Does this property have an HOA?

No, this property does not have a homeowners association.

What are the annual property taxes?

Annual property taxes are $5,754 (2025).

What school district is this property in?

This property is in the 761 - Owatonna school district.

Does this home have a garage?

Yes, this home has a 3-car garage.

How long has this property been on the market?

This property was listed for 48 days.

Sold / Closed

$375,000

Sold price · Closed Jul 10, 2026

$89/sqft

Willow Creek Add

1372 20th Street, Owatonna, MN, 55060

5 Bedrooms4 Bathrooms4,371 Square Feet0.372 Acres

Days on market48

Year built1999

Garage spaces3

TypeResidential

Est. $8,697buyer credit when you buy with SODL

About this home

Welcome to this well maintained 5 bedroom, 3.5 bathroom home in Owatonna, boasting 3,358 sq. ft. of updated living space. Experience peace of mind with a new roof, HVAC system, and main floor flooring, all updated in 2025. The kitchen features granite countertops and a fridge replaced in 2024. Enjoy a spacious 3-car attached garage with a new main door and openers. The fully finished basement provides ample room for entertainment. The property features durable vinyl siding and no HOA, offering the perfect blend of modern comfort and freedom.This is an assignment of contract (wholesale deal). Seller does not hold title

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Home facts

Property typeResidential

Property subtypeSingle Family

Year built1999

LevelsTwo

Living area4,371 sqft

Above-grade finished3,358 sqft

Below-grade finished1,013 sqft

Lot size0.372 acres (92x188)

Days on market48

ListedApr 16, 2026

MLS #NST7056559

CountySteele

SubdivisionWillow Creek Add

Parcel #174880411

Facts & features

Interior

Bedrooms: 5
Bathrooms: 4
Bath breakdown: 3 full / 1 half
Heating: Forced Air
Cooling: Central Air
Appliances: Dishwasher, Range, Refrigerator

Property

Levels / stories: Two
Garage: 3 spaces · 859 sqft
Parking features: Attached Garage
Exterior features: Aluminum Siding
Lot size: 0.372 acres
Lot dimensions: 92x188

Construction

Property type: Residential
Property subtype: Single Family
Foundation: Permanent · 1,013 sqft
Year built: 1999

Utilities

Water: City Water/Connected
Sewer: City Sewer/Connected
Fuel: Natural Gas

Community & HOA

Subdivision: Willow Creek Add
HOA: No HOA
School district: 761 - Owatonna
High school district: Owatonna

Financial & listing details

Annual tax: $5,754 (2025)
Listed: Apr 16, 2026
Days on market: 48
Foreclosure status: Not Disclosed
Manufactured home: Yes

Interior details

Total bathrooms4

Full baths3

3/4 baths0

Half baths1

1/4 baths0

BasementFinished

HeatingForced Air

CoolingCentral Air

Fireplaces1

AppliancesDishwasher, Range, Refrigerator

AccessibilityNone

Exterior & lot

ExteriorAluminum Siding

FoundationPermanent

Foundation area1,013 sqft

ZoningResidential-Single Family

Utilities

Water sourceCity Water/Connected

SewerCity Sewer/Connected

FuelNatural Gas

Parking & garage

ParkingAttached Garage

Garage spaces3

Garage size859 sqft

Financial details

Annual taxes$5,754

Tax year2025

Taxes w/ assessments5754

Assessment pendingUnknown

Down payment resourceYes

Lender ownedNot Disclosed

Short saleNot Disclosed

ForeclosureNot Disclosed

Schools

District761 - Owatonna

District number761

District phone5074448610

High schoolOwatonna

SODL flat fee brokerage

$8,697Estimated buyer credit

SODL platform fee $3,000Your buyer credit $8,697

Buyer-side commission

3.0%

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

Tour homes with SODL’s flexible showing network
Submit offers and manage your transaction through the platform
Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$2,659/mo

Principal & interest$2,049

Property taxes$480

Home insurance (est.)$130

Down payment

$77,980

0%50%

Credit score

Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.