Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $2,078 (2026).

What school district is this property in?

This property is in the 477 - Princeton school district.

How long has this property been on the market?

This property has been listed for 41 days.

Listed at

$280,000

$366/sqft

Elk Point

14045 290th Avenue, Zimmerman, MN, 55398

3 Bedrooms1 Bathroom764 Square Feet0.25 Acres

Days on market41

Year built1960

ParkingGravel

TypeResidential

Est. $5,400buyer credit when you buy with SODL

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About this home

Spectacular opportunity for lakeshore living on Elk Lake in Zimmerman! Whether you're looking for a year-round lake home or weekend cabin just outside the Twin Cities, this move-in ready property offers 95 feet of lakeshore and an incredible setting to enjoy Minnesota lake life. Updated throughout, stunning kitchen features newer cabinetry in beautiful colored stain, granite countertops with snack bar seating, stainless steel appliances. You’ll appreciate the luxury vinyl plank flooring and updated light fixtures throughout the main floor. These three bedrooms and an nicely updated full bath with tile floors. Bonus laundry closet offers full size stackable washer & dryer. Step outside to deck that offers incredible views of yard with level lakeshore. Spend summer days boating, fishing, kayaking, or relaxing by the water, then boat over to Ridgewood Bay Lakeside Grill for food, drinks, and events throughout the year. Once summer ends you can enjoy the ice fishing contests and activities on the lake. Gravel driveway provides parking and option for future garage if buyer desires. Convenient storage shed. Move in ready and start to enjoy the lake life with easy access just outside the Twin Cities!

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1960

LevelsOne

Living area764 sqft

Above-grade finished764 sqft

Below-grade finished0 sqft

Lot size0.25 acres (21x21x208x63x32x166)

Days on market41

ListedAug 18, 2026

MLS #NST7129144

CountySherburne

SubdivisionElk Point

Parcel #01004090390

Facts & features

Interior

Bedrooms: 3
Bathrooms: 1
Bath breakdown: 1 full
Heating: Baseboard
Cooling: Window Unit(s)
Appliances: Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer

Property

Levels / stories: One
Parking features: Gravel
Patio & porch: Deck
Exterior features: Vinyl
Other structures: Storage Shed
Waterfront: Lake Front

Construction

Property type: Residential
Property subtype: Single Family
Foundation: Block · 624 sqft
Roof: Age Over 8 Years, Asphalt
Year built: 1960

Utilities

Water: Well
Sewer: Holding Tank
Fuel: Electric

Community & HOA

Subdivision: Elk Point
HOA: No HOA
School district: 477 - Princeton
High school district: Princeton

Financial & listing details

Annual tax: $2,078 (2026)
Listed: Aug 18, 2026
Days on market: 41
Manufactured home: Yes

Interior details

Total bathrooms1

Full baths1

3/4 baths0

Half baths0

1/4 baths0

BasementCrawl Space

HeatingBaseboard

CoolingWindow Unit(s)

LaundryLaundry Closet, Main Level

AppliancesDryer, Electric Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer

DiningBreakfast Bar, Kitchen/Dining Room

AmenitiesDeck, Kitchen Window, Natural Woodwork, Paneled Doors, Tile Floors

AccessibilityNone

Special features3 BR on One Level, All Living Facilities on One Level, Main Floor Bedroom, Main Floor Laundry

Exterior & lot

ExteriorVinyl

RoofAge Over 8 Years, Asphalt

FoundationBlock

Foundation area624 sqft

Patio/porchDeck

Lot featuresAccessible Shoreline, Property Adjoins Public Land, Tree Coverage - Light

Road frontageCity Street

ZoningResidential-Single Family

Utilities

Water sourceWell

SewerHolding Tank

FuelElectric

Parking & garage

ParkingGravel

Garage spaces0

Garage size0 sqft

Financial details

Annual taxes$2,078

Tax year2026

Taxes w/ assessments2078

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District477 - Princeton

District number477

District phone7633892422

High schoolPrinceton

SODL flat fee brokerage

$5,400Estimated buyer credit

SODL platform fee $3,000Your buyer credit $5,400

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,738/mo

Principal & interest$1,472

Property taxes$173

Home insurance (est.)$93

Down payment

$56,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.