Listed at
$245,000
$143/sqft

First Add To North Side Park

1410 12th Avenue, Saint Cloud, MN, 56303
3  Bedrooms2  Bathrooms1,718  Square Feet0.14  Acres
Days on market626
Year built1972
Garage spaces1
TypeResidential
Est. $4,350buyer credit when you buy with SODL
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About this home

This beautiful home offers generous size Bedrooms, an abundance of natural light that shines brightly through the newer windows throughout the home. It also has all new high efficiency furnace and AC in 2023 along with a new water heater. The living room offers a large picture window and new flooring in 2024. There have been many other updates to the house including updates to the downstairs bathroom and new plumbing in the upstairs bathroom. In the garage you will find a nicely sized work bench perfect for projects around the house, the double deck is perfect for hosting cookouts or relaxing in the sun. The laundry room offers pegboard walls for easy storage and an extra-large washer/dryer. The seller is willing to pay $5000 in closing costs and has a 3.5% assumable loan that will end up saving you thousands of dollars! It is conveniently located close to the bus line and many shopping and restaurant options. This is a perfect place to call home! Come check out this spacious Noth side home soon it will not last long! Assumable loan at 3.5% interest. If you qualify for financing, you can assume what the seller still owes on this property for an interest rate at 3.5%, then get a second loan for the remainder of the purchase price. You will save thousands of dollars. This home is centrally located in St. Cloud and easy reach to all shopping, the hospitals, and recreational facilities and public transportation. It has a full basement and can be expanded easily for another bedroom in the basement. New roof. New furnace. Updated windows and carpets and flooring. Come check this house out!!! It's a good house at a low interest rate.

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Home facts

Property typeResidential
Property subtypeSingle Family Residence
Year built1972
LevelsOne
Living area1,718 sqft
Above-grade finished940 sqft
Below-grade finished778 sqft
Lot size0.14 acres (50x124)
Days on market626
ListedJan 10, 2025
MLS #NST6646294
CountyStearns
SubdivisionFirst Add To North Side Park
Parcel #82469980000

Facts & features

Interior

Bedrooms
3
Bathrooms
2
Bath breakdown
1 full / 1 3/4
Heating
Forced Air
Cooling
Central Air
Appliances
Dishwasher, Dryer, Range, Refrigerator, Washer

Property

Levels / stories
One
Garage
1 space · 24x14 · 336 sqft
Carport
2
Parking features
Detached
Lot size
0.14 acres
Lot dimensions
50x124

Construction

Property type
Residential
Property subtype
Single Family Residence
Construction materials
Engineered Wood, Fiber Board
Foundation
938 sqft
Year built
1972

Utilities

Water
City Water/Connected
Sewer
City Sewer/Connected
Electric
100 Amp Service

Community & HOA

Subdivision
First Add To North Side Park
HOA
No HOA
School district
St. Cloud

Financial & listing details

Annual tax
$2,262 (2024)
Tax with assessments
2262.0000
Listed
Jan 10, 2025
Days on market
626 · 8 cumulative

Interior details

Total bathrooms2
Full baths1
3/4 baths1
Half baths0
1/4 baths0
BasementBlock, Egress Window(s), Finished, Full
HeatingForced Air
CoolingCentral Air
AppliancesDishwasher, Dryer, Range, Refrigerator, Washer
AccessibilityPartially Wheelchair

Exterior & lot

Foundation area938 sqft
Lot featuresPublic Transit (w/in 6 blks)
Road frontageCity Street, Curbs, Paved Streets, Sidewalks
Road responsibilityPublic Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected
SewerCity Sewer/Connected

Parking & garage

ParkingDetached
Garage spaces1
Garage size336 sqft

Financial details

Annual taxes$2,262
Tax year2024
Taxes w/ assessments2262.0000
Assessment pendingNo
Down payment resourceY
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District number742
District phone320-253-9333
High schoolSt. Cloud
SODL flat fee brokerage
$4,350Estimated buyer credit
SODL platform fee $3,000Your buyer credit $4,350

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,558/mo
Principal & interest$1,288
Property taxes$189
Home insurance (est.)$82
%
$49,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

1410 12th Avenue, Saint Cloud, MN, 56303

Listing information

MLS #NST6646294
StatusActive
Last updatedJan 20, 2025, 2:10 AM
Originally listedJan 11, 2025, 12:20 AM
Listing officeEdina Realty, Inc.

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.