Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $3,240 (2025).

What school district is this property in?

This property is in the 578 - Pine City school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 54 days.

Listed at

$449,900

$294/sqft

Aud Sub

14513 Cross Lake Road, Pine City, MN, 55063

2 Bedrooms2 Bathrooms1,528 Square Feet0.3 Acres

Days on market54

Year built1955

Garage spaces2

TypeResidential

Est. $10,497buyer credit when you buy with SODL

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About this home

Enjoy incredible sunsets and lake life at this beautifully updated lake home. Located directly on the shores of Cross Lake, with boat access to the Snake River and Lake Pokegama, and just an hour north of the Twin Cities. This move-in ready property offers both comfort and character throughout. The outdoor space is perfect for relaxing and entertaining, featuring lakeside decks, a gazebo, fireplace area, and an improved shoreline with boulders, sand, and landscaping. Inside, the home offers warm rustic touches with barnwood accents, updated lighting, stainless appliances, and refreshed finishes throughout. The finished lower level provides additional living space with a cozy fireplace area. The property also includes a finished guest cabin and a garage —perfect for guests, hobbies, or extra storage. A great opportunity to enjoy an updated lake property with stunning views.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1955

LevelsOne

Living area1,528 sqft

Above-grade finished769 sqft

Below-grade finished759 sqft

Lot size0.3 acres (50x244x50x245)

Days on market54

ListedMar 7, 2026

MLS #NST7026748

CountyPine

SubdivisionAud Sub

Parcel #0260450000

Facts & features

Interior

Bedrooms: 2
Bathrooms: 2
Bath breakdown: 1 full / 1 1/4
Heating: Forced Air
Cooling: Window Unit(s)
Appliances: Dishwasher, Dryer, Range, Refrigerator, Washer

Property

Levels / stories: One
Garage: 2 spaces · 24x28 · 672 sqft
Parking features: Detached Garage, Gravel
Patio & porch: Wrap Around
Exterior features: Vinyl
Fencing: Chain Link

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Block
Foundation: Block · 920 sqft
Roof: Age 8 Years or Less
Year built: 1955

Utilities

Water: Well
Sewer: City Sewer/Connected
Fuel: Natural Gas
Electric: 100 Amp Service

Community & HOA

Subdivision: Aud Sub
HOA: No HOA
School district: 578 - Pine City
High school district: Pine City

Financial & listing details

Annual tax: $3,240 (2025)
Listed: Mar 7, 2026
Days on market: 54 · 30 cumulative
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths0

Half baths0

1/4 baths1

BasementEgress Window(s), Full, Walkout

HeatingForced Air

CoolingWindow Unit(s)

Fireplaces1

LaundryIn Basement

AppliancesDishwasher, Dryer, Range, Refrigerator, Washer

DiningKitchen/Dining Room

AmenitiesCeiling Fan(s), Deck, Hardwood Floors, Kitchen Window, Natural Woodwork, Porch, Vaulted Ceiling(s), Washer/Dryer Hookup

AccessibilityNone

Special featuresMain Floor Bedroom

Exterior & lot

ExteriorVinyl

RoofAge 8 Years or Less

FoundationBlock

Foundation area920 sqft

Patio/porchWrap Around

Lot featuresTree Coverage - Medium

Road frontageCounty Road

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceWell

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingDetached Garage, Gravel

Garage spaces2

Garage size672 sqft

Financial details

Annual taxes$3,240

Tax year2025

Taxes w/ assessments3240

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District578 - Pine City

District number578

District phone3206294010

High schoolPine City

SODL flat fee brokerage

$10,497Estimated buyer credit

SODL platform fee $3,000Your buyer credit $10,497

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,784/mo

Principal & interest$2,364

Property taxes$270

Home insurance (est.)$150

Down payment

$89,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.