Listed at
$649,000
$234/sqft

Sunset Beach On Lake Florida

13630 2nd Street, Spicer, MN, 56288
3  Bedrooms2  Bathrooms2,776  Square Feet0.489  Acres
Days on market17
Year built1988
Garage spaces2
TypeResidential
Est. $16,470buyer credit when you buy with SODL
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About this home

Welcome to Lake Florida! Set on 100 feet of highly sought-after shoreline just outside Spicer, this well-maintained lake home offers beautiful water views, a spacious lot and all the character and charm of classic Minnesota lake living. The main level features three spacious bedrooms, including a generous primary suite with a private bath and walk-in closet. Warm hardwood floors and wood-accented ceilings add inviting character throughout, while multiple living spaces provide plenty of room to gather, relax or accommodate guests. A true standout is the expansive sunroom, where natural light pours in and panoramic lake views can be enjoyed throughout the seasons. Step outside to multiple lakeside decks, creating the perfect spaces for morning coffee, sunset gatherings and relaxing summer days overlooking the water. The beautifully maintained lot offers plenty of room to enjoy the outdoors while maximizing both privacy and access to the lake. Additional features include a heated detached garage, in-floor heat, lawn irrigation and thoughtful improvements throughout. Whether you're searching for a year-round home or a memorable lake retreat, this Lake Florida property offers the perfect combination of comfort, character, outdoor space and waterfront living. Conveniently located near Prairie Woods Environmental Learning Center, Sibley State Park and with easy access to Highway 71, you're never far from the area's recreation and amenities.

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Home facts

Property typeResidential
Property subtypeSingle Family
Year built1988
LevelsOne
Living area2,776 sqft
Above-grade finished1,966 sqft
Below-grade finished810 sqft
Lot size0.489 acres (100x200)
Days on market17
ListedSep 11, 2026
MLS #NST7142704
CountyKandiyohi
SubdivisionSunset Beach On Lake Florida
Parcel #237300080

Facts & features

Interior

Bedrooms
3
Bathrooms
2
Bath breakdown
1 full / 1 3/4
Heating
Forced Air, Fireplace(s)
Cooling
Central Air
Laundry
In Basement

Property

Levels / stories
One
Garage
2 spaces · 24x26 · 624 sqft
Parking features
Detached Garage, Concrete
Patio & porch
Composite Decking
Exterior features
Vinyl
Other structures
Storage Shed

Construction

Property type
Residential
Property subtype
Single Family
Foundation
Block · 1,966 sqft
Roof
Asphalt
Year built
1988

Utilities

Water
Well
Sewer
City Sewer/Connected
Fuel
Propane

Community & HOA

Subdivision
Sunset Beach On Lake Florida
HOA
No HOA
School district
345 - New London-Spicer
High school district
New London-Spicer

Financial & listing details

Annual tax
$6,975 (2026)
Tax with assessments
8202
Listed
Sep 11, 2026
Days on market
17 · 198 cumulative
Manufactured home
Yes

Interior details

Total bathrooms2
Full baths1
3/4 baths1
Half baths0
1/4 baths0
BasementFinished, Partial
HeatingForced Air, Fireplace(s)
CoolingCentral Air
Fireplaces1
LaundryIn Basement
AmenitiesDeck, Hardwood Floors, Main Floor Primary Bedroom, Panoramic View, Skylight, Sun Room, Vaulted Ceiling(s), Walk-In Closet
AccessibilityNone

Exterior & lot

ExteriorVinyl
RoofAsphalt
FoundationBlock
Foundation area1,966 sqft
Patio/porchComposite Decking
Lot featuresAccessible Shoreline
Road frontagePaved Streets
ZoningShoreline,Residential-Single Family

Utilities

Water sourceWell
SewerCity Sewer/Connected
FuelPropane

Parking & garage

ParkingDetached Garage, Concrete
Garage spaces2
Garage size624 sqft

Financial details

Annual taxes$6,975
Tax year2026
Taxes w/ assessments8202
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District345 - New London-Spicer
District number345
District phone3203542252
High schoolNew London-Spicer
SODL flat fee brokerage
$16,470Estimated buyer credit
SODL platform fee $3,000Your buyer credit $16,470

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$4,208/mo
Principal & interest$3,411
Property taxes$581
Home insurance (est.)$216
%
$129,800
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

13630 2nd Street, Spicer, MN, 56288

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Listing information

MLS #NST7142704
StatusActive
Last updatedSep 12, 2026, 10:10 AM
Originally listedSep 11, 2026, 9:15 AM
Listing office320 Real Estate Co

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.