Listed at
$429,000
$136/sqft

Sterling Heights Eight

1431 23rd Street, Saint Cloud, MN, 56304
6  Bedrooms4  Bathrooms3,163  Square Feet0.53  Acres
Days on market42
Year built2006
Garage spaces3
TypeResidential
Est. $9,870buyer credit when you buy with SODL
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About this home

Price Drastically reduced by $70,000 from offer and appraisal price!!!! Check out this beautiful and spacious rambler with a lot and view too good to be true! Watch deer most days/nights with the lot backed up against a beautiful woods . Boasting 6 BR and 4 BA this house has so many options. Updates include $15,000 stained concrete patio, $15,000 in flooring, and $10,000 in new appliances. Newly painted lower level.  Newly painted and sealed deck! Perfect for a large and expanding family or even a family with live-in parents or relatives. With remote work being an option these days, this home also can easily accommodate several offices. Other lounging options include the deck built right off of the dining room looking into the woods, or anywhere outside on this large lot, featuring….No backyard neighbors, other than wildlife. Situated between 2 cul-de-sacs, there is very little traffic and is the perfect place for kids to play out in the front yard and cement driveway. Great location … close to downtown and SCSU but in a whole different world at home! ****************back on the market after contracted buyer lost his job.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built2006
LevelsOne
Living area3,163 sqft
Above-grade finished1,673 sqft
Below-grade finished1,490 sqft
Lot size0.53 acres (63x195x185x50)
Days on market42
ListedAug 17, 2026
MLS #NST7127601
CountySherburne
SubdivisionSterling Heights Eight
Parcel #85004510220

Facts & features

Interior

Bedrooms
6
Bathrooms
4
Bath breakdown
2 full / 1 3/4 / 1 half
Heating
Forced Air
Cooling
Central Air
Appliances
Air-To-Air Exchanger, Dishwasher, Dryer, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer

Property

Levels / stories
One
Garage
3 spaces · 33x23 · 118 sqft
Parking features
Attached Garage, Concrete, Insulated Garage
Patio & porch
Deck, Front Porch, Patio
Exterior features
Stone, Steel Siding
Lot size
0.53 acres

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Block · 1,630 sqft
Roof
Age Over 8 Years, Asphalt
Year built
2006

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas

Community & HOA

Subdivision
Sterling Heights Eight
HOA
No HOA
School district
742 - St. Cloud
High school district
St. Cloud

Financial & listing details

Annual tax
$5,940 (2026)
Listed
Aug 17, 2026
Days on market
42 · 78 cumulative
Manufactured home
Yes

Interior details

Total bathrooms4
Full baths2
3/4 baths1
Half baths1
1/4 baths0
BasementBlock, Drain Tiled, Finished, Full, Walkout
HeatingForced Air
CoolingCentral Air
Fireplaces1
LaundryLower Level, Main Level
AppliancesAir-To-Air Exchanger, Dishwasher, Dryer, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer
DiningBreakfast Bar, Breakfast Area, Eat In Kitchen, Informal Dining Room, Kitchen/Dining Room
AmenitiesCeiling Fan(s), Deck
AccessibilitySoaking Tub
Special features3 BR on One Level, All Living Facilities on One Level, Main Floor Laundry, Primary Bdr Suite

Exterior & lot

ExteriorStone, Steel Siding
RoofAge Over 8 Years, Asphalt
FoundationBlock
Foundation area1,630 sqft
Patio/porchDeck, Front Porch, Patio
Road frontageCul De Sac, Paved Streets
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Concrete, Insulated Garage
Garage spaces3
Garage size118 sqft

Financial details

Annual taxes$5,940
Tax year2026
Taxes w/ assessments5940
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District742 - St. Cloud
District number742
District phone3202539333
High schoolSt. Cloud
SODL flat fee brokerage
$9,870Estimated buyer credit
SODL platform fee $3,000Your buyer credit $9,870

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,893/mo
Principal & interest$2,255
Property taxes$495
Home insurance (est.)$143
%
$85,800
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

1431 23rd Street, Saint Cloud, MN, 56304

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Listing information

MLS #NST7127601
StatusActive
Last updatedSep 21, 2026, 2:17 PM
Originally listedAug 18, 2026, 10:33 AM
Listing officeCentury 21 First Realty, Inc.

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.