Does this property have an HOA?

Yes. The HOA fee is $47 per month.

What are the annual property taxes?

Annual property taxes are $3,608 (2025).

What school district is this property in?

This property is in the 728 - Elk River school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 11 days.

Listed at

$445,000

$222/sqft

Mississippi Parkwood

14620 94th Street, Otsego, MN, 55330

3 Bedrooms3 Bathrooms2,007 Square Feet1.224 Acres

Days on market11

Year built1991

Garage spaces2

HOA / month$47

TypeResidential

Est. $10,350buyer credit when you buy with SODL

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About this home

Enjoy the best of country living without giving up convenience! This inviting acreage property offers peace and privacy just minutes from shopping, dining, and easy access to Highways 10 & 101. Located in the Elk River School District, the flexible floor plan features a private office that can also serve as a 4th bedroom. Enjoy granite kitchen countertops, plus new custom windows and exterior doors in 2024. The unfinished basement with egress window offers future living space and equity-building potential. Residents also enjoy access to 16.56 acres of shared Mississippi River frontage, scenic trails, and river access. Septic system is compliant.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1991

LevelsFour or More Level Split

Living area2,007 sqft

Above-grade finished2,007 sqft

Below-grade finished0 sqft

Lot size1.224 acres (211x255x213x239)

Days on market11

ListedSep 16, 2026

MLS #NST7145587

CountyWright

SubdivisionMississippi Parkwood

Parcel #118049003030

Facts & features

Interior

Bedrooms: 3
Bathrooms: 3
Bath breakdown: 1 full / 2 3/4
Heating: Forced Air
Cooling: Central Air
Appliances: Dishwasher, Exhaust Fan, Gas Water Heater, Microwave, Range, Refrigerator, Washer

Property

Levels / stories: Four or More Level Split
Garage: 2 spaces · 24x21 · 528 sqft
Parking features: Attached Garage
Patio & porch: Deck, Front Porch
Exterior features: Cedar, Engineered Wood
Pool: None

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Block, Frame
Foundation: Block · 1,268 sqft
Roof: Age 8 Years or Less, Architectural Shingle, Asphalt
Year built: 1991

Utilities

Water: Well
Sewer: Private Sewer, Tank with Drainage Field
Fuel: Natural Gas
Electric: Circuit Breakers

Community & HOA

Subdivision: Mississippi Parkwood
HOA: $47/annual
HOA name: Mississippi Parkwood Homeowners
HOA phone: 6128024476
HOA includes: Shared Amenities
School district: 728 - Elk River

Financial & listing details

Annual tax: $3,608 (2025)
Listed: Sep 16, 2026
Days on market: 11 · 99 cumulative
Foreclosure status: Not Disclosed
Manufactured home: Yes

Interior details

Total bathrooms3

Full baths1

3/4 baths2

Half baths0

1/4 baths0

BasementEgress Window(s), Unfinished

HeatingForced Air

CoolingCentral Air

Fireplaces1

LaundryLaundry Room

AppliancesDishwasher, Exhaust Fan, Gas Water Heater, Microwave, Range, Refrigerator, Washer

DiningKitchen/Dining Room

AmenitiesDeck, Hardwood Floors, Kitchen Center Island, Kitchen Window, Primary Bedroom Walk-In Closet, Natural Woodwork, Paneled Doors, Porch, Washer/Dryer Hookup

AccessibilityNone

Special features3 BR on One Level, Primary Bdr Suite

Exterior & lot

ExteriorCedar, Engineered Wood

RoofAge 8 Years or Less, Architectural Shingle, Asphalt

FoundationBlock

Foundation area1,268 sqft

Patio/porchDeck, Front Porch

Lot featuresTree Coverage - Medium, Underground Utilities

Road frontageCity Street, Paved Streets

ZoningResidential-Single Family

Utilities

Water sourceWell

SewerPrivate Sewer, Tank with Drainage Field

FuelNatural Gas

Parking & garage

ParkingAttached Garage

Garage spaces2

Garage size528 sqft

Financial details

Annual taxes$3,608

Tax year2025

Taxes w/ assessments3608

Assessment pendingNo

HOA fee$47

Down payment resourceYes

Lender ownedNot Disclosed

Short saleNo

ForeclosureNot Disclosed

Schools

District728 - Elk River

District number728

District phone7632413400

High schoolElk River

SODL flat fee brokerage

$10,350Estimated buyer credit

SODL platform fee $3,000Your buyer credit $10,350

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,835/mo

Principal & interest$2,339

Property taxes$301

Home insurance (est.)$148

HOA fees$47

Down payment

$89,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

14620 94th Street, Otsego, MN, 55330

Street View

Listing information

MLS #NST7145587

StatusActive

Last updatedSep 18, 2026, 10:12 AM

Originally listedSep 17, 2026, 12:53 PM

Listing officeNextHome West Metro

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.