestled on an 4.4-acre private, park-like setting, this exceptional property offers the perfect blend of peaceful country living and convenient access to city amenities. The beautifully landscaped grounds feature lush gardens, berry bushes, winding paths, a firepit, and plenty of space to relax and enjoy nature. This spacious home offers 5 bedrooms and 4 bathrooms, including 4 bedrooms on one level. The owner's suite features a private ensuite bathroom and walk-in closet. A standout feature is the main-level mother-in-law suite, complete with its own full kitchen and private entrance through the garage, making it ideal for multigenerational living, guests, or a potential rental/income opportunity. Inside, you'll find natural hardwood floors, six-panel doors, and a functional layout designed for everyday living. The kitchen features granite countertops, a tile backsplash, stainless steel appliances, and is conveniently located near the main-level laundry room. Enjoy the outdoors from the screened-in porch with a new skylight or the freshly stained deck overlooking the stunning backyard. The expansive lower level offers multiple family room spaces and an abundance of storage, providing flexibility for recreation, hobbies, or entertaining. Recent updates include a brand-new roof, a new septic system to be installed prior to closing, a freshly stained deck, and a newly sealed driveway. Experience the privacy of your own retreat while enjoying an outstanding Ham Lake location just minutes from the conveniences of the Twin Cities!

View this property at

Date
Aug 15, 2026
Time
4pm – 6pm
Address
14829 Madison Street, Ham Lake, MN, 55304

Listed By: Keller Williams Classic Realty • NST7109656 • Source: Property Details provided by NorthstarMLS and may not match the public record.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1993
LevelsTwo
Living area3,068 sqft
Above-grade finished2,429 sqft
Below-grade finished639 sqft
Lot size4.4 acres (Irregular)
Days on market50
ListedAug 4, 2026
MLS #NST7109656
CountyAnoka
SubdivisionNorth Ridge Estates
Parcel #303223120009

Facts & features

Interior

Bedrooms
5
Bathrooms
4
Bath breakdown
3 full / 1 half
Heating
Forced Air
Cooling
Central Air
Appliances
Air-To-Air Exchanger, Chandelier, Dishwasher, Dryer, ENERGY STAR Qualified Appliances, Exhaust Fan, Freezer, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned

Property

Levels / stories
Two
Garage
3 spaces · 29x22 · 638 sqft
Parking features
Attached Garage, Asphalt, Garage Door Opener
Patio & porch
Deck, Porch
Exterior features
Stone, Cement Board
Other structures
Storage Shed

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Concrete, ICFs (Insulated Concrete Forms)
Foundation
Poured Concrete · 1,468 sqft
Roof
Age 8 Years or Less, Asphalt, Pitched
Year built
1993

Utilities

Water
Drilled, Private, Well
Sewer
Private Sewer
Fuel
Natural Gas
Electric
Circuit Breakers, 200+ Amp Service

Community & HOA

Subdivision
North Ridge Estates
HOA
No HOA
School district
11 - Anoka-Hennepin
High school district
Anoka-Hennepin

Financial & listing details

Annual tax
$5,370 (2026)
Listed
Aug 4, 2026
Days on market
50
Manufactured home
Yes

Interior details

Total bathrooms4
Full baths3
3/4 baths0
Half baths1
1/4 baths0
BasementDaylight/Lookout Windows, Drain Tiled, Partially Finished, Sump Basket, Sump Pump
HeatingForced Air
CoolingCentral Air
Fireplaces1
LaundryGas Dryer Hookup, Main Level, Sink, Washer Hookup
AppliancesAir-To-Air Exchanger, Chandelier, Dishwasher, Dryer, ENERGY STAR Qualified Appliances, Exhaust Fan, Freezer, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned
DiningBreakfast Bar, Eat In Kitchen, Informal Dining Room, Kitchen/Dining Room, Separate/Formal Dining Room
AmenitiesCable, Ceiling Fan(s), Deck, Exercise Room, French Doors, Hardwood Floors, Kitchen Center Island, Kitchen Window, Primary Bedroom Walk-In Closet, Natural Woodwork, Paneled Doors, Porch, Skylight, Sun Room, Tile Floors, Washer/Dryer Hookup, Walk-In Closet
AccessibilityNone
Special features4 BR on One Level, All Living Facilities on One Level, Main Floor Bedroom, Main Floor Laundry, Primary Bdr Suite

Exterior & lot

ExteriorStone, Cement Board
RoofAge 8 Years or Less, Asphalt, Pitched
FoundationPoured Concrete
Foundation area1,468 sqft
Patio/porchDeck, Porch
Lot featuresTree Coverage - Heavy
Road frontageCity Street, Cul De Sac, Curbs, Paved Streets
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceDrilled, Private, Well
SewerPrivate Sewer
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Asphalt, Garage Door Opener
Garage spaces3
Garage size638 sqft

Financial details

Annual taxes$5,370
Tax year2026
Taxes w/ assessments5370
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District11 - Anoka-Hennepin
District number11
District phone7635061000
High schoolAnoka-Hennepin
SODL flat fee brokerage
$16,500Estimated buyer credit
SODL platform fee $3,000Your buyer credit $16,500

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$4,080/mo
Principal & interest$3,416
Property taxes$448
Home insurance (est.)$217
%
$130,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

14829 Madison Street, Ham Lake, MN, 55304

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Listing information

MLS #NST7109656
StatusActive
Last updatedAug 12, 2026, 3:03 PM
Originally listedAug 10, 2026, 12:00 AM
Listing officeKeller Williams Classic Realty
Co-listing officeKeller Williams Classic Realty

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.