Listed at
$550,000
$158/sqft

Ashwood 2nd Add

14273 77th Lane, Otsego, MN, 55330
6  Bedrooms4  Bathrooms3,488  Square Feet0.231  Acres
Days on market9
Year built2020
Garage spaces3
TypeResidential
Est. $13,500buyer credit when you buy with SODL
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About this home

Why wait to build when this one already has it all? Built by DR Horton in 2020, this spacious Ashwood neighborhood home offers nearly 3,500 finished square feet plus the upgrades buyers often end up adding after moving into new construction. Situated on a .231-acre lot close to parks and everyday conveniences like Target, Coborn’s & Aldi, this home welcomes you with fantastic curb appeal featuring a maintenance-free front porch, stone accents, and classic columns. Inside, you'll find six bedrooms—including a main-level bedroom with an attached bathroom and four bedrooms on the upper level—along with four bathrooms, a large upper-level loft, and an open-concept layout designed for everyday living. The kitchen shines with quartz countertops, a center island with breakfast bar and pendant lighting, stainless steel appliances including a gas cooktop and double wall ovens, plus a walk-in pantry. LVP flooring flows throughout the main level, while the living room features a cozy gas fireplace with mantle. The primary suite features vaulted ceilings, two walk-in closets, and an ensuite bath with a tall double vanity and tiled shower. Upstairs you'll also appreciate the convenient laundry room and stylish accent walls in the bedrooms and loft. The finished lower level adds a spacious family room, sixth bedroom, fourth bathroom, and an incredible storage room. Step outside to enjoy the fully fenced backyard with sprinkler system, play structure, and maintenance-free deck with black railings. Additional features include a 3-car garage with 11-foot ceilings, mudroom with custom built-in bench and cubbies, gutters, front storm door, finished landscaping, window treatments, fresh interior paint, furnace humidifier, air-to-air exchanger, water softener, and sump pump. Skip the wait, the upgrade costs, and the unfinished projects—this home offers the best of newer construction with all the extras already complete.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built2020
LevelsTwo
Living area3,488 sqft
Above-grade finished2,720 sqft
Below-grade finished768 sqft
Lot size0.231 acres (70x142x70x145)
Days on market9
ListedSep 19, 2026
MLS #NST7146909
CountyWright
SubdivisionAshwood 2nd Add
Parcel #118337002030

Facts & features

Interior

Bedrooms
6
Bathrooms
4
Bath breakdown
1 full / 3 3/4
Heating
Forced Air
Cooling
Central Air
Appliances
Air-To-Air Exchanger, Cooktop, Dishwasher, Disposal, Double Oven, Dryer, Freezer, Humidifier, Gas Water Heater, Microwave, Refrigerator, Stainless Steel Appliances, Wall Oven, Washer, Water Softener Owned

Property

Levels / stories
Two
Garage
3 spaces · 30x22 · 660 sqft
Parking features
Attached Garage, Asphalt, Garage Door Opener
Patio & porch
Composite Decking, Deck, Front Porch
Exterior features
Stone, Vinyl
Pool
None

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Poured Concrete · 1,591 sqft
Roof
Age 8 Years or Less, Asphalt, Pitched
Year built
2020

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas

Community & HOA

Subdivision
Ashwood 2nd Add
HOA
No HOA
School district
728 - Elk River
High school district
Elk River

Financial & listing details

Annual tax
$5,370 (2026)
Listed
Sep 19, 2026
Days on market
9 · 38 cumulative
Manufactured home
Yes

Interior details

Total bathrooms4
Full baths1
3/4 baths3
Half baths0
1/4 baths0
BasementDaylight/Lookout Windows, Finished, Full, Storage Space, Sump Pump
HeatingForced Air
CoolingCentral Air
Fireplaces1
LaundryElectric Dryer Hookup, Laundry Room, Upper Level, Washer Hookup
AppliancesAir-To-Air Exchanger, Cooktop, Dishwasher, Disposal, Double Oven, Dryer, Freezer, Humidifier, Gas Water Heater, Microwave, Refrigerator, Stainless Steel Appliances, Wall Oven, Washer, Water Softener Owned
DiningBreakfast Bar, Kitchen/Dining Room
AmenitiesCeiling Fan(s), Deck, Kitchen Center Island, Kitchen Window, Primary Bedroom Walk-In Closet, Paneled Doors, Porch, In-Ground Sprinkler, Tile Floors, Vaulted Ceiling(s), Washer/Dryer Hookup, Walk-In Closet
AccessibilityNone
Special features2nd Floor Laundry, 4 BR on One Level, Main Floor Bedroom, Primary Bdr Suite

Exterior & lot

ExteriorStone, Vinyl
RoofAge 8 Years or Less, Asphalt, Pitched
FoundationPoured Concrete
Foundation area1,591 sqft
Patio/porchComposite Decking, Deck, Front Porch
Lot featuresTree Coverage - Light
Road frontageCity Street, Paved Streets, Sidewalks, Street Lights
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Asphalt, Garage Door Opener
Garage spaces3
Garage size660 sqft

Financial details

Annual taxes$5,370
Tax year2026
Taxes w/ assessments5370
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District728 - Elk River
District number728
District phone7632413400
High schoolElk River
SODL flat fee brokerage
$13,500Estimated buyer credit
SODL platform fee $3,000Your buyer credit $13,500

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$3,521/mo
Principal & interest$2,890
Property taxes$448
Home insurance (est.)$183
%
$110,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

14273 77th Lane, Otsego, MN, 55330

Listing information

MLS #NST7146909
StatusActive
Last updatedSep 20, 2026, 10:08 AM
Originally listedSep 19, 2026, 11:04 AM
Listing officeRE/MAX Results
Co-listing officeRE/MAX Results

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.