Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $4,885 (2026).

What school district is this property in?

This property is in the 599 - Fertile-Beltrami school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 76 days.

Listed at

$644,900

$351/sqft

Johnson Sub

14796 Maple Trail, Mentor, MN, 56736

3 Bedrooms3 Bathrooms1,836 Square Feet0.985 Acres

Days on market76

Year built1991

Garage spaces2

TypeResidential

Est. $16,347buyer credit when you buy with SODL

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About this home

Tucked into a peaceful bay on Maple Lake, this stunning lakeshore home offers exceptional privacy and tranquil water views on a setting that is increasingly hard to find. Currently featuring 230 feet of lakeshore on an acre of land, this property offers the exclusive option to purchase two adjacent functional lots, expanding your private domain to over 500 feet of shoreline across 3.5 acres. The residence is a masterclass in "rustic-modern" design. The 2007 renovation seamlessly blends the soul of the original cabin—featuring authentic pine vaulted ceilings and hand-laid stonework—with sophisticated upgrades like heated main-level floors, granite countertops, and premium stainless steel appliances. Entertain effortlessly on the massive 1,000 sq. ft. composite deck or retreat to the three-season porch to watch the sunset. Every bedroom in this home is thoughtfully designed to offer a direct, unobstructed view of the lake. With a heated attached garage and move-in-ready finishes, the only thing left to do is enjoy the view! Whether you choose the current charm of the property or to utilize the vast, usable land for further development, this is a "once-in-a-generation" footprint on Maple Lake. Don't miss out and make sure to view the virtual tour of the property!

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1991

LevelsOne and One Half

Living area1,836 sqft

Above-grade finished1,836 sqft

Below-grade finished0 sqft

Lot size0.985 acres (360x137x83x276x50)

Days on market76

ListedApr 30, 2026

MLS #NST7062273

CountyPolk

SubdivisionJohnson Sub

Parcel #740082800

Facts & features

Interior

Bedrooms: 3
Bathrooms: 3
Bath breakdown: 2 full / 1 3/4
Heating: Forced Air
Cooling: Central Air
Appliances: Dishwasher, Dryer, Exhaust Fan, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer

Property

Levels / stories: One and One Half
Garage: 2 spaces · 1,035 sqft
Parking features: Attached Garage, Asphalt, Floor Drain, Finished Garage, Garage Door Opener, Heated Garage, Insulated Garage
Patio & porch: Composite Decking, Deck, Glass Enclosed, Rear Porch, Screened
Exterior features: Steel Siding
Pool: None

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Block, Post and Beam, Concrete, Log
Foundation: Combination · 1,348 sqft
Roof: Asphalt
Year built: 1991

Utilities

Water: Well
Sewer: Septic System Compliant - Yes
Fuel: Propane

Community & HOA

Subdivision: Johnson Sub
HOA: No HOA
School district: 599 - Fertile-Beltrami
High school district: Fertile-Beltrami

Financial & listing details

Annual tax: $4,885 (2026)
Tax with assessments: 5314
Listed: Apr 30, 2026
Days on market: 76 · 305 cumulative
Manufactured home: Yes

Interior details

Total bathrooms3

Full baths2

3/4 baths1

Half baths0

1/4 baths0

BasementCrawl Space, Sump Pump

HeatingForced Air

CoolingCentral Air

Fireplaces1

LaundryLaundry Closet, Main Level

AppliancesDishwasher, Dryer, Exhaust Fan, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer

DiningBreakfast Bar, Eat In Kitchen

AmenitiesDeck, Dock, Kitchen Window, Primary Bedroom Walk-In Closet, Main Floor Primary Bedroom, Natural Woodwork, Porch, Panoramic View, Boat Slip, Washer/Dryer Hookup

AccessibilityNone

Special featuresMain Floor Bedroom, Main Floor Laundry

Exterior & lot

ExteriorSteel Siding

RoofAsphalt

FoundationCombination

Foundation area1,348 sqft

Patio/porchComposite Decking, Deck, Glass Enclosed, Rear Porch, Screened

Lot featuresAccessible Shoreline, Corner Lot

Road frontagePaved Streets, Private Road, Street Lights

Road responsibilityPrivate Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceWell

SewerSeptic System Compliant - Yes

FuelPropane

Parking & garage

ParkingAttached Garage, Asphalt, Floor Drain, Finished Garage, Garage Door Opener, Heated Garage, Insulated Garage

Garage spaces2

Garage size1,035 sqft

Financial details

Annual taxes$4,885

Tax year2026

Taxes w/ assessments5314

Assessment pendingYes

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District599 - Fertile-Beltrami

District number599

District phone2189456933

High schoolFertile-Beltrami

SODL flat fee brokerage

$16,347Estimated buyer credit

SODL platform fee $3,000Your buyer credit $16,347

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

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Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$4,011/mo

Principal & interest$3,389

Property taxes$407

Home insurance (est.)$215

Down payment

$128,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.