Listed at
$950,000
$223/sqft

The Arbors

14555 21st Street, Stillwater, MN, 55082
4  Bedrooms4  Bathrooms4,258  Square Feet2.5  Acres
Days on market21
Year built1999
Garage spaces6
TypeResidential
Est. $25,500buyer credit when you buy with SODL
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About this home

Sellers are offering $15,000 In Seller Paid buyer closing cost as an incentive to buy down the interest rate. Plus an additional incentive at the Open House. Exceptional 4 Bedroom 4 Bathroom West Lakeland Minnesota home offering rare multi-generational versatility, athletic amenities, and a complete high-end exterior transformation on a private 2.5-acre lot featuring a pond for wildlife and winter ice skating. Step inside to a bright approx 4,200 sq. ft. layout filled with numerous updates. The Beautiful main level features an open great room with a dedicated home office, a walk-in scullery/pantry with counter space and power outlets to keep the main kitchen clutter-free, and a dedicated laundry room upgraded with elegant quartz countertops. South-facing windows in the kitchen and great room feature professional 3M window film for thermal efficiency and UV protection. Upstairs, the spa-like primary bathroom suite serves as a high-end retreat with heated flooring (including the shower floor), porcelain solid-surface walk-in shower and counters, a multi-function de-fog backlit mirror, and a powered hair tool drawer. The fully finished walkout lower level functions as a complete independent apartment suite—ideal for extended family or long-term guests—featuring a full kitchen with full-size appliances, huge island, living area, bedroom, and bathroom with walk-in shower. Outdoors, the property transforms into a private recreation haven with a custom concrete basketball and pickleball court, a fully irrigated 2.5-acre lawn with a fenced garden area, an invisible electric dog fence, and a stamped concrete entrance patio. The massive 6-car heated and insulated garage includes two additional side parking spots Key Feature Highlights Exterior & Lot Upgrades: Premium LP SmartSide siding on the front, new roof (2023), matching custom window planter boxes, and stamped concrete entry patio, Garage & Storage: 6-car heated garage with insulated doors, wide driveway, and 2 additional side parking spots for trailer/RV storage. Athletic & Outdoor Amenities: Concrete basketball/pickleball court, fully irrigated 2.5-acre lot with fenced garden area, and electric dog fence. Luxury Interior Features: Walk-in scullery/pantry with prep counters, 3M UV-blocking window film on south-facing windows, smart keyless Wi-Fi door lock, and multi-faucet water filtration system with 3 ice makers. Spa Primary Suite: Complete 2026 remodel featuring heated floors/shower floor, porcelain surfaces, backlit mirror, and specialized hair tool drawer and pullout garbage and recycle. Full Lower Level Suite: Complete walkout apartment with full-size appliances, full kitchen, bedroom, bathroom with walk-in shower, and private concrete patio entry. Enjoy an exceptional location just 6 minutes from highly regarded St. Croix Preparatory Academy, with newly built Bayport Elementary and Lake Elmo Elementary also conveniently nearby.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1999
LevelsTwo
Living area4,258 sqft
Above-grade finished2,858 sqft
Below-grade finished1,400 sqft
Lot size2.5 acres (202x532x526x210)
Days on market21
ListedSep 4, 2026
MLS #NST7139035
CountyWashington
SubdivisionThe Arbors
Parcel #2102920430013

Facts & features

Interior

Bedrooms
4
Bathrooms
4
Bath breakdown
1 full / 2 3/4 / 1 half
Heating
Forced Air, In-Floor Heating
Cooling
Central Air
Appliances
Dishwasher, Disposal, Dryer, Exhaust Fan, Freezer, Gas Water Heater, Water Osmosis System, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned

Property

Levels / stories
Two
Garage
6 spaces · 43x31 · 1,333 sqft
Parking features
Attached Garage, Asphalt, Electric, Floor Drain, Finished Garage, Garage Door Opener, Heated Garage, Insulated Garage, RV Access/Parking
Patio & porch
Deck, Front Porch, Patio
Exterior features
Vinyl, Wood
Fencing
Invisible

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Frame
Foundation
Block · 1,520 sqft
Roof
Asphalt
Year built
1999

Utilities

Water
Private, Well
Sewer
Private Sewer, Tank with Drainage Field
Fuel
Natural Gas
Electric
Circuit Breakers

Community & HOA

Subdivision
The Arbors
HOA
No HOA
School district
834 - Stillwater
High school district
Stillwater

Financial & listing details

Annual tax
$6,592 (2026)
Listed
Sep 4, 2026
Days on market
21
Manufactured home
Yes

Interior details

Total bathrooms4
Full baths1
3/4 baths2
Half baths1
1/4 baths0
BasementBlock, Drain Tiled, Egress Window(s), Finished, Sump Basket, Sump Pump, Tile Shower, Walkout
HeatingForced Air, In-Floor Heating
CoolingCentral Air
Fireplaces1
LaundryGas Dryer Hookup, Laundry Closet, Laundry Room, Main Level, Sink, Washer Hookup
AppliancesDishwasher, Disposal, Dryer, Exhaust Fan, Freezer, Gas Water Heater, Water Osmosis System, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned
DiningEat In Kitchen, Separate/Formal Dining Room
AmenitiesCable, Ceiling Fan(s), Deck, Ethernet Wired, Hardwood Floors, Kitchen Center Island, Kitchen Window, Primary Bedroom Walk-In Closet, Natural Woodwork, Patio, In-Ground Sprinkler, Vaulted Ceiling(s), Washer/Dryer Hookup, Wet Bar, Walk-In Closet
AccessibilityNone
Special features3 BR on One Level, Main Floor Laundry, Primary Bdr Suite

Exterior & lot

ExteriorVinyl, Wood
RoofAsphalt
FoundationBlock
Foundation area1,520 sqft
Patio/porchDeck, Front Porch, Patio
Lot featuresTree Coverage - Medium
Road frontageCity Street
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourcePrivate, Well
SewerPrivate Sewer, Tank with Drainage Field
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Asphalt, Electric, Floor Drain, Finished Garage, Garage Door Opener, Heated Garage, Insulated Garage, RV Access/Parking
Garage spaces6
Garage size1,333 sqft

Financial details

Annual taxes$6,592
Tax year2026
Taxes w/ assessments6592
Assessment pendingUnknown
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District834 - Stillwater
District number834
District phone6513518301
High schoolStillwater
SODL flat fee brokerage
$25,500Estimated buyer credit
SODL platform fee $3,000Your buyer credit $25,500

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$5,859/mo
Principal & interest$4,993
Property taxes$549
Home insurance (est.)$317
%
$190,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

14555 21st Street, Stillwater, MN, 55082

Listing information

MLS #NST7139035
StatusActive
Last updatedSep 28, 2026, 7:44 PM
Originally listedSep 8, 2026, 12:00 AM
Listing officeRE/MAX Results

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.