Listed at
$519,900
$171/sqft

Th Of Highland Bluffs 4th

14329 Rochester Street, Ham Lake, MN, 55304
3  Bedrooms3  Bathrooms3,042  Square Feet0.08  Acres
Days on market19
Year built2006
Garage spaces2.5
HOA / month$305
TypeResidential
Est. $12,597buyer credit when you buy with SODL
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About this home

Welcome home to 14329 Rochester Street NE, a rare gem offering the ultimate combination of effortless main-floor living and immense space. Blending single-level daily convenience with the footprint of a large home, this beautifully maintained property boasts 3 bedrooms, 3 bathrooms, and over 3,000+ total finished square feet across two sprawling levels. The main level welcomes you with an open-concept layout bathed in natural light, showcasing a spacious kitchen with warm oak cabinetry, a functional center island, and a separate, sunlit eat-in dining area framed by a beautiful bay window. This entire floor is thoughtfully designed around true main-level functionality, keeping the primary suite, core living spaces, and laundry facilities all on one level for ultimate convenience. The living area is anchored by a cozy gas fireplace. Outdoor living is a dream here, featuring two distinct decks positioned to maximize the property's exceptional privacy: a dedicated grill deck conveniently located right off the kitchen for effortless outdoor cooking, plus a massive 14x14 main deck off the back—perfect for entertaining, relaxing, and taking in the beautiful, serene views of the sprawling green space and mature tree line behind the home. Downstairs, the finished lower level dramatically expands your living space. This level features a second gas fireplace and an open layout perfect for a family room, exercise area and more. It also has a third bedroom and a 3/4 bathroom, creating a highly desirable, private retreat for visiting guests. You will also find a separate, dedicated storage room to keep seasonal gear and household items tucked away. Storage, projects, and cold Minnesota winters are a breeze with the attached 2.5-car heated and insulated garage, providing the ultimate year-round comfort and space for vehicles, tools, or hobbies. This property offers an incredible combination of massive square footage, serene wooded views, and functional luxury in a highly desirable Andover/Ham Lake neighborhood.

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Home facts

Property typeResidential
Property subtype(TH) Side x Side
Year built2006
LevelsOne
Living area3,042 sqft
Above-grade finished1,642 sqft
Below-grade finished1,400 sqft
Lot size0.08 acres (55x65)
Days on market19
ListedSep 4, 2026
MLS #NST7139245
CountyAnoka
SubdivisionTh Of Highland Bluffs 4th
Parcel #283223420024

Facts & features

Interior

Bedrooms
3
Bathrooms
3
Bath breakdown
1 full / 1 3/4 / 1 half
Heating
Forced Air
Cooling
Central Air
Appliances
Air-To-Air Exchanger, Dishwasher, Dryer, Gas Water Heater, Microwave, Range, Refrigerator

Property

Levels / stories
One
Garage
2.5 spaces · 30x26 · 780 sqft
Parking features
Attached Garage, Asphalt, Finished Garage, Garage Door Opener, Heated Garage, Insulated Garage, Storage
Exterior features
Brick Veneer, Wood
Fencing
None
Lot size
0.08 acres

Construction

Property type
Residential
Property subtype
(TH) Side x Side
Foundation
Block · 1,642 sqft
Roof
Age Over 8 Years, Architectural Shingle
Year built
2006

Utilities

Water
Well
Sewer
Septic System Compliant - Yes
Fuel
Natural Gas
Electric
Circuit Breakers, 150 Amp Service

Community & HOA

Subdivision
Th Of Highland Bluffs 4th
HOA
$305/month
HOA name
Highland Bluffs Townhome
HOA phone
7635679250
HOA includes
Lawn Care, Professional Mgmt, Snow Removal
School district
11 - Anoka-Hennepin

Financial & listing details

Annual tax
$4,116 (2026)
Listed
Sep 4, 2026
Days on market
19
Manufactured home
Yes

Interior details

Total bathrooms3
Full baths1
3/4 baths1
Half baths1
1/4 baths0
BasementBlock, Daylight/Lookout Windows, Drain Tiled, Finished, Storage Space, Sump Pump
HeatingForced Air
CoolingCentral Air
Fireplaces2
LaundryLaundry Room, Main Level
AppliancesAir-To-Air Exchanger, Dishwasher, Dryer, Gas Water Heater, Microwave, Range, Refrigerator
DiningBreakfast Bar, Breakfast Area, Eat In Kitchen, Informal Dining Room, Living/Dining Room
AmenitiesCeiling Fan(s), Hardwood Floors, Kitchen Center Island, Primary Bedroom Walk-In Closet, Main Floor Primary Bedroom, Natural Woodwork, Tile Floors, Vaulted Ceiling(s), Walk-In Closet
AccessibilityNone
Special featuresAll Living Facilities on One Level, Main Floor Primary, Main Floor Bedroom, Main Floor Laundry, Primary Bdr Suite

Exterior & lot

ExteriorBrick Veneer, Wood
RoofAge Over 8 Years, Architectural Shingle
FoundationBlock
Foundation area1,642 sqft
Lot featuresTree Coverage - Light
Road frontageCity Street, Paved Streets
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceWell
SewerSeptic System Compliant - Yes
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Asphalt, Finished Garage, Garage Door Opener, Heated Garage, Insulated Garage, Storage
Garage spaces2.5
Garage size780 sqft

Financial details

Annual taxes$4,116
Tax year2026
Taxes w/ assessments4116
Assessment pendingUnknown
HOA fee$305
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District11 - Anoka-Hennepin
District number11
District phone7635061000
High schoolAnoka-Hennepin
SODL flat fee brokerage
$12,597Estimated buyer credit
SODL platform fee $3,000Your buyer credit $12,597

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$3,554/mo
Principal & interest$2,732
Property taxes$343
Home insurance (est.)$173
HOA fees$305
%
$103,980
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

14329 Rochester Street, Ham Lake, MN, 55304

Listing information

MLS #NST7139245
StatusActive
Last updatedSep 14, 2026, 11:35 PM
Originally listedSep 10, 2026, 12:00 AM
Listing officeColdwell Banker Realty
Co-listing officeColdwell Banker Realty

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.