Does this property have an HOA?

Yes. The HOA fee is $317 per month.

What are the annual property taxes?

Annual property taxes are $5,948 (2025).

Does this home have a garage?

Yes, this home has a 3-car garage.

How long has this property been on the market?

This property was listed for 11 days.

Pending

$595,000

$202/sqft

Victor Gardens

14118 Jardin Avenue N, Hugo, MN, 55038

4 Bedrooms4 Bathrooms2,941 Square Feet0.2 Acres

Days on market11

Year built2003

Garage spaces3

HOA / month$317

TypeResidential

Est. $14,850buyer credit when you buy with SODL

About this home

Welcome home to Victor Gardens in Hugo! This custom built Pinterest worthy home offers nearly 3,000 finished square feet, 4 bedrooms and 4 baths in a sought-after master-planned community with pool, parks and trails. The main floor features an open kitchen with center island, updated stainless steel appliances including new oven and microwave (2025) and dishwasher (2023), hardwood floors, plus both informal and formal dining spaces. The family room with gas fireplace and built-ins overlooks the backyard’s nature views. Upstairs you’ll find three bedrooms on one level, including a spacious primary suite with walk-in closet and private bath with separate tub and shower. Another full bath serves the additional bedrooms. The finished lower level adds a 4th bedroom, 3/4 bath, cozy media area with projector that stays, and a billiards room. Pool table and accessories can remain for the next owner if desired. Outside, enjoy a charming front porch that looks toward the neighborhood fountain and a backyard patio backing to natural open space. Additional highlights include a 3-car garage, newer roof (2017) and in-ground sprinklers. Extra bonus is a large storage room above the garage that that is fully insulated and wired for electricity that can be finished off into a future bonus room or bedroom! Just minutes to 35E for an easy Twin Cities commute. A wonderful new listing in one of Hugo’s favorite neighborhoods!

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Home facts

Property typeResidential

Property subtypeSingle Family Residence

Year built2003

LevelsTwo

Living area2,941 sqft

Above-grade finished2,124 sqft

Below-grade finished817 sqft

Lot size0.2 acres (50x116x113x109)

Days on market11

ListedNov 20, 2025

MLS #NST6797253

CountyWashington

SubdivisionVictor Gardens

Parcel #1903121330020

Facts & features

Interior

Bedrooms: 4
Bathrooms: 4
Bath breakdown: 2 full / 1 3/4 / 1 half
Heating: Forced Air, Fireplace(s)
Cooling: Central Air
Appliances: Air-To-Air Exchanger, Dishwasher, Disposal, Dryer, ENERGY STAR Qualified Appliances, Humidifier, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned

Property

Levels / stories: Two
Garage: 3 spaces · 32x24 · 704 sqft
Parking features: Attached Garage, Asphalt, Electric, Garage Door Opener, Heated Garage, Insulated Garage, Storage
Pool: Below Ground, Shared
Fencing: None
Lot size: 0.2 acres

Construction

Property type: Residential
Property subtype: Single Family Residence
Construction materials: Fiber Cement
Foundation: 1,056 sqft
Roof: Age 8 Years or Less
Year built: 2003

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Electric: Circuit Breakers

Community & HOA

Subdivision: Victor Gardens
HOA: $317/quarter
HOA name: Associa
HOA phone: 763-225-6400
HOA includes: Professional Mgmt, Recreation Facility, Trash, Shared Amenities
School district: White Bear Lake

Financial & listing details

Annual tax: $5,948 (2025)
Tax with assessments: 5948.0000
Listed: Nov 20, 2025
Days on market: 11

Interior details

Total bathrooms4

Full baths2

3/4 baths1

Half baths1

1/4 baths0

BasementDaylight/Lookout Windows, Drain Tiled, Finished, Concrete, Storage Space, Sump Basket, Sump Pump

HeatingForced Air, Fireplace(s)

CoolingCentral Air

Fireplaces2

AppliancesAir-To-Air Exchanger, Dishwasher, Disposal, Dryer, ENERGY STAR Qualified Appliances, Humidifier, Gas Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer, Water Softener Owned

AccessibilityNone

Exterior & lot

RoofAge 8 Years or Less

Foundation area1,056 sqft

Lot featuresSome Trees

Road frontageCity Street, Paved Streets, Sidewalks, Street Lights, Storm Sewer

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

Parking & garage

ParkingAttached Garage, Asphalt, Electric, Garage Door Opener, Heated Garage, Insulated Garage, Storage

Garage spaces3

Garage size704 sqft

Financial details

Annual taxes$5,948

Tax year2025

Taxes w/ assessments5948.0000

Assessment pendingNo

HOA fee$317

Down payment resourceY

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District number624

District phone651-407-7500

High schoolWhite Bear Lake

SODL flat fee brokerage

$14,850Estimated buyer credit

SODL platform fee $3,000Your buyer credit $14,850

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$4,138/mo

Principal & interest$3,127

Property taxes$496

Home insurance (est.)$198

HOA fees$317

Down payment

$119,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.