Pending
$455,000
$246/sqft

Th Highland Bluffs 5th

14346 Rochester Street NE, Ham Lake, MN, 55304
2  Bedrooms2  Bathrooms1,850  Square Feet0.08  Acres
Days on market8
Year built2009
Garage spaces2.5
HOA / month$305
TypeResidential
Est. $10,650buyer credit when you buy with SODL

About this home

Beautiful townhome in a neighborhood where homes rarely hit the market & once you're here, you won't want to leave. Pride of ownership shines throughout this beautifully cared-for home. One-level living at its finest, with a full basement just waiting for your personal touch. The seller has maintained this home to the highest standard & see the full list of updates completed during their time here. The open floor plan is flooded with natural light and offers two dining areas, a kitchen island, and a breakfast bar; perfect for entertaining, baking, and cooking. A welcoming entry, vaulted ceilings, Andersen windows, oak cabinetry, real hardwood and tile floors, and a gas fireplace create warmth throughout. The beautiful sunroom with large windows opens to a 14x14 composite deck off the back; hours of enjoyment await. The generous lower level offers endless possibilities: add two bedrooms, an office, a family room, and a storage room; and it's already plumbed for an additional bathroom. The large, deep 2.5-car garage includes a back door with a ramp for easy access. Outside, enjoy a beautiful, quiet neighborhood with wonderful neighbors. There's so much to enjoy here; schedule your tour today!

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Home facts

Property typeResidential
Property subtype(TH) Side x Side
Year built2009
LevelsOne
Living area1,850 sqft
Above-grade finished1,850 sqft
Below-grade finished0 sqft
Lot size0.08 acres (65x55)
Days on market8
ListedSep 7, 2026
MLS #NST7132409
CountyAnoka
SubdivisionTh Highland Bluffs 5th
Parcel #283223420036

Facts & features

Interior

Bedrooms
2
Bathrooms
2
Bath breakdown
1 full / 1 3/4
Heating
Forced Air, Fireplace(s)
Cooling
Central Air
Appliances
Air-To-Air Exchanger, Chandelier, Dishwasher, Dryer, Humidifier, Gas Water Heater, Iron Filter, Microwave, Refrigerator, Washer, Water Softener Owned

Property

Levels / stories
One
Garage
2.5 spaces · 29x22 · 638 sqft
Parking features
Attached Garage, Covered, Asphalt, Electric, Finished Garage, Garage Door Opener, Insulated Garage, Parking Garage, Storage
Patio & porch
Composite Decking, Deck
Exterior features
Aluminum Siding, Stone
Pool
None

Construction

Property type
Residential
Property subtype
(TH) Side x Side
Construction materials
Block, Concrete, Frame
Foundation
Block, Brick/Mortar · 1,630 sqft
Roof
Age 8 Years or Less
Year built
2009

Utilities

Water
Well
Sewer
Tank with Drainage Field
Fuel
Natural Gas
Electric
Circuit Breakers, 200+ Amp Service

Community & HOA

Subdivision
Th Highland Bluffs 5th
HOA
$305/month
HOA name
Highland Bluff Townhome association
HOA phone
7635679250
HOA includes
Lawn Care, Professional Mgmt, Sanitation, Snow Removal
School district
11 - Anoka-Hennepin

Financial & listing details

Annual tax
$3,862.26 (2026)
Tax with assessments
3924.72
Listed
Sep 7, 2026
Days on market
8
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths1
3/4 baths1
Half baths0
1/4 baths0
BasementBlock, Daylight/Lookout Windows, Drain Tiled, Full, Storage Space, Sump Basket, Unfinished
HeatingForced Air, Fireplace(s)
CoolingCentral Air
Fireplaces1
LaundryElectric Dryer Hookup, Laundry Room, Main Level, Sink, Washer Hookup
AppliancesAir-To-Air Exchanger, Chandelier, Dishwasher, Dryer, Humidifier, Gas Water Heater, Iron Filter, Microwave, Refrigerator, Washer, Water Softener Owned
DiningBreakfast Bar, Informal Dining Room, Kitchen/Dining Room
AmenitiesCeiling Fan(s), Deck, Hardwood Floors, Kitchen Center Island, Primary Bedroom Walk-In Closet, Main Floor Primary Bedroom, Natural Woodwork, Paneled Doors, In-Ground Sprinkler, Sun Room, Tile Floors, Vaulted Ceiling(s), Washer/Dryer Hookup, Walk-In Closet
AccessibilityNone
Special featuresAll Living Facilities on One Level, Main Floor Primary, Main Floor Bedroom, Main Floor Laundry, Primary Bdr Suite

Exterior & lot

ExteriorAluminum Siding, Stone
RoofAge 8 Years or Less
FoundationBlock, Brick/Mortar
Foundation area1,630 sqft
Patio/porchComposite Decking, Deck
Lot featuresTree Coverage - Light, Underground Utilities
Road frontageCity Street, Curbs, Paved Streets, Street Lights, Storm Sewer
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceWell
SewerTank with Drainage Field
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Covered, Asphalt, Electric, Finished Garage, Garage Door Opener, Insulated Garage, Parking Garage, Storage
Garage spaces2.5
Garage size638 sqft

Financial details

Annual taxes$3,862.26
Tax year2026
Taxes w/ assessments3924.72
Assessment pendingYes
HOA fee$305
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District11 - Anoka-Hennepin
District number11
District phone7635061000
High schoolAnoka-Hennepin
SODL flat fee brokerage
$10,650Estimated buyer credit
SODL platform fee $3,000Your buyer credit $10,650

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$3,170/mo
Principal & interest$2,391
Property taxes$322
Home insurance (est.)$152
HOA fees$305
%
$91,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

14346 Rochester Street NE, Ham Lake, MN, 55304

Listing information

MLS #NST7132409
StatusPending
Last updatedSep 18, 2026, 8:17 PM
Originally listedSep 10, 2026, 12:00 AM
Listing officeKeller Williams Premier Realty

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.