Listed at
$230,000
$296/sqft

Moodys Locke Lake Resort

14183 Dempsey Avenue, Monticello, MN, 55362
2  Bedrooms1  Bathroom776  Square Feet0.358  Acres
Days on market47
Year built1950
ParkingGravel
TypeResidential
Est. $3,900buyer credit when you buy with SODL
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About this home

A rare opportunity to own a piece of history on the shores of Locke Lake! This one of a kind stone cabin is unlike anything you'll find on the market, featuring a stunning all stone exterior, beautiful wood entry doors with iron hardware, and 61 feet of lakeshore on the South side of Locke Lake. From the moment you arrive, the character and craftsmanship of this property are undeniable. This property is a seasonal cabin being sold as-is and does need work or could also be a tear down. Step inside and be transported! Knotty pine walls, original wide plank wood floors, a scalloped wood trim detail throughout, and a dramatic stone fireplace with a wood burning stove create a warm and deeply charming atmosphere. A carved archway leads you through the main living space, with multiple rooms offering beautiful water views of Locke Lake. Currently operating as a seasonal cabin, this property holds incredible potential to be transformed into a year-round retreat with the addition of a kitchen and modern updates. Outside, enjoy 61 feet of lakeshore, a porch overlooking the water, and a beautifully wooded setting that feels worlds away. The stone shed adds to the property's unique character and offers additional storage and possibilities. This is truly a one of a kind lakefront property full of charm, history, and potential. Don't miss this rare opportunity, schedule your showing today!

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1950
LevelsOne
Living area776 sqft
Above-grade finished776 sqft
Below-grade finished0 sqft
Lot size0.358 acres (61x263x61x256)
Days on market47
ListedMay 1, 2026
MLS #NST7061641
CountyWright
SubdivisionMoodys Locke Lake Resort
Parcel #216121000070

Facts & features

Interior

Bedrooms
2
Bathrooms
1
Bath breakdown
1 half
Heating
Fireplace(s), Wood Stove
Cooling
None
Laundry
None

Property

Levels / stories
One
Parking features
Gravel
Patio & porch
Rear Porch
Exterior features
Stone
Pool
None
Other structures
Storage Shed

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Stone · 776 sqft
Roof
Asphalt
Year built
1950

Utilities

Water
Well
Sewer
Septic System Compliant - No
Fuel
Other

Community & HOA

Subdivision
Moodys Locke Lake Resort
HOA
No HOA
School district
882 - Monticello
High school district
Monticello

Financial & listing details

Annual tax
$1,554 (2026)
Listed
May 1, 2026
Days on market
47 · 31 cumulative
Manufactured home
Yes

Interior details

Total bathrooms1
Full baths0
3/4 baths0
Half baths1
1/4 baths0
BasementNone
HeatingFireplace(s), Wood Stove
CoolingNone
Fireplaces1
LaundryNone
DiningInformal Dining Room, Living/Dining Room
AmenitiesCeiling Fan(s), Hardwood Floors, Kitchen Window, Main Floor Primary Bedroom, Natural Woodwork, Porch
AccessibilityNone
Special featuresAll Living Facilities on One Level, Main Floor Primary, Main Floor Bedroom

Exterior & lot

ExteriorStone
RoofAsphalt
FoundationStone
Foundation area776 sqft
Patio/porchRear Porch
Lot featuresAccessible Shoreline, Tree Coverage - Medium
ZoningResidential-Single Family

Utilities

Water sourceWell
SewerSeptic System Compliant - No
FuelOther

Parking & garage

ParkingGravel
Garage spaces0
Garage size0 sqft

Financial details

Annual taxes$1,554
Tax year2026
Taxes w/ assessments1554
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District882 - Monticello
District number882
District phone7632722000
High schoolMonticello
SODL flat fee brokerage
$3,900Estimated buyer credit
SODL platform fee $3,000Your buyer credit $3,900

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,415/mo
Principal & interest$1,209
Property taxes$130
Home insurance (est.)$77
%
$46,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

14183 Dempsey Avenue, Monticello, MN, 55362

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Listing information

MLS #NST7061641
StatusClosed
Last updatedAug 27, 2026, 11:56 AM
Originally listedMay 1, 2026, 10:05 AM
Listing officeKeller Williams Classic Rlty NW

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.