Listed at
$750,000
$228/sqft

Otsego Townsite

13600 96th Street, Elk River, MN, 55330
2  Bedrooms3  Bathrooms3,289  Square Feet1.95  Acres
Days on market332
Year built1984
Garage spaces4
TypeResidential
Est. $19,500buyer credit when you buy with SODL
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About this home

Experience the beauty and tranquility of owning 264 ft of prime river frontage on almost 2 acres! This Executive style 2 bed/3 bath/4 car garage home overlooks a highly sought after area on the Mississippi River. Designed for comfort and convenience with its completely updated main-floor living open-concept layout, spacious primary suite, spa-like bathrooms and picture-perfect views from nearly every room. Upon entry you'll be greeted by the massive open floor plan and stunning views. The bright and completely updated kitchen flows effortlessly into the dining and living areas and IS the Heart of this home featuring double wall ovens, beautiful counter tops, bountiful space and luxury finishes. The main floor includes the primary bedroom w/private ensuite bath and walk-in closet, a cozy woodburning fireplace that adds charm and warmth, a 23x23 sq ft family room addition w/new ductless a/c and an amazing sunroom or office! Within the last 5 yrs updates include a new A/C, Furnace, Garage Heater, Anderson Windows throughout, water treatment system & RO drinking water filter, Well Pump, Sewer grinder pump, Well Pressure tank, Roof(2024), Flooring, Gutter guards, Lighting and a lower-level Renovation. The massive oversized 4 stall garage is insulated, heated, has epoxied floors, workshop and tons of storage. Outside enjoy the beautiful stamped concrete porch, gorgeous deck, Irrigation system, perennial gardens, a horseshoe driveway (newly seal-coated) and a fire pit area that overlooks the river. Two very nice sheds (12x20 & 8x15) w/shelving are included. Unique to this home is a permanent full size RV setup on the side of the property fully equipped with water, electricity & a septic holding tank. Whether you love boating, fishing, or simply relaxing by the water, this home makes every day feel like a getaway!

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Home facts

Property typeResidential
Property subtypeSingle Family Residence
Year built1984
LevelsOne
Living area3,289 sqft
Above-grade finished2,029 sqft
Below-grade finished1,260 sqft
Lot size1.95 acres (264x322x284x269)
Days on market332
ListedOct 25, 2025
MLS #NST6793750
CountyWright
SubdivisionOtsego Townsite
Parcel #118010082010

Facts & features

Interior

Bedrooms
2
Bathrooms
3
Bath breakdown
1 full / 1 3/4 / 1 half
Heating
Forced Air
Cooling
Central Air
Appliances
Dishwasher, Double Oven, Dryer, Exhaust Fan, Gas Water Heater, Water Filtration System, Microwave, Range, Refrigerator, Stainless Steel Appliances, Wall Oven, Washer, Water Softener Owned

Property

Levels / stories
One
Garage
4 spaces · 44x32 · 1,408 sqft
Parking features
Attached Garage, Asphalt, Electric, Finished Garage, Garage Door Opener, Heated Garage, Insulated Garage, RV Access/Parking, Storage
Patio & porch
Deck, Porch, Wrap Around
Other structures
Storage Shed
View
Panoramic, River

Construction

Property type
Residential
Property subtype
Single Family Residence
Construction materials
Block, Concrete
Foundation
1,500 sqft
Roof
Age 8 Years or Less, Asphalt
Year built
1984

Utilities

Water
Private, Well
Sewer
Private Sewer, Septic System Compliant - Yes, Tank with Drainage Field
Fuel
Natural Gas
Electric
Circuit Breakers, Other

Community & HOA

Subdivision
Otsego Townsite
HOA
No HOA
School district
Elk River

Financial & listing details

Annual tax
$6,448 (2025)
Listed
Oct 25, 2025
Days on market
332
Manufactured home
Yes

Interior details

Total bathrooms3
Full baths1
3/4 baths1
Half baths1
1/4 baths0
BasementDaylight/Lookout Windows, Egress Window(s), Finished, Full, Storage Space, Walkout
HeatingForced Air
CoolingCentral Air
Fireplaces1
LaundryGas Dryer Hookup, Lower Level, Laundry Room, Sink, Washer Hookup
AppliancesDishwasher, Double Oven, Dryer, Exhaust Fan, Gas Water Heater, Water Filtration System, Microwave, Range, Refrigerator, Stainless Steel Appliances, Wall Oven, Washer, Water Softener Owned
DiningEat In Kitchen, Kitchen/Dining Room
AmenitiesCeiling Fan(s), Hardwood Floors, Kitchen Center Island, Kitchen Window, Primary Bedroom Walk-In Closet, Main Floor Primary Bedroom, Natural Woodwork, Panoramic View, In-Ground Sprinkler, Sun Room, Washer/Dryer Hookup, Walk-In Closet
AccessibilityPartially Wheelchair
Special featuresMain Floor Primary, Main Floor Bedroom, Primary Bdr Suite

Exterior & lot

RoofAge 8 Years or Less, Asphalt
Foundation area1,500 sqft
Patio/porchDeck, Porch, Wrap Around
Lot featuresAccessible Shoreline, Tree Coverage - Medium
ZoningShoreline,Residential-Single Family

Utilities

Water sourcePrivate, Well
SewerPrivate Sewer, Septic System Compliant - Yes, Tank with Drainage Field
FuelNatural Gas

Parking & garage

ParkingAttached Garage, Asphalt, Electric, Finished Garage, Garage Door Opener, Heated Garage, Insulated Garage, RV Access/Parking, Storage
Garage spaces4
Garage size1,408 sqft

Financial details

Annual taxes$6,448
Tax year2025
Taxes w/ assessments6448
Assessment pendingNo
Down payment resourceYes
Lender ownedNo
Short saleNo
ForeclosureNo

Schools

District number2241
District phone7632413400
High schoolElk River
SODL flat fee brokerage
$19,500Estimated buyer credit
SODL platform fee $3,000Your buyer credit $19,500

How SODL buyer credits work

When you buy with SODL, the brokerage charges a flat $3,000 platform fee at closing. The remaining buyer-side commission (typically 3% of the purchase price) is credited directly back to you at closing, reducing the cash you bring to the table.

  • Tour homes with SODL’s flexible showing network
  • Submit offers and manage your transaction through the platform
  • Keep more money at closing through transparent flat-fee pricing

A clear, modern way to buy with expert guidance and meaningful savings.

Estimated monthly payment

$4,729/mo
Principal & interest$3,942
Property taxes$537
Home insurance (est.)$250
%
$150,000
0%50%
Credit score
Loan term

These payment estimates are for illustration purposes only and may vary based on your lender, interest rate, credit profile, down payment, taxes, insurance, and loan terms. For a more accurate monthly payment estimate, speak with your lender or connect with SODL’s preferred lending partner.

Location

13600 96th Street, Elk River, MN, 55330

Listing information

MLS #NST6793750
StatusActive
Last updatedJan 6, 2026, 4:37 AM
Originally listedNov 1, 2025, 12:00 AM
Listing officeEdina Realty, Inc.

Listing information provided courtesy of the MLS. This information is deemed reliable but is not guaranteed.

Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.