Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $1,358 (2026).

What school district is this property in?

This property is in the 390 - Lake of the Woods school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 84 days.

Listed at

$289,900

$117/sqft

1398 4th Street

1398 4th Street, Baudette, MN, 56623

4 Bedrooms2 Bathrooms2,488 Square Feet1.5 Acres

Days on market84

Year built1972

Garage spaces2

TypeResidential

Est. $5,697buyer credit when you buy with SODL

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About this home

Kelly Creek casa for sale! 4b2b one story home with walkout finished basement for sale, with 800+ magnificent feet of Kelly Creek frontage. Home offers open concept, beautiful south side sun porch, 3 upper level bedrooms, tongue and groove and built ins adding character and style, large open basement bedroom with walkout, plus another non-egress bedroom with a 3/4 bath to share- it's almost like 2 houses in 1. This basement seriously keeps going and going! Just like the gently sloped hill to the calm waters of Kelly Creek, and large yard with garden area, hedges and mature fruit trees and grapes! And large back deck to enjoy it all while the sun goes down over the Creek. Country living yet close to town conveniences- the best of both worlds! Worth a look and priced to sell quickly so don't wait!

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1972

LevelsOne

Living area2,488 sqft

Above-grade finished1,384 sqft

Below-grade finished1,104 sqft

Lot size1.5 acres (208x725x433x250x30x20x66)

Days on market84

ListedApr 1, 2026

MLS #NST7046809

CountyLake of the Woods

Parcel #242844010

Facts & features

Interior

Bedrooms: 4
Bathrooms: 2
Bath breakdown: 1 full / 1 3/4
Heating: Forced Air, Fireplace(s), Radiant
Cooling: Central Air
Appliances: Dishwasher, Disposal, Dryer, Exhaust Fan, Fuel Tank - Rented, Gas Water Heater, Water Filtration System, Water Osmosis System, Microwave, Range, Refrigerator, Washer, Water Softener Owned

Property

Levels / stories: One
Garage: 2 spaces · 20x24 · 480 sqft
Parking features: Attached Garage, Gravel, Heated Garage, Insulated Garage
Patio & porch: Deck, Patio
Exterior features: Vinyl
Other structures: Storage Shed

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Block, Frame
Foundation: Block · 1,384 sqft
Roof: Age 8 Years or Less, Architectural Shingle
Year built: 1972

Utilities

Water: 4-Inch Submersible, Drilled, Private, Well
Sewer: Mound Septic, Private Sewer
Fuel: Electric, Propane
Electric: Circuit Breakers, 200+ Amp Service

Community & HOA

HOA: No HOA
School district: 390 - Lake of the Woods
High school district: Lake of the Woods

Financial & listing details

Annual tax: $1,358 (2026)
Listed: Apr 1, 2026
Days on market: 84 · 42 cumulative
Manufactured home: Yes

Interior details

Total bathrooms2

Full baths1

3/4 baths1

Half baths0

1/4 baths0

BasementBlock, Daylight/Lookout Windows, Finished, Full, Sump Basket, Sump Pump, Walkout

HeatingForced Air, Fireplace(s), Radiant

CoolingCentral Air

Fireplaces1

LaundryIn Basement, Gas Dryer Hookup, Washer Hookup

AppliancesDishwasher, Disposal, Dryer, Exhaust Fan, Fuel Tank - Rented, Gas Water Heater, Water Filtration System, Water Osmosis System, Microwave, Range, Refrigerator, Washer, Water Softener Owned

DiningLiving/Dining Room

AccessibilityDoors 36"+

Exterior & lot

ExteriorVinyl

RoofAge 8 Years or Less, Architectural Shingle

FoundationBlock

Foundation area1,384 sqft

Patio/porchDeck, Patio

Lot featuresAccessible Shoreline, Irregular Lot, Tree Coverage - Light

Road frontageCounty Road, Unpaved Streets

Road responsibilityPublic Maintained Road

ZoningShoreline,Residential-Single Family

Utilities

Water source4-Inch Submersible, Drilled, Private, Well

SewerMound Septic, Private Sewer

FuelElectric, Propane

Parking & garage

ParkingAttached Garage, Gravel, Heated Garage, Insulated Garage

Garage spaces2

Garage size480 sqft

Financial details

Annual taxes$1,358

Tax year2026

Taxes w/ assessments1358

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District390 - Lake of the Woods

District number390

District phone2186342735

High schoolLake of the Woods

SODL flat fee brokerage

$5,697Estimated buyer credit

SODL platform fee $3,000Your buyer credit $5,697

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$1,733/mo

Principal & interest$1,524

Property taxes$113

Home insurance (est.)$97

Down payment

$57,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.