Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $3,036 (2026).

What school district is this property in?

This property is in the 728 - Elk River school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property was listed for 24 days.

Pending

$449,900

$243/sqft

Twin Pines Second Add

14424 145th Circle NW, Elk River, MN, 55330

3 Bedrooms1 Bathroom1,850 Square Feet2.34 Acres

Days on market24

Year built1973

Garage spaces2

TypeResidential

Est. $10,497buyer credit when you buy with SODL

About this home

Welcome to your own slice of riverfront paradise in Elk River! Situated on two beautiful lots totaling 2.34 acres along the river, this thoughtfully renovated 3-bedroom, 1-bath home offers the perfect blend of modern updates and peaceful natural surroundings. Nestled in the established Twin Pines neighborhood, the property features a functional two-level layout, an attached 2-car garage, a detached 2-car garage, and abundant space for additional outbuildings, recreational use, or future expansion. Move right in and enjoy the many recent improvements, including a new water heater and central air conditioning, fresh interior paint, new carpet, updated flooring, new microwave, modern lighting fixtures, and refreshed landscaping. The furnace has been updated within the last six years, providing added comfort and peace of mind. These enhancements create a warm, inviting atmosphere while preserving the home's charm and connection to its scenic surroundings. Outside, the expansive property offers endless possibilities for entertaining, gardening, outdoor recreation, or simply unwinding while taking in the tranquil river views. Whether you're seeking privacy, room to grow, or a beautiful waterfront setting to call home, this unique property delivers a rare opportunity to enjoy the best of Minnesota living. Conveniently located near shopping, dining, parks, schools, and major commuter routes, this home provides the perfect combination of privacy, nature, and accessibility. This property offers a lifestyle that's hard to find at an exceptional value. Don't miss this opportunity to own a beautifully updated riverfront home with room to relax, unwind, and enjoy Minnesota living at its finest

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1973

LevelsSplit Entry (Bi-Level)

Living area1,850 sqft

Above-grade finished1,250 sqft

Below-grade finished600 sqft

Lot size2.34 acres (102,000 sq ft)

Days on market24

ListedAug 10, 2026

MLS #NST7123499

CountySherburne

SubdivisionTwin Pines Second Add

Parcel #10004120150

Facts & features

Interior

Bedrooms: 3
Bathrooms: 1
Bath breakdown: 1 full
Heating: Forced Air
Cooling: Central Air
Laundry: In Basement, Gas Dryer Hookup

Property

Levels / stories: Split Entry (Bi-Level)
Garage: 2 spaces · 22x22 · 576 sqft
Parking features: Attached Garage, Detached Garage, Asphalt, Multiple Garages
Patio & porch: Deck
Exterior features: Wood
Other structures: Garage(s)

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Block
Foundation: Block · 960 sqft
Roof: Age Over 8 Years
Year built: 1973

Utilities

Water: Well
Sewer: Septic System Compliant - Yes
Fuel: Natural Gas
Electric: Circuit Breakers

Community & HOA

Subdivision: Twin Pines Second Add
HOA: No HOA
School district: 728 - Elk River
High school district: Elk River

Financial & listing details

Annual tax: $3,036 (2026)
Listed: Aug 10, 2026
Days on market: 24
Manufactured home: Yes

Interior details

Total bathrooms1

Full baths1

3/4 baths0

Half baths0

1/4 baths0

BasementBlock, Daylight/Lookout Windows, Finished

HeatingForced Air

CoolingCentral Air

Fireplaces1

LaundryIn Basement, Gas Dryer Hookup

DiningInformal Dining Room

AccessibilityNone

Special featuresRenovated

Exterior & lot

ExteriorWood

RoofAge Over 8 Years

FoundationBlock

Foundation area960 sqft

Patio/porchDeck

Lot featuresTree Coverage - Heavy

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceWell

SewerSeptic System Compliant - Yes

FuelNatural Gas

Parking & garage

ParkingAttached Garage, Detached Garage, Asphalt, Multiple Garages

Garage spaces2

Garage size576 sqft

Financial details

Annual taxes$3,036

Tax year2026

Taxes w/ assessments3036

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District728 - Elk River

District number728

District phone7632413400

High schoolElk River

SODL flat fee brokerage

$10,497Estimated buyer credit

SODL platform fee $3,000Your buyer credit $10,497

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,767/mo

Principal & interest$2,364

Property taxes$253

Home insurance (est.)$150

Down payment

$89,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.