Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $30 (2026).

What school district is this property in?

This property is in the 31 - Bemidji school district.

Does this home have a garage?

Yes, this home has a 2-car garage.

How long has this property been on the market?

This property has been listed for 17 days.

Listed at

$522,000

$290/sqft

Chippewa Pines

13960 Hilltop Drive, Bemidji, MN, 56601

3 Bedrooms3 Bathrooms1,800 Square Feet2.39 Acres

Days on market17

Year built2026

Garage spaces2

TypeResidential

Est. $12,660buyer credit when you buy with SODL

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About this home

Gorgeous, new and top-quality construction with this 1800+ square foot, 3-bedroom, 3-bath home on a beautifully wooded, pine studded, lot NE of Bemidji! This is not your typical spec house! This home features ICF walls, custom trim, 9' ceilings, finished garage, Andersen Windows, Hardie siding and an ensuite with his and hers bathrooms! If you are looking for a quality built one level home, you owe it to yourself to look at this property and be the first to live in this great home! Note: still to come is a concrete patio and a 20x26 garage apron.

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built2026

LevelsOne

Living area1,800 sqft

Above-grade finished1,800 sqft

Below-grade finished0 sqft

Lot size2.39 acres (333x617x76x599)

Days on market17

ListedSep 11, 2026

New constructionYes

MLS #NST7143136

CountyBeltrami

SubdivisionChippewa Pines

Parcel #480077100

Facts & features

Interior

Bedrooms: 3
Bathrooms: 3
Bath breakdown: 3 full
Heating: Forced Air, In-Floor Heating
Cooling: Central Air
Basement: None · 0 sqft finished

Property

Levels / stories: One
Garage: 2 spaces · 636 sqft
Parking features: Attached Garage
Exterior features: Cement Board, Fiber Board
Lot size: 2.39 acres
Lot dimensions: 333x617x76x599

Construction

Property type: Residential
Property subtype: Single Family
Construction materials: Concrete
Foundation: Poured Concrete · 1,850 sqft
Roof: Age 8 Years or Less, Asphalt
New construction: Yes

Utilities

Water: 4-Inch Submersible
Sewer: Septic System Compliant - Yes
Fuel: Propane

Community & HOA

Subdivision: Chippewa Pines
HOA: No HOA
School district: 31 - Bemidji
High school district: Bemidji

Financial & listing details

Annual tax: $30 (2026)
Listed: Sep 11, 2026
Days on market: 17
Manufactured home: Yes

Interior details

Total bathrooms3

Full baths3

3/4 baths0

Half baths0

1/4 baths0

BasementNone

HeatingForced Air, In-Floor Heating

CoolingCentral Air

Fireplaces1

DiningInformal Dining Room

AccessibilityNo Stairs External, No Stairs Internal

Special featuresMain Floor Laundry

Exterior & lot

ExteriorCement Board, Fiber Board

RoofAge 8 Years or Less, Asphalt

FoundationPoured Concrete

Foundation area1,850 sqft

Road frontageTownship, Unpaved Streets

Road responsibilityPublic Maintained Road

ZoningResidential-Single Family

Utilities

Water source4-Inch Submersible

SewerSeptic System Compliant - Yes

FuelPropane

Parking & garage

ParkingAttached Garage

Garage spaces2

Garage size636 sqft

Financial details

Annual taxes$30

Tax year2026

Taxes w/ assessments30

Assessment pendingNo

Down payment resourceYes

Lender ownedNo

Short saleNo

ForeclosureNo

Schools

District31 - Bemidji

District number31

District phone2183333100

High schoolBemidji

SODL flat fee brokerage

$12,660Estimated buyer credit

SODL platform fee $3,000Your buyer credit $12,660

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,920/mo

Principal & interest$2,743

Property taxes$3

Home insurance (est.)$174

Down payment

$104,400

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.