Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $3,331 (2025).

What school district is this property in?

This property is in the 186 - Pequot Lakes school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 67 days.

Listed at

$649,900

$210/sqft

Johnstons Oak Bluffs

14075 Sugarloaf Road, Crosslake, MN, 56442

3 Bedrooms3 Bathrooms3,088 Square Feet1.02 Acres

Days on market67

Year built1999

Garage spaces2

TypeResidential

Est. $16,497buyer credit when you buy with SODL

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About this home

Welcome to 14075 Sugarloaf Rd on Pine Lake in Cross Lake, MN. Sitting on over an acre with a large lake side yard, this property provides plenty of space for all to enjoy. The house provides over 3,000 square feet, 3 large bedrooms, and large lakeside windows from each room. Plenty of room inside for holidays, entertaining friends and family, and making memories at the lake. The oversized garage provides storage for the toys, and tucked off the road at the end of a cul-de-sac for a private feel. It's your turn to enjoy summer days on overlooking the lake, spending time on the water, visiting local shopping, events, golf courses, and all that the Crosslake area has to offer!

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1999

LevelsOne

Living area3,088 sqft

Above-grade finished1,544 sqft

Below-grade finished1,544 sqft

Lot size1.02 acres (105x390x125x446)

Days on market67

ListedMar 10, 2026

MLS #NST6789929

CountyCrow Wing

SubdivisionJohnstons Oak Bluffs

Parcel #14330542

Facts & features

Interior

Bedrooms: 3
Bathrooms: 3
Bath breakdown: 1 full / 1 3/4 / 1 half
Heating: Forced Air, Fireplace(s)
Cooling: Central Air
Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer

Property

Levels / stories: One
Garage: 2 spaces · 26x34 · 884 sqft
Parking features: Detached Garage, Asphalt, Garage Door Opener
Patio & porch: Deck
Exterior features: Vinyl
View: East, Lake, South

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Concrete, Frame
Foundation: 8 ft+ Pour · 1,544 sqft
Roof: Age 8 Years or Less, Asphalt
Year built: 1999

Utilities

Water: Drilled, Well
Sewer: Tank with Drainage Field
Fuel: Natural Gas, Wood
Electric: Circuit Breakers, 200+ Amp Service

Community & HOA

Subdivision: Johnstons Oak Bluffs
HOA: No HOA
School district: 186 - Pequot Lakes
High school district: Pequot Lakes

Financial & listing details

Annual tax: $3,331 (2025)
Tax with assessments: 3556
Listed: Mar 10, 2026
Days on market: 67 · 53 cumulative
Manufactured home: Yes

Interior details

Total bathrooms3

Full baths1

3/4 baths1

Half baths1

1/4 baths0

BasementEgress Window(s), Finished, Full, Concrete, Storage Space, Walkout

HeatingForced Air, Fireplace(s)

CoolingCentral Air

Fireplaces2

LaundryLaundry Room, Sink

AppliancesDishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer

DiningEat In Kitchen, Kitchen/Dining Room, Separate/Formal Dining Room

AmenitiesCeiling Fan(s), Hardwood Floors, Kitchen Window, Primary Bedroom Walk-In Closet, Main Floor Primary Bedroom, Patio, Tile Floors, Vaulted Ceiling(s), Washer/Dryer Hookup, Walk-In Closet

AccessibilityNone

Special featuresAll Living Facilities on One Level, Main Floor Primary, Main Floor Bedroom, Main Floor Laundry

Exterior & lot

ExteriorVinyl

RoofAge 8 Years or Less, Asphalt

Foundation8 ft+ Pour

Foundation area1,544 sqft

Patio/porchDeck

Lot featuresAccessible Shoreline, Tree Coverage - Heavy, Underground Utilities

Road frontageCity Street, Paved Streets

Road responsibilityPublic Maintained Road

ZoningShoreline,Residential-Single Family

Utilities

Water sourceDrilled, Well

SewerTank with Drainage Field

FuelNatural Gas, Wood

Parking & garage

ParkingDetached Garage, Asphalt, Garage Door Opener

Garage spaces2

Garage size884 sqft

Financial details

Annual taxes$3,331

Tax year2025

Taxes w/ assessments3556

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District186 - Pequot Lakes

District number186

District phone2185684996

High schoolPequot Lakes

SODL flat fee brokerage

$16,497Estimated buyer credit

SODL platform fee $3,000Your buyer credit $16,497

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$3,910/mo

Principal & interest$3,416

Property taxes$278

Home insurance (est.)$217

Down payment

$129,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.