Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $2,790 (2025).

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 259 days.

Listed at

$299,000

$163/sqft

Siems Add

145 4th Avenue, Elgin, MN, 55932

4 Bedrooms2 Bathrooms1,840 Square Feet0.21 Acres

Days on market259

Year built1987

Garage spaces2

TypeResidential

Est. $5,970buyer credit when you buy with SODL

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About this home

Picture perfect split-level home w/ attached 2 stall garage! This home offers 4 bedrooms and 2 bathrooms, & open concept kitchen/dining/living room areas. Large family room in the lower level offers space for family fun & entertaining! This home is super clean & well maintained - and it shows! Close to parks, downtown and schools. Enjoy small town living in the comfort of this beautiful home!

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Home facts

Property typeResidential

Property subtypeSingle Family Residence

Year built1987

LevelsSplit Entry (Bi-Level)

Living area1,840 sqft

Above-grade finished1,004 sqft

Below-grade finished836 sqft

Lot size0.21 acres (150x60)

Days on market259

ListedJan 12, 2026

MLS #NST7007914

CountyWabasha

SubdivisionSiems Add

Parcel #R190020906

Facts & features

Interior

Bedrooms: 4
Bathrooms: 2
Bath breakdown: 1 full / 1 3/4
Heating: Forced Air
Cooling: Central Air
Appliances: Dishwasher, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Water Softener Owned

Property

Levels / stories: Split Entry (Bi-Level)
Garage: 2 spaces · 498 sqft
Parking features: Attached Garage
Patio & porch: Deck, Front Porch
Fencing: None
Lot size: 0.21 acres

Construction

Property type: Residential
Property subtype: Single Family Residence
Foundation: 1,004 sqft
Roof: Age Over 8 Years, Asphalt
Year built: 1987

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas
Electric: 100 Amp Service

Community & HOA

Subdivision: Siems Add
HOA: No HOA
School district: Plainview-Elgin-Millville

Financial & listing details

Annual tax: $2,790 (2025)
Listed: Jan 12, 2026
Days on market: 259 · 21 cumulative
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths1

Half baths0

1/4 baths0

BasementBlock, Daylight/Lookout Windows, Finished, Sump Pump

HeatingForced Air

CoolingCentral Air

LaundryIn Basement

AppliancesDishwasher, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Water Softener Owned

DiningInformal Dining Room, Kitchen/Dining Room

AmenitiesCable, Ceiling Fan(s), Deck, Kitchen Window, Main Floor Primary Bedroom, Porch

AccessibilityNone

Exterior & lot

RoofAge Over 8 Years, Asphalt

Foundation area1,004 sqft

Patio/porchDeck, Front Porch

Lot featuresTree Coverage - Light

Road frontageCity Street

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingAttached Garage

Garage spaces2

Garage size498 sqft

Financial details

Annual taxes$2,790

Tax year2025

Taxes w/ assessments2790

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District number1306

District phone5075343651

High schoolPlainview-Elgin-Millville

SODL flat fee brokerage

$5,970Estimated buyer credit

SODL platform fee $3,000Your buyer credit $5,970

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,904/mo

Principal & interest$1,571

Property taxes$233

Home insurance (est.)$100

Down payment

$59,800

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.