Sold / Closed
$465,000

Sold price · Closed Jun 29, 2026

$186/sqft

Rivers Bend

14438 Waco Street NW, Ramsey, MN, 55303
3  Bedrooms2  Bathrooms2,285  Square Feet0.3  Acres
Days on market2
Year built1987
Garage spaces2
TypeResidential
Est. $9,720buyer credit when you buy with SODL

About this home

**Multiple offers received, Highest & Best due Sunday 5/10 at 12pm noon** Step into this beautifully remodeled retreat where privacy meets convenience in the best possible way. Tucked away with no neighbors to the side or behind, this home offers rare tranquility while keeping you connected to all the neighborhood amenities you love. From top to bottom, the interior has been completely transformed with thoughtful updates and modern finishes that create a fresh, inviting feel the moment you walk through the door. Sunlight pours in through generous windows, filling the open-concept main level with a bright, airy glow. Vaulted ceilings in the living area add dramatic height and spaciousness, centered around a cozy electric fireplace that’s perfect for relaxing evenings. The completely revamped kitchen and living spaces flow seamlessly together, making everyday living and entertaining a joy. Upstairs, the primary bathroom steals the show with its spa-like shower featuring dual shower heads—an indulgent retreat after a long day. Outside is where this home shines even brighter. Expansive deck and patio areas have been thoughtfully designed for effortless hosting, morning coffee, or simply unwinding while soaking in stunning nature views. Overlooking peaceful woods and green space right next door, you’ll enjoy the sights and sounds of local wildlife, birds, and changing seasons from your own private oasis. Whether you’re grilling with friends or reading in the quiet, these outdoor spaces feel like an extension of the home. A four-season porch has been transformed into a versatile dedicated office with incredible views—equally ideal for remote work, creative pursuits, or a sunny reading nook. Downstairs, a wood-burning fireplace in the basement creates the perfect cozy gathering spot for chilly nights. Best of all, you’re just steps from Riversbend Park trails and the Rum River, offering endless opportunities for walking, biking, kayaking, and immersing yourself in nature without ever leaving the neighborhood. This is more than a house—it’s a peaceful, light-filled lifestyle with privacy, updates, and outdoor enjoyment all wrapped into one incredible package. Come experience it for yourself.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1987
LevelsThree Level Split
Living area2,285 sqft
Above-grade finished1,369 sqft
Below-grade finished916 sqft
Lot size0.3 acres (145x84x135x104)
Days on market2
ListedMay 1, 2026
MLS #NST7062280
CountyAnoka
SubdivisionRivers Bend
Parcel #253225420020

Facts & features

Interior

Bedrooms
3
Bathrooms
2
Bath breakdown
1 full / 1 3/4
Heating
Forced Air
Cooling
Central Air
Appliances
Dishwasher, Dryer, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer

Property

Levels / stories
Three Level Split
Garage
2 spaces · 23x22 · 470 sqft
Parking features
Attached Garage
Patio & porch
Deck, Patio
Exterior features
Cedar
Other structures
Storage Shed

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Block, Concrete
Foundation
Block · 1,369 sqft
Year built
1987

Utilities

Water
City Water - In Street
Sewer
City Sewer/Connected
Fuel
Natural Gas

Community & HOA

Subdivision
Rivers Bend
HOA
No HOA
School district
11 - Anoka-Hennepin
High school district
Anoka-Hennepin

Financial & listing details

Annual tax
$3,981 (2026)
Listed
May 1, 2026
Days on market
2
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths1
3/4 baths1
Half baths0
1/4 baths0
BasementBlock, Daylight/Lookout Windows, Finished, Full, Walkout
HeatingForced Air
CoolingCentral Air
Fireplaces2
LaundryLower Level, Laundry Room
AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer
DiningBreakfast Bar, Eat In Kitchen, Informal Dining Room, Kitchen/Dining Room
AmenitiesDeck, Kitchen Window, Local Area Network, Primary Bedroom Walk-In Closet, Patio, Skylight, Wet Bar
AccessibilityNone
Special featuresPrimary Bdr Suite

Exterior & lot

ExteriorCedar
FoundationBlock
Foundation area1,369 sqft
Patio/porchDeck, Patio
ZoningResidential-Single Family

Utilities

Water sourceCity Water - In Street
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage
Garage spaces2
Garage size470 sqft

Financial details

Annual taxes$3,981
Tax year2026
Taxes w/ assessments3981
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District11 - Anoka-Hennepin
District number11
District phone7635061000
High schoolAnoka-Hennepin
SODL flat fee brokerage
$9,720Estimated buyer credit
SODL platform fee $3,000Your buyer credit $9,720

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,701/mo
Principal & interest$2,228
Property taxes$332
Home insurance (est.)$141
%
$84,800
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

14438 Waco Street NW, Ramsey, MN, 55303

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Listing information

MLS #NST7062280
StatusClosed
Last updatedJun 29, 2026, 9:34 PM
Originally listedMay 8, 2026, 12:00 AM
Listing officeFreeman Real Estate
Co-listing officeFreeman Real Estate

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.