Listed at
$1,300,000
$339/sqft

13699 Mill Road

13699 Mill Road, Ely, MN, 55731
2  Bedrooms3  Bathrooms3,830  Square Feet2.51  Acres
Days on market181
Year built2007
Garage spaces3
TypeResidential
Est. $36,000buyer credit when you buy with SODL
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About this home

First time on the market. Experience the best of Northwoods living with this stunning, turnkey furnished custom-built home on Garden Lake in Ely, Minnesota. Set on over 2.5 beautifully wooded acres with an impressive 800 feet of lakeshore, this exceptional property offers breathtaking views in every direction. Towering red pines surround the home, creating a serene and picturesque setting. The property includes two permanent “Dock on Wheels” docks, providing easy lake access and perfect spots to relax and take in the natural beauty. With over 3,830 square feet of thoughtfully designed living space, this 2-bedroom, 3-bath home makes an immediate impression. The main level features an open-concept layout with expansive triple-pane Marvin windows that flood the space with natural light and showcase panoramic lake views. Engineered wood flooring runs throughout the kitchen, dining, living areas, and staircase, adding warmth and elegance, while a cozy gas fireplace creates the perfect atmosphere for relaxing evenings. The spacious kitchen is designed for both everyday living and entertaining, featuring a large central island with cooktop, custom cabinetry, generous counter space, and sleek quartz countertops. The primary suite is a true private retreat, complete with a gas fireplace stove, large lake-facing windows, and a luxurious en-suite bath with a soaking tub, separate shower, and oversized walk-in closet. Step out onto your private deck to enjoy peaceful mornings or unwind in the tranquil surroundings. Also on the main level are a large laundry room and a convenient half bath. The lower level welcomes you with a wide open staircase leading to an expansive entertainment area. Highlights include a second gas fireplace, custom built-in shelving, a corner desk, and a beautifully crafted bar made from a tree sourced directly from the property—perfect for hosting gatherings. This level also features a second oversized bedroom with a walk-in closet and a ¾ bath with double vanity and rich custom wood cabinetry. Both the bedroom and living area offer stunning lake views and walkout access to a stamped concrete patio. The bonus is in-floor heated floors throughout the entire lower level. Many of the home’s furnishings are custom-built and included, enhancing its unique character and turnkey appeal. Completing the property is a heated, insulated three-car garage along with a stamped concrete driveway and parking area, offering both functionality and curb appeal. This extraordinary lake home is truly move-in ready—combining comfort, craftsmanship, and the very best of Ely’s natural beauty.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built2007
LevelsOne
Living area3,830 sqft
Above-grade finished2,430 sqft
Below-grade finished1,400 sqft
Lot size2.51 acres (546x200)
Days on market181
ListedApr 1, 2026
MLS #NST7045122
CountyLake
Parcel #28631129260

Facts & features

Interior

Bedrooms
2
Bathrooms
3
Bath breakdown
1 full / 1 3/4 / 1 half
Heating
Baseboard, Forced Air, Fireplace(s), In-Floor Heating
Cooling
None
Appliances
Cooktop, Dishwasher, Double Oven, Dryer, Electric Water Heater, Microwave, Refrigerator, Wall Oven, Washer

Property

Levels / stories
One
Garage
3 spaces · 30x40 · 1,200 sqft
Parking features
Detached Garage, Gravel, Electric, Garage Door Opener, Heated Garage, Insulated Garage
Patio & porch
Deck, Patio, Porch
Exterior features
Cement Board
Pool
None

Construction

Property type
Residential
Property subtype
Single Family
Construction materials
Block, Frame
Foundation
Block · 2,430 sqft
Roof
Asphalt
Year built
2007

Utilities

Water
Drilled, Well
Sewer
Mound Septic
Fuel
Electric, Propane
Electric
100 Amp Service

Community & HOA

HOA
No HOA
School district
381 - Lake Superior
High school district
Lake Superior

Financial & listing details

Annual tax
$6,568 (2025)
Tax with assessments
7068
Listed
Apr 1, 2026
Days on market
181
Manufactured home
Yes

Interior details

Total bathrooms3
Full baths1
3/4 baths1
Half baths1
1/4 baths0
BasementDaylight/Lookout Windows, Finished, Full, Storage Space
HeatingBaseboard, Forced Air, Fireplace(s), In-Floor Heating
CoolingNone
Fireplaces3
LaundryElectric Dryer Hookup, Laundry Room, Main Level, Washer Hookup
AppliancesCooktop, Dishwasher, Double Oven, Dryer, Electric Water Heater, Microwave, Refrigerator, Wall Oven, Washer
DiningEat In Kitchen, Separate/Formal Dining Room
AmenitiesCeiling Fan(s), Dock, Hardwood Floors, Kitchen Center Island, Kitchen Window, Primary Bedroom Walk-In Closet, Main Floor Primary Bedroom, Natural Woodwork, Patio, Porch, Panoramic View, Security System, Tile Floors, Vaulted Ceiling(s), Washer/Dryer Hookup, Wet Bar, Walk-In Closet
AccessibilitySoaking Tub
Special featuresMain Floor Primary, Main Floor Bedroom, Main Floor Laundry, Primary Bdr Suite

Exterior & lot

ExteriorCement Board
RoofAsphalt
FoundationBlock
Foundation area2,430 sqft
Patio/porchDeck, Patio, Porch
Lot featuresAccessible Shoreline, Tree Coverage - Medium
Road frontagePrivate Road, Township, Unpaved Streets
Road responsibilityPrivate Maintained Road
ZoningResidential-Single Family

Utilities

Water sourceDrilled, Well
SewerMound Septic
FuelElectric, Propane

Parking & garage

ParkingDetached Garage, Gravel, Electric, Garage Door Opener, Heated Garage, Insulated Garage
Garage spaces3
Garage size1,200 sqft

Financial details

Annual taxes$6,568
Tax year2025
Taxes w/ assessments7068
Assessment pendingNo
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District381 - Lake Superior
District number381
District phone2188348216
High schoolLake Superior
SODL flat fee brokerage
$36,000Estimated buyer credit
SODL platform fee $3,000Your buyer credit $36,000

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$7,813/mo
Principal & interest$6,832
Property taxes$547
Home insurance (est.)$433
%
$260,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

13699 Mill Road, Ely, MN, 55731

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Listing information

MLS #NST7045122
StatusActive
Last updatedJun 25, 2026, 8:11 PM
Originally listedApr 1, 2026, 7:58 AM
Listing officeZ'Up North Realty, Inc.

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.