Does this property have an HOA?

Yes. The HOA fee is $228 per month.

What are the annual property taxes?

Annual property taxes are $2,692 (2025).

What school district is this property in?

This property is in the 742 - St. Cloud school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 117 days.

Listed at

$293,500

$197/sqft

Clearwater Estates

146 Bluebird Lane, Clearwater, MN, 55320

2 Bedrooms2 Bathrooms1,492 Square Feet0.125 Acres

Days on market117

Year built1995

Garage spaces2

HOA / month$228

TypeResidential

Est. $5,805buyer credit when you buy with SODL

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About this home

Enjoy easy one-level living in Clearwater Estates. This 2 bedroom, 2 bathroom townhome offers vaulted ceilings, an open floor plan, and a spacious sunroom filled with natural light. The kitchen features painted cabinetry, updated countertops, stainless steel appliances, hardwood floors, and a large center island with seating. Updated vinyl flooring extends through the living and dining areas, creating an inviting space for everyday living and entertaining. The sunroom walks out to a wrap-around deck overlooking mature landscaping and flowering shrubs. A separate laundry room with sink, storage cabinets, and coat closet adds convenience, while the primary suite offers a private ¾ bath and generous closet space. Residents enjoy access to community amenities including a clubhouse, in-ground pool, bocce courts, and community property along the Mississippi River for walking, fishing, and picnics. Golf-cart friendly neighborhood with easy access to I-94, shopping, dining, and The Preserve Disc Golf Course.

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Home facts

Property typeResidential

Property subtype(TH) Side x Side

Year built1995

LevelsOne

Living area1,492 sqft

Above-grade finished1,492 sqft

Below-grade finished0 sqft

Lot size0.125 acres (60x105x24x100)

Days on market117

ListedJun 1, 2026

MLS #NST7082844

CountyWright

SubdivisionClearwater Estates

Parcel #104019003060

Facts & features

Interior

Bedrooms: 2
Bathrooms: 2
Bath breakdown: 1 full / 1 3/4
Heating: Forced Air
Cooling: Central Air
Appliances: Dishwasher, Disposal, Dryer, Exhaust Fan, Gas Water Heater, Range, Refrigerator, Washer, Water Softener Owned

Property

Levels / stories: One
Garage: 2 spaces · 24x21 · 528 sqft
Parking features: Attached Garage, Asphalt, Garage Door Opener, Insulated Garage, Storage
Exterior features: Steel Siding
Pool: Below Ground, Shared
Lot size: 0.125 acres

Construction

Property type: Residential
Property subtype: (TH) Side x Side
Construction materials: Block, Frame
Foundation: Slab · 1,492 sqft
Roof: Age 8 Years or Less, Asphalt
Year built: 1995

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas
Electric: Circuit Breakers

Community & HOA

Subdivision: Clearwater Estates
HOA: $228/month
HOA name: Clearwater Estates
HOA phone: 6127415330
HOA includes: Hazard Insurance, Other, Recreation Facility, Sanitation, Shared Amenities
HOA amenities: Other, Trail(s)

Financial & listing details

Annual tax: $2,692 (2025)
Listed: Jun 1, 2026
Days on market: 117 · 80 cumulative
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths1

Half baths0

1/4 baths0

BasementNone

HeatingForced Air

CoolingCentral Air

LaundryLaundry Room, Main Level

AppliancesDishwasher, Disposal, Dryer, Exhaust Fan, Gas Water Heater, Range, Refrigerator, Washer, Water Softener Owned

DiningLiving/Dining Room

AmenitiesCable, Deck, Exercise Room, French Doors, Hardwood Floors, Kitchen Window, Main Floor Primary Bedroom, Natural Woodwork, Patio, Porch, In-Ground Sprinkler, Sun Room, Tile Floors, Washer/Dryer Hookup

AccessibilityNo Stairs External, No Stairs Internal

Special featuresAll Living Facilities on One Level, Main Floor Primary, Main Floor Bedroom, Main Floor Laundry

Exterior & lot

ExteriorSteel Siding

RoofAge 8 Years or Less, Asphalt

FoundationSlab

Foundation area1,492 sqft

Lot featuresAccessible Shoreline, Irregular Lot, Tree Coverage - Light

Road frontageCurbs, No Outlet/Dead End, Paved Streets, Private Road, Street Lights

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingAttached Garage, Asphalt, Garage Door Opener, Insulated Garage, Storage

Garage spaces2

Garage size528 sqft

Financial details

Annual taxes$2,692

Tax year2025

Taxes w/ assessments2692

Assessment pendingNo

HOA fee$228

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District742 - St. Cloud

District number742

District phone3202539333

High schoolSt. Cloud

SODL flat fee brokerage

$5,805Estimated buyer credit

SODL platform fee $3,000Your buyer credit $5,805

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,093/mo

Principal & interest$1,542

Property taxes$224

Home insurance (est.)$98

HOA fees$228

Down payment

$58,700

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.