Fifth Camp Cozy
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About this home
Experience waterfront living in this beautifully completely renovated walkout rambler, perfectly positioned along the scenic Elk River. Every detail has been thoughtfully updated, creating a move-in-ready home that blends a warm, comfortable and timeless style. From the moment you step inside, you'll be captivated by the light-filled spaces, stunning river views, and the peaceful setting that makes this property truly one of a kind. The main level also offers a beautiful updated kitchen, spacious primary suite, convenient main-level laundry, and comfortable living spaces that seamlessly connect to the outdoors. The finished walkout lower level opens to a patio and a beautifully landscaped backyard complete with a fire pit—an ideal setting for relaxing evenings, entertaining guests, or simply enjoying the peaceful waterfront surroundings. Launch your kayak or paddle board from your own backyard, with just a short paddle leading directly into Orono Lake. Footings are already installed for a future dock, making it easy to bring your boating dreams to life. The adjacent lot is also available, offering added privacy, expansion opportunities, or the chance to create your own waterfront retreat. Be sure to review the attached updates list to appreciate the improvements that make this home truly move-in ready.
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Home facts
Facts & features
Interior
- Bedrooms
- 4
- Bathrooms
- 3
- Bath breakdown
- 1 full / 1 3/4 / 1 half
- Heating
- Forced Air
- Cooling
- Central Air
- Appliances
- Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances, Water Softener Owned
Property
- Levels / stories
- One
- Garage
- 2 spaces · 25x21.5 · 536 sqft
- Parking features
- Attached Garage, Concrete, Finished Garage, Heated Garage, Insulated Garage
- Patio & porch
- Deck
- Exterior features
- Shakes, Stucco
- View
- River
Construction
- Property type
- Residential
- Property subtype
- Single Family
- Foundation
- Block · 1,267 sqft
- Roof
- Age 8 Years or Less
- Year built
- 1964
Utilities
- Water
- Well
- Sewer
- Septic System Compliant - Yes
- Fuel
- Natural Gas
Community & HOA
- Subdivision
- Fifth Camp Cozy
- HOA
- No HOA
- School district
- 728 - Elk River
- High school district
- Elk River
Financial & listing details
- Annual tax
- $4,890 (2026)
- Tax with assessments
- 4800
- Listed
- Jul 22, 2026
- Days on market
- 66
- Manufactured home
- Yes
Interior details
Exterior & lot
Utilities
Parking & garage
Financial details
Schools
How SODL buyer credits work
When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.
- Tour homes with SODL’s flexible showing network
- Submit offers and manage your transaction through the platform
- Keep more money at closing through transparent flat-fee pricing
A clear, modern way to buy with expert guidance and meaningful savings.
Estimated monthly payment
These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.
Location
13776 189th Avenue, Elk River, MN, 55330
Listing information
Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.
