Listed at
$440,000
$199/sqft

14185 Ferrara Avenue

14185 Ferrara Avenue, Hugo, MN, 55038
4  Bedrooms3  Bathrooms2,213  Square Feet0.23  Acres
Days on market26
Year built1996
Garage spaces3
TypeResidential
Est. $10,200buyer credit when you buy with SODL
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About this home

Welcome to this well-maintained 4 bedroom, 3 bathroom split level home featuring over 2,200 finished square feet, a 3 car garage, and a private backyard with an in ground pool. Inside, the main level offers a bright, open feel with newer LVP flooring and carpet throughout (2023), along with updated kitchen countertops (2023) and stainless-steel appliances (approximately 5 years old). The lower level family room provides additional living space and features a cozy wood burning fireplace. Step outside to enjoy the deck and private backyard, complete with an 18x34 in ground pool featuring a new liner installed in 2026 with warranty, plus an irrigation system to keep the lawn looking its best. Recent improvements include a new furnace and central A/C (2025), new asphalt driveway (2025), concrete sidewalk (2024), and garage door and track (approximately 5 years old). The extra deep 3 car garage provides excellent space for vehicles, recreational equipment, storage, or potentially a boat. Conveniently located in Hugo with a combination of comfortable interior living and exceptional outdoor amenities, this home is ready to enjoy.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1996
LevelsFour or More Level Split
Living area2,213 sqft
Above-grade finished1,443 sqft
Below-grade finished770 sqft
Lot size0.23 acres (80 x 130 x 80 x 130)
Days on market26
ListedAug 28, 2026
MLS #NST7133730
CountyWashington
Parcel #2003121330038

Facts & features

Interior

Bedrooms
4
Bathrooms
3
Bath breakdown
2 full / 1 3/4
Heating
Forced Air
Cooling
Central Air
Appliances
Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer

Property

Levels / stories
Four or More Level Split
Garage
3 spaces · 20 x 30 · 600 sqft
Parking features
Attached Garage, Asphalt
Patio & porch
Patio
Exterior features
Stone, Vinyl
Pool
Below Ground

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Block · 1,072 sqft
Roof
Asphalt
Year built
1996

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Fuel
Natural Gas
Electric
Circuit Breakers, 100 Amp Service

Community & HOA

HOA
No HOA
School district
624 - White Bear Lake
High school district
White Bear Lake

Financial & listing details

Annual tax
$4,153 (2026)
Tax with assessments
4156
Listed
Aug 28, 2026
Days on market
26
Manufactured home
Yes

Interior details

Total bathrooms3
Full baths2
3/4 baths1
Half baths0
1/4 baths0
BasementFinished, Full
HeatingForced Air
CoolingCentral Air
Fireplaces1
AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Washer
DiningEat In Kitchen, Separate/Formal Dining Room
AmenitiesDeck, Kitchen Window, Patio, Vaulted Ceiling(s)
AccessibilityNone
Special features3 BR on One Level

Exterior & lot

ExteriorStone, Vinyl
RoofAsphalt
FoundationBlock
Foundation area1,072 sqft
Patio/porchPatio
Lot featuresTree Coverage - Light
Road frontageCity Street
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Asphalt
Garage spaces3
Garage size600 sqft

Financial details

Annual taxes$4,153
Tax year2026
Taxes w/ assessments4156
Assessment pendingUnknown
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District624 - White Bear Lake
District number624
District phone6514077500
High schoolWhite Bear Lake
SODL flat fee brokerage
$10,200Estimated buyer credit
SODL platform fee $3,000Your buyer credit $10,200

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,805/mo
Principal & interest$2,312
Property taxes$346
Home insurance (est.)$147
%
$88,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

14185 Ferrara Avenue, Hugo, MN, 55038

Listing information

MLS #NST7133730
StatusActive
Last updatedSep 21, 2026, 5:36 PM
Originally listedSep 3, 2026, 12:00 AM
Listing officeKeller Williams Integrity Realty
Co-listing officeKeller Williams Integrity Realty

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.