Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $4,510 (2026).

What school district is this property in?

This property is in the 599 - Fertile-Beltrami school district.

Does this home have a garage?

Yes, this home has a 3-car garage.

How long has this property been on the market?

This property has been listed for 181 days.

No photos available

Listed at

$445,000

$138/sqft

Cable Lake Sub

14631 Cable Lake Road, Mentor, MN, 56736

4 Bedrooms3 Bathrooms3,228 Square Feet1.987 Acres

Days on market181

Year built1994

Garage spaces3

TypeResidential

Est. $10,350buyer credit when you buy with SODL

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About this home

Experience the best of lakeside living with this private and serene home on Cable Lake. Situated on a wooded lot with 160 feet of shoreline, this property offers a perfect retreat to enjoy every Minnesota season. This 3,588-square-foot home features 3–4 bedrooms and 3 bathrooms. The main level is designed with an open floor plan for convenient single-level living, while the lower level is ideal for children or hosting guests. The home is move-in ready and includes a new water heater and water softener. Located at the end of a dead-end road, this residence serves as a private oasis that perfectly combines functionality with exclusivity.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1994

LevelsOne

Living area3,228 sqft

Above-grade finished1,794 sqft

Below-grade finished1,434 sqft

Lot size1.987 acres (160 x 300)

Days on market181

ListedMar 31, 2026

MLS #NST7046491

CountyPolk

SubdivisionCable Lake Sub

Parcel #320030800

Facts & features

Interior

Bedrooms: 4
Bathrooms: 3
Bath breakdown: 2 full / 1 3/4
Heating: Forced Air
Cooling: Central Air
Laundry: Main Level

Property

Levels / stories: One
Garage: 3 spaces · 30.6 x 28 · 854 sqft
Parking features: Attached Garage, Detached Garage
Patio & porch: Deck
Exterior features: Steel Siding
Other structures: Garage(s), Pole Building

Construction

Property type: Residential
Property subtype: Single Family
Foundation: Block · 1,794 sqft
Roof: Asphalt
Year built: 1994

Utilities

Water: Well
Sewer: Tank with Drainage Field
Fuel: Electric, Wood

Community & HOA

Subdivision: Cable Lake Sub
HOA: No HOA
School district: 599 - Fertile-Beltrami
High school district: Fertile-Beltrami

Financial & listing details

Annual tax: $4,510 (2026)
Listed: Mar 31, 2026
Days on market: 181 · 210 cumulative
Manufactured home: Yes

Interior details

Total bathrooms3

Full baths2

3/4 baths1

Half baths0

1/4 baths0

BasementFinished, Full

HeatingForced Air

CoolingCentral Air

Fireplaces1

LaundryMain Level

AmenitiesDock, Main Floor Primary Bedroom, Patio

AccessibilityWheelchair Ramp(s)

Special featuresAll Living Facilities on One Level, Primary Bdr Suite

Exterior & lot

ExteriorSteel Siding

RoofAsphalt

FoundationBlock

Foundation area1,794 sqft

Patio/porchDeck

Road frontageTownship

Road responsibilityPublic Maintained Road

ZoningShoreline,Residential-Single Family

Utilities

Water sourceWell

SewerTank with Drainage Field

FuelElectric, Wood

Parking & garage

ParkingAttached Garage, Detached Garage

Garage spaces3

Garage size854 sqft

Financial details

Annual taxes$4,510

Tax year2026

Taxes w/ assessments4510

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District599 - Fertile-Beltrami

District number599

District phone2189456933

High schoolFertile-Beltrami

SODL flat fee brokerage

$10,350Estimated buyer credit

SODL platform fee $3,000Your buyer credit $10,350

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,863/mo

Principal & interest$2,339

Property taxes$376

Home insurance (est.)$148

Down payment

$89,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.