Listed at
$775,000
$171/sqft

Pludes Add

14817 95th Street, Otsego, MN, 55330
7  Bedrooms4  Bathrooms4,543  Square Feet3.1  Acres
Days on market7
Year built1964
Garage spaces8
TypeResidential
Est. $20,250buyer credit when you buy with SODL
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About this home

Rare Otsego acreage with space, privacy, and versatility! Set on 3.1 acres, this extensively remodeled 5-bedroom, 3-bath home offers 4,543 finished sq. ft., a separate secondary living suite, and an incredible 7-car garage setup. Nearly every major area has been updated, including new carpet, luxury vinyl plank flooring, stainless-steel appliances, windows, siding, concrete, furnace/HVAC, and a new septic system (2024). The spacious, updated interior offers multiple living areas and flexible space for multigenerational living, guests, a home office, hobbies, and more. Outside, enjoy mature trees, privacy, an expansive concrete drive, and exceptional garage/storage space with room for vehicles, toys, equipment, or a workshop. With extensive updates already completed and a rare combination of acreage, finished square footage, and garage space, this one truly stands apart. Move in and enjoy!

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1964
LevelsOne
Living area4,543 sqft
Above-grade finished3,678 sqft
Below-grade finished865 sqft
Lot size3.1 acres (164x147x70x538x219x617)
Days on market7
ListedSep 22, 2026
MLS #NST7145323
CountyWright
SubdivisionPludes Add
Parcel #118050001010

Facts & features

Interior

Bedrooms
7
Bathrooms
4
Bath breakdown
4 full
Heating
Baseboard, Ductless Mini-Split, Forced Air
Cooling
Central Air, Ductless Mini-Split
Appliances
Dishwasher, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned

Property

Levels / stories
One
Garage
8 spaces · 52 x 32 · 2,016 sqft
Parking features
Detached Garage, Concrete, Electric, Floor Drain, Finished Garage, Garage Door Opener, Heated Garage, Insulated Garage, Multiple Garages
Exterior features
Stone, Engineered Wood
Lot size
3.1 acres
Lot dimensions
164x147x70x538x219x617

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Block · 2,890 sqft
Roof
Age 8 Years or Less, Architectural Shingle
Year built
1964

Utilities

Water
Well
Sewer
Septic System Compliant - Yes
Fuel
Natural Gas

Community & HOA

Subdivision
Pludes Add
HOA
No HOA
School district
728 - Elk River
High school district
Elk River

Financial & listing details

Annual tax
$4,550 (2026)
Listed
Sep 22, 2026
Days on market
7 · 27 cumulative
Manufactured home
Yes

Interior details

Total bathrooms4
Full baths4
3/4 baths0
Half baths0
1/4 baths0
BasementBlock, Egress Window(s), Finished, Full
HeatingBaseboard, Ductless Mini-Split, Forced Air
CoolingCentral Air, Ductless Mini-Split
Fireplaces1
LaundryCommon Area, Laundry Room, Main Level, Sink
AppliancesDishwasher, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned
DiningInformal Dining Room, Living/Dining Room
AmenitiesCeiling Fan(s), Hardwood Floors, Kitchen Center Island, Kitchen Window, Main Floor Primary Bedroom
AccessibilityNone
Special features4 BR on One Level, All Living Facilities on One Level, Main Floor Primary, Main Floor Bedroom, Main Floor Laundry

Exterior & lot

ExteriorStone, Engineered Wood
RoofAge 8 Years or Less, Architectural Shingle
FoundationBlock
Foundation area2,890 sqft
Lot featuresTree Coverage - Heavy
Road frontageCounty Road
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceWell
SewerSeptic System Compliant - Yes
FuelNatural Gas

Parking & garage

ParkingDetached Garage, Concrete, Electric, Floor Drain, Finished Garage, Garage Door Opener, Heated Garage, Insulated Garage, Multiple Garages
Garage spaces8
Garage size2,016 sqft

Financial details

Annual taxes$4,550
Tax year2026
Taxes w/ assessments4550
Assessment pendingUnknown
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District728 - Elk River
District number728
District phone7632413400
High schoolElk River
SODL flat fee brokerage
$20,250Estimated buyer credit
SODL platform fee $3,000Your buyer credit $20,250

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$4,710/mo
Principal & interest$4,073
Property taxes$379
Home insurance (est.)$258
%
$155,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

14817 95th Street, Otsego, MN, 55330

Listing information

MLS #NST7145323
StatusActive
Last updatedSep 23, 2026, 10:08 AM
Originally listedSep 22, 2026, 1:05 PM
Listing officeReal Broker, LLC

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.