Listed at
$429,900
$139/sqft

White Sand North First Add

14434 Cottage Grove Drive, Baxter, MN, 56425
5  Bedrooms4  Bathrooms3,103  Square Feet0.48  Acres
Days on market91
Year built1999
Garage spaces3
TypeResidential
Est. $9,897buyer credit when you buy with SODL
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About this home

Welcome to this spacious 5-bedroom, 4-bath home in the heart of Baxter, offering the perfect combination of comfort, functionality, and location. Thoughtfully designed with an ideal layout for everyday living and entertaining, this home features inviting living spaces and seamless flow throughout. Step outside and enjoy the exceptional outdoor entertaining areas, perfect for gathering with family and friends. Recent improvements include a new roof, siding, furnace, and shed, providing added value and peace of mind for years to come. Located within walking distance of Whipple beach, bike trails, and local lakes, you'll have endless opportunities to enjoy the best of the Brainerd Lakes Area lifestyle. Don't miss your chance to own this Baxter gem—schedule your showing today!

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1999
LevelsTwo
Living area3,103 sqft
Above-grade finished2,160 sqft
Below-grade finished943 sqft
Lot size0.48 acres (104X200)
Days on market91
ListedJun 29, 2026
MLS #NST7098347
CountyCrow Wing
SubdivisionWhite Sand North First Add
Parcel #032270010090009

Facts & features

Interior

Bedrooms
5
Bathrooms
4
Bath breakdown
3 full / 1 half
Heating
Forced Air
Cooling
Central Air
Appliances
Air-To-Air Exchanger, Central Vacuum, Cooktop, Dishwasher, Dryer, Range, Refrigerator, Washer

Property

Levels / stories
Two
Garage
3 spaces · 657 sqft
Parking features
Attached Garage, Heated Garage, Insulated Garage
Patio & porch
Deck, Front Porch, Patio
Exterior features
Vinyl
Pool
None

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Block
Foundation
Block · 1,080 sqft
Roof
Age 8 Years or Less, Asphalt, Pitched
Year built
1999

Utilities

Water
City Water/Connected, Sand Point
Sewer
City Sewer/Connected
Fuel
Natural Gas

Community & HOA

Subdivision
White Sand North First Add
HOA
No HOA
School district
181 - Brainerd
High school district
Brainerd

Financial & listing details

Annual tax
$3,757 (2026)
Tax with assessments
3782
Listed
Jun 29, 2026
Days on market
91
Manufactured home
Yes

Interior details

Total bathrooms4
Full baths3
3/4 baths0
Half baths1
1/4 baths0
BasementFinished, Full
HeatingForced Air
CoolingCentral Air
Fireplaces1
LaundryIn Basement
AppliancesAir-To-Air Exchanger, Central Vacuum, Cooktop, Dishwasher, Dryer, Range, Refrigerator, Washer
DiningBreakfast Bar, Informal Dining Room, Kitchen/Dining Room
AmenitiesDeck, Hardwood Floors, Kitchen Center Island, Kitchen Window, Primary Bedroom Walk-In Closet, Paneled Doors, Porch, Tile Floors, Washer/Dryer Hookup, Walk-In Closet
AccessibilityNone
Special features4 BR on One Level

Exterior & lot

ExteriorVinyl
RoofAge 8 Years or Less, Asphalt, Pitched
FoundationBlock
Foundation area1,080 sqft
Patio/porchDeck, Front Porch, Patio
Lot featuresTree Coverage - Light
Road frontageCity Street
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected, Sand Point
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Heated Garage, Insulated Garage
Garage spaces3
Garage size657 sqft

Financial details

Annual taxes$3,757
Tax year2026
Taxes w/ assessments3782
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District181 - Brainerd
District number181
District phone2184546900
High schoolBrainerd
SODL flat fee brokerage
$9,897Estimated buyer credit
SODL platform fee $3,000Your buyer credit $9,897

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,716/mo
Principal & interest$2,259
Property taxes$313
Home insurance (est.)$143
%
$85,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

14434 Cottage Grove Drive, Baxter, MN, 56425

Listing information

MLS #NST7098347
StatusActive
Last updatedSep 23, 2026, 7:52 PM
Originally listedJun 29, 2026, 6:41 AM
Listing officeEdina Realty, Inc.
Co-listing officeEdina Realty, Inc.

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.