Does this property have an HOA?

Yes. The HOA fee is $434 per month.

What are the annual property taxes?

Annual property taxes are $3,208 (2025).

Does this home have a garage?

Yes, this home has a 1-car garage.

How long has this property been on the market?

This property has been listed for 256 days.

Listed at

$295,000

$325/sqft

Bella Vista Condo

1401 N Lakeshore Drive #209, Lake City, MN, 55041

2 Bedrooms1 Bathroom907 Square Feet0.027 Acres

Days on market256

Year built2006

Garage spaces1

HOA / month$434

TypeResidential

Est. $5,850buyer credit when you buy with SODL

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About this home

Enjoy convenient living in this 2 Bedroom 1 Bath Condo overlooking Lake Pepin. This building has a lot of shared common space that you can use and enjoy while entertaining your guests. Unit 209 is completely furnished, turn key unit ready to move into. Maple Cabinetry & Trim. Laminate, tile & carpet flooring. Furnace & air conditioner have been replaced in 2024. Be sure to check out the storage unit, roof deck terrace, exercise room, and spacious garage. Nice size storage unit and 1 parking space in garage. More Photos will be coming.

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Home facts

Property typeResidential

Property subtypeHigh Rise

Year built2006

LevelsOne

Living area907 sqft

Above-grade finished907 sqft

Below-grade finished0 sqft

Lot size0.027 acres (Common)

Days on market256

ListedJan 15, 2026

MLS #NST7008607

CountyGoodhue

SubdivisionBella Vista Condo

Parcel #541250209

Facts & features

Interior

Bedrooms: 2
Bathrooms: 1
Bath breakdown: 1 full
Heating: Forced Air
Cooling: Central Air
Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer

Property

Levels / stories: One
Garage: 1 space
Parking features: Asphalt, Parking Lot, Paved Lot, Tuckunder Garage
Patio & porch: Covered, Deck
View: East, Lake, South
Waterfront: Lake View

Construction

Property type: Residential
Property subtype: High Rise
Foundation: 907 sqft
Year built: 2006

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas

Community & HOA

Subdivision: Bella Vista Condo
HOA: $434/month
HOA name: Bella Vista Homeowners Assoc
HOA phone: 5079515217
HOA includes: Building Exterior, Hazard Insurance, Internet, Lawn Care, Maintenance Grounds, Sanitation, Security System, Shared Amenities, Snow Removal
HOA amenities: Deck, Elevator(s), Fire Sprinkler System, In-Ground Sprinkler System, Other, Patio

Financial & listing details

Annual tax: $3,208 (2025)
Listed: Jan 15, 2026
Days on market: 256 · 19 cumulative
Manufactured home: Yes

Interior details

Total bathrooms1

Full baths1

3/4 baths0

Half baths0

1/4 baths0

BasementBlock

HeatingForced Air

CoolingCentral Air

Fireplaces1

LaundryLaundry Closet

AppliancesDishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer

DiningInformal Dining Room

AmenitiesCeiling Fan(s), Deck, Exercise Room, Natural Woodwork, Paneled Doors, In-Ground Sprinkler, Tile Floors, Washer/Dryer Hookup

AccessibilityAccessible Elevator Installed

Special featuresAll Living Facilities on One Level, Main Floor Bedroom, Main Floor Laundry

Exterior & lot

Foundation area907 sqft

Patio/porchCovered, Deck

Road frontageCity Street, Curbs, Paved Streets, Sidewalks, Highway

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingAsphalt, Parking Lot, Paved Lot, Tuckunder Garage

Garage spaces1

Financial details

Annual taxes$3,208

Tax year2025

Taxes w/ assessments3208

Assessment pendingNo

HOA fee$434

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District number2281

District phone6513452198

High schoolLake City

SODL flat fee brokerage

$5,850Estimated buyer credit

SODL platform fee $3,000Your buyer credit $5,850

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,350/mo

Principal & interest$1,550

Property taxes$267

Home insurance (est.)$98

HOA fees$434

Down payment

$59,000

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.