Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $3,631 (2026).

What school district is this property in?

This property is in the 181 - Brainerd school district.

Does this home have a garage?

Yes, this home has a 3-car garage.

How long has this property been on the market?

This property has been listed for 50 days.

Listed at

$384,000

$149/sqft

White Sand North First Add

14420 Cottage Grove Drive, Baxter, MN, 56425

3 Bedrooms3 Bathrooms2,584 Square Feet0.5 Acres

Days on market50

Year built2002

Garage spaces3

TypeResidential

Est. $8,520buyer credit when you buy with SODL

Interested?

Pick a date to request a showing

Cancel anytime, free.

About this home

Welcome home ~ Close to Whipple Beach you will find this beautiful 3 Br / 3 Bath home featuring custom built oak cabinets, open and spacious main floor living, spacious entry way and laundry room, large primary suite with a must have walk-in closet and private bath! Lower level features a large family room, 2 more bedrooms and the garage has additional storage area above with a pull-down ladder for easy access! Outside you will find beautiful, landscaped grounds and private setting - Recent updates in 2022 - new roof, new shed with concrete floor, new landscaping, firepit and maintenance free deck - also take a look at the storage under the deck! This one-owner home is a must-see property, located close to Whipple beach, walking trails, shopping, medical, restaurants and more!

Contact us

Write a message

Home facts

Property typeResidential

Property subtypeSingle Family

Year built2002

LevelsSplit Entry (Bi-Level)

Living area2,584 sqft

Above-grade finished1,408 sqft

Below-grade finished1,176 sqft

Lot size0.5 acres (110x200)

Days on market50

ListedJul 8, 2026

MLS #NST7106026

CountyCrow Wing

SubdivisionWhite Sand North First Add

Parcel #40020584

Facts & features

Interior

Bedrooms: 3
Bathrooms: 3
Bath breakdown: 2 full / 1 half
Heating: Forced Air
Cooling: Central Air
Appliances: Dishwasher, Double Oven, Range, Refrigerator, Water Softener Owned

Property

Levels / stories: Split Entry (Bi-Level)
Garage: 3 spaces · 34x22 · 792 sqft
Parking features: Attached Garage, Asphalt, Garage Door Opener, Insulated Garage
Patio & porch: Composite Decking, Deck, Patio
Exterior features: Vinyl
Other structures: Storage Shed

Construction

Property type: Residential
Property subtype: Single Family
Foundation: Block · 1,408 sqft
Roof: Age 8 Years or Less, Asphalt
Year built: 2002

Utilities

Water: City Water/Connected, Sand Point
Sewer: City Sewer/Connected
Fuel: Natural Gas

Community & HOA

Subdivision: White Sand North First Add
HOA: No HOA
School district: 181 - Brainerd
High school district: Brainerd

Financial & listing details

Annual tax: $3,631 (2026)
Tax with assessments: 4390
Listed: Jul 8, 2026
Days on market: 50 · 200 cumulative
Manufactured home: Yes

Interior details

Total bathrooms3

Full baths2

3/4 baths0

Half baths1

1/4 baths0

BasementBlock, Daylight/Lookout Windows, Drain Tiled, Egress Window(s), Finished

HeatingForced Air

CoolingCentral Air

LaundryLaundry Room, Main Level, Sink

AppliancesDishwasher, Double Oven, Range, Refrigerator, Water Softener Owned

DiningKitchen/Dining Room

AmenitiesCeiling Fan(s), Deck, Kitchen Center Island, Kitchen Window, Primary Bedroom Walk-In Closet, Main Floor Primary Bedroom, In-Ground Sprinkler, Vaulted Ceiling(s), Washer/Dryer Hookup, Walk-In Closet

AccessibilityNone

Special featuresMain Floor Primary, Main Floor Bedroom, Main Floor Laundry, Primary Bdr Suite

Exterior & lot

ExteriorVinyl

RoofAge 8 Years or Less, Asphalt

FoundationBlock

Foundation area1,408 sqft

Patio/porchComposite Decking, Deck, Patio

Road frontageCity Street, Paved Streets

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected, Sand Point

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingAttached Garage, Asphalt, Garage Door Opener, Insulated Garage

Garage spaces3

Garage size792 sqft

Financial details

Annual taxes$3,631

Tax year2026

Taxes w/ assessments4390

Assessment pendingUnknown

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District181 - Brainerd

District number181

District phone2184546900

High schoolBrainerd

SODL flat fee brokerage

$8,520Estimated buyer credit

SODL platform fee $3,000Your buyer credit $8,520

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,449/mo

Principal & interest$2,018

Property taxes$303

Home insurance (est.)$128

Down payment

$76,800

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

14420 Cottage Grove Drive, Baxter, MN, 56425

Street View

Listing information

MLS #NST7106026

StatusClosed

Last updatedAug 28, 2026, 8:21 PM

Originally listedJul 8, 2026, 12:00 PM

Listing officeEdina Realty, Inc.

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.