Listed at
$565,700
$271/sqft

Meadowlands

13927 89th Street, Otsego, MN, 55330
4  Bedrooms3  Bathrooms2,090  Square Feet1.045  Acres
Days on market47
Year built2004
Garage spaces3
TypeResidential
Est. $13,971buyer credit when you buy with SODL
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About this home

Welcome to this beautifully maintained modified two-story home in the desirable Meadowlands community, offering 4 bedrooms, 3 bathrooms, and versatile potential for multigenerational living. The unfinished lower level includes a **separate entrance from the garage**, creating an ideal opportunity for a future mother-in-law suite, guest quarters, or additional living space. An inviting wrap-around front porch welcomes you inside, where the main level features a spacious, light-filled living room, beautifully remodeled kitchen with under-cabinet lighting, main-floor laundry, dedicated office, and updated vinyl flooring. Upstairs, you’ll find three bedrooms and two bathrooms, offering comfortable separation between living and sleeping spaces. A long list of updates adds to the home’s appeal and provides peace of mind. Improvements include new stair carpeting in 2026; a wrap-around porch handrail, vinyl flooring, epoxy garage floor and insulation, water softener and iron filtration system in 2025; a new 20x24 deck in 2024; and a new roof, siding, and A/C in 2023. The water heater was replaced and the kitchen remodeled in 2021. Enjoy outdoor living on the generous 20x24 deck overlooking the private backyard, perfect for gatherings or quiet evenings. Additional features include an enclosed dog kennel, in-ground sprinkler system, and heated, insulated three-car garage with an epoxy floor, providing plenty of space for vehicles, storage, and hobbies. With thoughtful updates, flexible living spaces, and a generous outdoor setting, this home offers comfort and versatility in a convenient Otsego location. Enjoy easy access to shopping, dining, schools, parks, walking and biking trails, kayaking on the nearby Mississippi River, and major roadways. Come see all this beautiful home has to offer!

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built2004
LevelsModified Two Story
Living area2,090 sqft
Above-grade finished2,090 sqft
Below-grade finished0 sqft
Lot size1.045 acres (64x370x189x354)
Days on market47
ListedAug 11, 2026
MLS #NST7125795
CountyWright
SubdivisionMeadowlands
Parcel #118086001140

Facts & features

Interior

Bedrooms
4
Bathrooms
3
Bath breakdown
2 full / 1 half
Heating
Forced Air
Cooling
Central Air
Appliances
Air-To-Air Exchanger, Dishwasher, Dryer, Exhaust Fan, Gas Water Heater, Iron Filter, Microwave, Range, Refrigerator, Washer, Water Softener Owned

Property

Levels / stories
Modified Two Story
Garage
3 spaces · 819 sqft
Parking features
Attached Garage, Concrete, Finished Garage, Heated Garage, Insulated Garage
Exterior features
Vinyl
Other structures
Storage Shed
Lot size
1.045 acres

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Frame
Foundation
Block · 1,346 sqft
Roof
Age 8 Years or Less
Year built
2004

Utilities

Water
Well
Sewer
Septic System Compliant - Yes
Fuel
Natural Gas
Electric
Circuit Breakers

Community & HOA

Subdivision
Meadowlands
HOA
No HOA
School district
728 - Elk River
High school district
Elk River

Financial & listing details

Annual tax
$4,762 (2025)
Listed
Aug 11, 2026
Days on market
47
Manufactured home
Yes

Interior details

Total bathrooms3
Full baths2
3/4 baths0
Half baths1
1/4 baths0
BasementBlock, Daylight/Lookout Windows, Drain Tiled, Full
HeatingForced Air
CoolingCentral Air
LaundryMain Level
AppliancesAir-To-Air Exchanger, Dishwasher, Dryer, Exhaust Fan, Gas Water Heater, Iron Filter, Microwave, Range, Refrigerator, Washer, Water Softener Owned
DiningInformal Dining Room
AmenitiesCeiling Fan(s), Deck, Kitchen Window, Porch, In-Ground Sprinkler, Vaulted Ceiling(s), Washer/Dryer Hookup
AccessibilityNone

Exterior & lot

ExteriorVinyl
RoofAge 8 Years or Less
FoundationBlock
Foundation area1,346 sqft
Road frontageCity Street
ZoningResidential-Single Family

Utilities

Water sourceWell
SewerSeptic System Compliant - Yes
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Concrete, Finished Garage, Heated Garage, Insulated Garage
Garage spaces3
Garage size819 sqft

Financial details

Annual taxes$4,762
Tax year2025
Taxes w/ assessments4762
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District728 - Elk River
District number728
District phone7632413400
High schoolElk River
SODL flat fee brokerage
$13,971Estimated buyer credit
SODL platform fee $3,000Your buyer credit $13,971

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$3,558/mo
Principal & interest$2,973
Property taxes$397
Home insurance (est.)$189
%
$113,140
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

13927 89th Street, Otsego, MN, 55330

Listing information

MLS #NST7125795
StatusActive
Last updatedSep 29, 2026, 12:15 AM
Originally listedAug 13, 2026, 12:00 AM
Listing officeReal Broker, LLC

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.