Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $4,549 (2025).

Does this home have a garage?

Yes, this home has a 3-car garage.

How long has this property been on the market?

This property was listed for 28 days.

Pending

$399,900

$194/sqft

Rivers Bend

14778 Xkimo Street NW, Anoka, MN, 55303

4 Bedrooms2 Bathrooms2,064 Square Feet0.31 Acres

Days on market28

Year built1992

Garage spaces3

TypeResidential

Est. $8,997buyer credit when you buy with SODL

About this home

Rare Find in Rivers Bend Community – Seize this exceptional opportunity to own a beautifully remodeled home in one of Ramsey's most sought-after neighborhoods. Perched on a spacious 0.25-acre lot, this stunning residence offers effortless access to scenic parks, the Rum River, and walking paths to Historic Downtown Anoka, blending natural beauty, comfort, and accessibility. Premium Features and Finishes This exquisite home showcases exceptional construction and craftsmanship, updated with top-tier materials and modern finishes. The open-concept layout, stunning decor, and abundance of natural light create a warm and inviting atmosphere. Interior Highlights: Luxury vinyl plank flooring throughout Eye-catching fireplace centerpiece Sunroom filled with natural light—perfect for relaxation or entertainment Gourmet kitchen featuring granite countertops, designer tile backsplash, upgraded fixtures, and stainless steel appliances Updated bathrooms with granite vanities, tiled walls, new lighting, and modern fixtures Large windows in every bedroom ensure ample natural light Spacious Living Areas The expansive lower level features: Two additional bedrooms, Wet bar with Fridge. Generously sized family room filled with natural light Media/flex space tailored to your lifestyle needs Large laundry room with extra space—ideal for storage or custom use Outdoor Living Host unforgettable gatherings on the expansive deck and extra patio space with covered Gazebo in the beautifully maintained yard. The oversized heated 3-car garage offers built-in cabinetry, providing ample space for a workshop and extra storage above. A Dream Home Awaits From serene mornings to memorable evenings, this meticulously updated property offers the ultimate living experience in a move-in-ready package.

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Home facts

Property typeResidential

Property subtypeSingle Family Residence

Year built1992

LevelsFour or More Level Split

Living area2,064 sqft

Above-grade finished1,032 sqft

Below-grade finished1,032 sqft

Lot size0.31 acres (90x148x98x138)

Days on market28

ListedJan 5, 2026

MLS #NST7003954

CountyAnoka

SubdivisionRivers Bend

Parcel #253225120052

Facts & features

Interior

Bedrooms: 4
Bathrooms: 2
Bath breakdown: 1 full / 1 3/4
Heating: Forced Air, Fireplace(s)
Cooling: Central Air
Appliances: Dishwasher, Microwave, Range, Refrigerator, Stainless Steel Appliances

Property

Levels / stories: Four or More Level Split
Garage: 3 spaces · 656 sqft
Parking features: Attached Garage, Concrete, Garage Door Opener
Patio & porch: Patio
Pool: None
Lot size: 0.31 acres

Construction

Property type: Residential
Property subtype: Single Family Residence
Foundation: 1,032 sqft
Roof: Asphalt
Year built: 1992

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas

Community & HOA

Subdivision: Rivers Bend
HOA: No HOA
School district: Anoka-Hennepin

Financial & listing details

Annual tax: $4,549 (2025)
Listed: Jan 5, 2026
Days on market: 28 · 56 cumulative
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths1

Half baths0

1/4 baths0

BasementEgress Window(s), Finished, Full, Storage Space

HeatingForced Air, Fireplace(s)

CoolingCentral Air

Fireplaces1

LaundryLower Level

AppliancesDishwasher, Microwave, Range, Refrigerator, Stainless Steel Appliances

DiningBreakfast Area, Informal Dining Room, Living/Dining Room

AmenitiesCable, Ceiling Fan(s), Kitchen Window, Other, Patio, Tile Floors, Walk-In Closet

AccessibilityNone

Exterior & lot

RoofAsphalt

Foundation area1,032 sqft

Patio/porchPatio

Lot featuresTree Coverage - Medium

Road frontageCity Street

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingAttached Garage, Concrete, Garage Door Opener

Garage spaces3

Garage size656 sqft

Financial details

Annual taxes$4,549

Tax year2025

Taxes w/ assessments4549

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District number663

District phone7635061000

High schoolAnoka-Hennepin

SODL flat fee brokerage

$8,997Estimated buyer credit

SODL platform fee $3,000Your buyer credit $8,997

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,614/mo

Principal & interest$2,102

Property taxes$379

Home insurance (est.)$133

Down payment

$79,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.