Listed at
$1,799,000
$379/sqft

Elwell Farms

13971 Opal Street, Ham Lake, MN, 55304
5  Bedrooms3  Bathrooms4,745  Square Feet1.05  Acres
Days on market336
Year built2026
Garage spaces4
HOA / month$100
TypeResidential
Est. $50,970buyer credit when you buy with SODL
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About this home

Discover ELWELL FARMS, a thoughtfully planned community spanning 515 acres and bordering the scenic Carlos Avery Wildlife Management Area. With 106 spacious acreage homesites, this stunning neighborhood blends natural surroundings with luxurious living. HANSON BUILDERS has 15 premium homesites available in Phase 1, many offering wooded landscapes and peaceful pond views. Experience the perfect blend of style and comfort in this beautifully crafted home, thoughtfully designed for luxurious main-level living. From the moment you step inside, exquisite custom ceiling details and high-end finishes set a tone of sophistication throughout. The Great Room captivates with a vaulted ceiling and three floating wood beams, creating a warm and open atmosphere. The chef-inspired Kitchen features a spacious Prep Pantry—ideal for both entertaining and everyday living—while the adjoining Sunroom invites relaxation with its cozy stone fireplace and wood-beamed ceiling.? The main level Owner’s Suite provides a private, spa-like retreat, and the flexible second Bedroom or Study adapts easily to your lifestyle needs. Downstairs, the fully finished lower level offers abundant space for family and guests, including three additional Bedrooms, an Exercise Room, a generous Family Room, a Game Room, and a stylish Wet Bar—perfect for gatherings or quiet evenings in. Additional features include a heated 4-car garage featuring floor drains and 220V outlet for an EV charger. Wrapped in James Hardie cement board siding and Marvin Windows. Nestled in Elwell Farms, this home offers access to an exceptional collection of community amenities, including a pool, clubhouse, playground with picnic pavilion, pickleball courts, fishing pier, and scenic walking trails. Discover a one-of-a-kind lifestyle in a community designed for connection, recreation, and relaxation.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built2026
LevelsOne
Living area4,745 sqft
Above-grade finished2,537 sqft
Below-grade finished2,208 sqft
Lot size1.05 acres (1x1x1x1)
Days on market336
ListedOct 27, 2025
New constructionYes
MLS #NST6807590
CountyAnoka
SubdivisionElwell Farms
Parcel #TBD

Facts & features

Interior

Bedrooms
5
Bathrooms
3
Bath breakdown
2 full / 1 3/4
Heating
Forced Air, Zoned
Cooling
Central Air, Zoned
Appliances
Cooktop, Dishwasher, Disposal, Double Oven, Dryer, Exhaust Fan, Freezer, Microwave, Refrigerator, Stainless Steel Appliances, Wall Oven, Washer, Water Softener Owned

Property

Levels / stories
One
Garage
4 spaces · 41x23 · 1,217 sqft
Parking features
Attached Garage, Asphalt, Electric Vehicle Charging Station(s), Floor Drain, Heated Garage, Insulated Garage
Patio & porch
Composite Decking, Deck, Patio
Exterior features
Stone, Cement Board
Pool
Below Ground, Outdoor, Shared

Construction

Property type
Residential
Property subtype
Single Family
Foundation
8 ft+ Pour · 2,536 sqft
Roof
Age 8 Years or Less, Asphalt, Pitched
Builder
HANSON BUILDERS INC
New construction
Yes

Utilities

Water
Well
Sewer
Private Sewer
Fuel
Natural Gas
Electric
Circuit Breakers, 200+ Amp Service

Community & HOA

Subdivision
Elwell Farms
HOA
$100/month
HOA name
TBD
HOA phone
7634215435
HOA includes
Professional Mgmt, Shared Amenities
School district
11 - Anoka-Hennepin

Financial & listing details

Annual tax
$2,000 (2025)
Listed
Oct 27, 2025
Days on market
336
Manufactured home
Yes

Interior details

Total bathrooms3
Full baths2
3/4 baths1
Half baths0
1/4 baths0
BasementDrain Tiled, Finished, Full, Concrete, Storage Space, Sump Basket, Sump Pump
HeatingForced Air, Zoned
CoolingCentral Air, Zoned
Fireplaces2
LaundryElectric Dryer Hookup, Laundry Room, Main Level, Sink, Washer Hookup
AppliancesCooktop, Dishwasher, Disposal, Double Oven, Dryer, Exhaust Fan, Freezer, Microwave, Refrigerator, Stainless Steel Appliances, Wall Oven, Washer, Water Softener Owned
DiningKitchen/Dining Room
AmenitiesDeck, Exercise Room, French Doors, Kitchen Center Island, Primary Bedroom Walk-In Closet, Main Floor Primary Bedroom, Patio, In-Ground Sprinkler, Sun Room, Tile Floors, Washer/Dryer Hookup, Wet Bar
AccessibilityNone
Special features3 BR on One Level, Main Floor Primary, Main Floor Bedroom, Main Floor Laundry, Primary Bdr Suite

Exterior & lot

ExteriorStone, Cement Board
RoofAge 8 Years or Less, Asphalt, Pitched
Foundation8 ft+ Pour
Foundation area2,536 sqft
Patio/porchComposite Decking, Deck, Patio
Lot featuresSod Included in Price
Road frontageCurbs, Paved Streets, Sidewalks
ZoningResidential-Single Family

Utilities

Water sourceWell
SewerPrivate Sewer
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Asphalt, Electric Vehicle Charging Station(s), Floor Drain, Heated Garage, Insulated Garage
Garage spaces4
Garage size1,217 sqft

Financial details

Annual taxes$2,000
Tax year2025
Taxes w/ assessments2000
Assessment pendingUnknown
HOA fee$100
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District11 - Anoka-Hennepin
District number11
District phone7635061000
High schoolAnoka-Hennepin
SODL flat fee brokerage
$50,970Estimated buyer credit
SODL platform fee $3,000Your buyer credit $50,970

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$10,321/mo
Principal & interest$9,455
Property taxes$167
Home insurance (est.)$600
HOA fees$100
%
$359,800
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

13971 Opal Street, Ham Lake, MN, 55304

Listing information

MLS #NST6807590
StatusActive
Last updatedSep 9, 2026, 7:41 PM
Originally listedOct 27, 2025, 10:16 AM
Listing officeEdina Realty, Inc.
Co-listing officeEdina Realty, Inc.

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.