Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $8,160 (2024).

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 791 days.

Listed at

$545,000

$118/sqft

1428 Edgewater Drive

1428 Edgewater Drive, Albert Lea, MN, 56007

4 Bedrooms3 Bathrooms4,632 Square Feet0.25 Acres

Days on market791

Year built1972

Garage spaces2

TypeResidential

Est. $13,350buyer credit when you buy with SODL

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About this home

Custom built 4 bedroom, plus office space, 3 bath 2 story home located on Edgewater Drive which borders Edgewater Bay of Fountain Lake. This home offers a spacious and open kitchen dining area as well as a formal dining room for those special occasion gatherings. 3 fireplaces including one in the primary bedroom suite. Two furnaces to assure even year round temperature control. An upper level family room. Several outdoor spaces to enjoy the beautiful lake views.

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Home facts

Property typeResidential

Property subtypeSingle Family Residence

Year built1972

LevelsTwo

Living area4,632 sqft

Above-grade finished4,632 sqft

Below-grade finished0 sqft

Lot size0.25 acres (110 x 133)

Days on market791

ListedJul 29, 2024

MLS #NST6574360

CountyFreeborn

Parcel #341500030

Facts & features

Interior

Bedrooms: 4
Bathrooms: 3
Bath breakdown: 1 full / 1 3/4 / 1 half
Heating: Forced Air
Cooling: Central Air
Appliances: Dishwasher, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener Owned

Property

Levels / stories: Two
Garage: 2 spaces · 24 x 24 · 576 sqft
Parking features: Concrete, Garage Door Opener, Tuckunder Garage
Patio & porch: Composite Decking, Deck, Front Porch, Patio, Side Porch
Fencing: Split Rail
Waterfront: Lake View

Construction

Property type: Residential
Property subtype: Single Family Residence
Foundation: 1,260 sqft
Roof: Age Over 8 Years
Year built: 1972

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas
Electric: Circuit Breakers

Community & HOA

HOA: No HOA
School district: Albert Lea

Financial & listing details

Annual tax: $8,160 (2024)
Tax with assessments: 8672
Listed: Jul 29, 2024
Days on market: 791 · 512 cumulative
Manufactured home: Yes

Interior details

Total bathrooms3

Full baths1

3/4 baths1

Half baths1

1/4 baths0

BasementBlock, Crawl Space, Full

HeatingForced Air

CoolingCentral Air

Fireplaces3

LaundryElectric Dryer Hookup, In Hall, Main Level, Sink, Washer Hookup

AppliancesDishwasher, Dryer, Gas Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener Owned

DiningBreakfast Bar, Kitchen/Dining Room, Separate/Formal Dining Room

AmenitiesBalcony, Ceiling Fan(s), Deck, French Doors, Hardwood Floors, Kitchen Center Island, Kitchen Window, Primary Bedroom Walk-In Closet, Paneled Doors, Porch, Panoramic View, Skylight, In-Ground Sprinkler, Tile Floors, Vaulted Ceiling(s), Washer/Dryer Hookup, Walk-In Closet

AccessibilityNone

Exterior & lot

RoofAge Over 8 Years

Foundation area1,260 sqft

Patio/porchComposite Decking, Deck, Front Porch, Patio, Side Porch

Lot featuresUnderground Utilities

Road frontageCity Street

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingConcrete, Garage Door Opener, Tuckunder Garage

Garage spaces2

Garage size576 sqft

Financial details

Annual taxes$8,160

Tax year2024

Taxes w/ assessments8672

Assessment pendingYes

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District number1141

District phone5073794800

High schoolAlbert Lea

SODL flat fee brokerage

$13,350Estimated buyer credit

SODL platform fee $3,000Your buyer credit $13,350

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

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Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$3,726/mo

Principal & interest$2,864

Property taxes$680

Home insurance (est.)$182

Down payment

$109,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.